{"id":58,"date":"2016-07-11T05:31:05","date_gmt":"2016-07-11T05:31:05","guid":{"rendered":"https:\/\/www.cashamericatoday.com\/blog\/?p=58"},"modified":"2026-04-16T13:03:01","modified_gmt":"2026-04-16T13:03:01","slug":"ways-to-find-and-avoid-installment-loan-scams","status":"publish","type":"post","link":"https:\/\/www.cashamericatoday.com\/blog\/ways-to-find-and-avoid-installment-loan-scams\/","title":{"rendered":"Ways to Find Out and Avoid Installment Loan Scams"},"content":{"rendered":"\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h2 class=\"wp-block-heading\">How to Avoid Installment Loan Scams<a href=\"https:\/\/www.cashamericatoday.com\/blog\/wp-content\/uploads\/2024\/03\/Ways-to-Find-Out-and-Avoid-Installment-Loan-Scams.jpg\"><\/a><\/h2>\n\n\n\n<p>Many installment loan providers are dependable and responsible. However, it is important to avoid a fistful of deceptive lending companies that are ready to get their greedy hands over your money. These loan scammers targeting both small businesses and individuals might appear legitimate at first glance. Therefore, do not be cheated by their clever-sounding scheme. Let not your disappointment and desperation trick you into installment loan defraud.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Find out whether a loan company is legitimate by looking at these tell-tale signs:<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\">\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/www.cashamericatoday.com\/blog\/wp-content\/uploads\/2024\/03\/Ways-to-Find-Out-and-Avoid-Installment-Loan-Scams.jpg\"><img loading=\"lazy\" decoding=\"async\" width=\"626\" height=\"417\" src=\"https:\/\/www.cashamericatoday.com\/blog\/wp-content\/uploads\/2024\/03\/Ways-to-Find-Out-and-Avoid-Installment-Loan-Scams.jpg\" alt=\"Ways to Find Out and Avoid Installment Loan Scams\" class=\"wp-image-1872\" srcset=\"https:\/\/www.cashamericatoday.com\/blog\/wp-content\/uploads\/2024\/03\/Ways-to-Find-Out-and-Avoid-Installment-Loan-Scams.jpg 626w, https:\/\/www.cashamericatoday.com\/blog\/wp-content\/uploads\/2024\/03\/Ways-to-Find-Out-and-Avoid-Installment-Loan-Scams-300x200.jpg 300w\" sizes=\"auto, (max-width: 626px) 100vw, 626px\" \/><\/a><\/figure>\n<\/div>\n<\/div>\n\n\n\n<p><strong>Advance Payment Loans:&nbsp;<\/strong>Legit loan companies promote transparent lending with all the rates and fees stated upfront. They do not demand any advance payment at the time of loan approval to guarantee your loan. Instead, they subtract the fees from the loan amount you obtain from them. Therefore, if you are asked to pay advance, then it is certainly a red flag. Do not get provoked by the advertisement that says assured loan approvals for good or bad credit. Upon submission of your requested loan information and supporting documents, you may get a call saying that the loan has been approved but processing fee is required to discharge the loan. In such a scenario, do not fool yourself by transferring the money for loan process. Moreover, since the scammer already knows your personal information and banking details, he may commit identity theft too.<\/p>\n\n\n\n<p><strong>Bogus Loan Agreement:<\/strong>&nbsp;The fraudsters may portray a loan agreement to trick you. They may also employ aggressive and persuasive tactics to rush you into signing the loan agreement. All these hint that you are dealing out with a loan trickster. Therefore, before signing on the dotted line, always make sure to read the fine print in the agreement carefully that detail out the installment loan terms and conditions. Besides, let a legal professional inspect the fine print given in the loan contract. Although the given agreement appear be a lookalike of legitimate agreement to you, the attorney can notice a fraud if it is a fake contract. Besides, a genuine lender will never object to a review by attorney.<\/p>\n\n\n\n<p><strong>Check the Loan Interest Rate:<\/strong>&nbsp;&nbsp;Never get foxed into paying off high interest rate than you have to. A responsible and legit lender will not charge interest rate beyond what the law allows. Many ravenous lending companies make you suppose that your chances of getting a loan approved are thin or nil because of your past financial instability or your poor credit history. However, this is not true. Several lenders in the market grant you a loan irrespective of your credit history or collateral.<\/p>\n\n\n\n<p><strong>Check with State Agencies:<\/strong>&nbsp;Law mandates it for any loan company or loan agent to register with the specific state agency, in order to do business within a particular state. Therefore, before you work with any lender or agent, get in touch with your state Attorney General\u2019s Office, Financial Regulation or Department of Banking to make sure whether the lending company in question is registered. This will facilitate in straining out the scammers, largely.<\/p>\n\n\n\n<p><strong>Do your Research:<\/strong>&nbsp;Perform a thorough research by the lending company\u2019s name before&nbsp;<a href=\"https:\/\/www.cashamericatoday.com\/loanapplication\">applying for a loan<\/a>&nbsp;or divulging your banking information to any lender. You can search your local Better Business Bureaus (BBB) database by the loan company\u2019s name, website, email, postal code or contact number. &nbsp;However, having a registration will not vouch for a good lending service.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>How to Avoid Installment Loan Scams Many installment loan providers are dependable and responsible. However, it is important to avoid a fistful of deceptive lending companies that are ready to get their greedy hands over your money. These loan scammers targeting both small businesses and individuals might appear legitimate at first glance. Therefore, do not&#8230;<\/p>\n","protected":false},"author":3,"featured_media":1872,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_kad_post_transparent":"","_kad_post_title":"","_kad_post_layout":"","_kad_post_sidebar_id":"","_kad_post_content_style":"","_kad_post_vertical_padding":"","_kad_post_feature":"","_kad_post_feature_position":"","_kad_post_header":false,"_kad_post_footer":false,"_kad_post_classname":"","footnotes":""},"categories":[3],"tags":[22,4],"class_list":["post-58","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-installment-loans","tag-installment-loan-scams","tag-installment-loans"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>Ways to Find Out to Avoid Installment Loan Scams<\/title>\r\n<meta name=\"description\" content=\"Learn the most common installment loan scam signs. 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Here you can see some of the common red flags that are a dead giveaway.\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.cashamericatoday.com\/blog\/ways-to-find-and-avoid-installment-loan-scams\/\" \/>\r\n<meta property=\"og:site_name\" content=\"Useful Tips on Personal Finance | CashAmericaToday\" \/>\r\n<meta property=\"article:published_time\" content=\"2016-07-11T05:31:05+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2026-04-16T13:03:01+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/www.cashamericatoday.com\/blog\/wp-content\/uploads\/2024\/03\/Ways-to-Find-Out-and-Avoid-Installment-Loan-Scams.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"626\" \/>\r\n\t<meta property=\"og:image:height\" content=\"417\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\r\n<meta name=\"author\" content=\"David\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:creator\" content=\"@CashAmerica2day\" \/>\r\n<meta name=\"twitter:site\" content=\"@CashAmerica2day\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"David\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.cashamericatoday.com\\\/blog\\\/ways-to-find-and-avoid-installment-loan-scams\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.cashamericatoday.com\\\/blog\\\/ways-to-find-and-avoid-installment-loan-scams\\\/\"},\"author\":{\"name\":\"David\",\"@id\":\"https:\\\/\\\/www.cashamericatoday.com\\\/blog\\\/#\\\/schema\\\/person\\\/2a1d44171b210ae872b88d7dc9d11677\"},\"headline\":\"Ways to Find Out and Avoid Installment Loan Scams\",\"datePublished\":\"2016-07-11T05:31:05+00:00\",\"dateModified\":\"2026-04-16T13:03:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.cashamericatoday.com\\\/blog\\\/ways-to-find-and-avoid-installment-loan-scams\\\/\"},\"wordCount\":588,\"publisher\":{\"@id\":\"https:\\\/\\\/www.cashamericatoday.com\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cashamericatoday.com\\\/blog\\\/ways-to-find-and-avoid-installment-loan-scams\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.cashamericatoday.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/Ways-to-Find-Out-and-Avoid-Installment-Loan-Scams.jpg\",\"keywords\":[\"installment loan scams\",\"installment loans\"],\"articleSection\":[\"Installment Loans\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.cashamericatoday.com\\\/blog\\\/ways-to-find-and-avoid-installment-loan-scams\\\/\",\"url\":\"https:\\\/\\\/www.cashamericatoday.com\\\/blog\\\/ways-to-find-and-avoid-installment-loan-scams\\\/\",\"name\":\"Ways to Find Out to Avoid Installment Loan Scams\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.cashamericatoday.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.cashamericatoday.com\\\/blog\\\/ways-to-find-and-avoid-installment-loan-scams\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.cashamericatoday.com\\\/blog\\\/ways-to-find-and-avoid-installment-loan-scams\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.cashamericatoday.com\\\/blog\\\/wp-content\\\/uploads\\\/2024\\\/03\\\/Ways-to-Find-Out-and-Avoid-Installment-Loan-Scams.jpg\",\"datePublished\":\"2016-07-11T05:31:05+00:00\",\"dateModified\":\"2026-04-16T13:03:01+00:00\",\"description\":\"Learn the most common installment loan scam signs. 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