:root {
  --primary: #1B4D3E;
  --primary-light: #2A7A5F;
  --primary-dark: #0F3329;
  --accent: #E8A838;
  --accent-light: #F0C060;
  --bg-light: #F7F9FC;
  --bg-white: #FFFFFF;
  --text: #1A1A2E;
  --text-light: #555770;
  --text-muted: #8A8CA5;
  --border: #E4E7ED;
  --gradient-start: #1B4D3E;
  --gradient-end: #0F3329;
  --shadow-sm: 0 2px 8px rgba(0, 0, 0, 0.06);
  --shadow-md: 0 4px 20px rgba(0, 0, 0, 0.08);
  --shadow-lg: 0 8px 40px rgba(0, 0, 0, 0.12);
  --radius: 12px;
  --radius-lg: 20px;
}
.skip-link {
  position: absolute;
  top: -100%;
  left: 16px;
  z-index: 10000;
  padding: 12px 24px;
  background: var(--primary);
  color: white;
  font-weight: 700;
  font-size: 0.95rem;
  border-radius: 0 0 8px 8px;
  transition: top 0.2s;
  text-decoration: none;
}
.skip-link:focus {
  top: 0;
  outline: 3px solid var(--accent);
  outline-offset: 2px;
}
p {
  margin-bottom: 10px;
  line-height: 1.8;
}
h2, h3, h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.0rem;
  font-weight: 800;
  line-height: 1.8;
  margin-bottom: 16px;
  color: var(--text);
}
.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}
*, *::before, *::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}
:focus-visible {
  outline: 3px solid var(--accent);
  outline-offset: 2px;
}
a:focus-visible, button:focus-visible, input:focus-visible, [tabindex]:focus-visible {
  outline: 3px solid var(--accent);
  outline-offset: 2px;
  border-radius: 4px;
}
.btn:focus-visible {
  box-shadow: 0 0 0 3px rgba(232, 168, 56, 0.5);
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}
html {
  scroll-behavior: smooth;
}
body {
  font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
  color: var(--text);
  line-height: 1.8;
  overflow-x: hidden;
  background: var(--bg-white);
}
.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 24px;
}
a {
  text-decoration: none;
  color: inherit;
}
ul {
  list-style: none;
}
.header {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: transparent;
  transition: all 0.3s ease;
}
.header.scrolled {
  background: rgba(255, 255, 255, 0.98);
  backdrop-filter: blur(12px);
  box-shadow: var(--shadow-sm);
}
.header:not(.scrolled) .logo-text {
  color: #fff;
}
.header:not(.scrolled) .logo-highlight {
  color: var(--accent-light);
}
.header:not(.scrolled) .menu-toggle span {
  background: #fff;
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}
.logo {
  display: flex;
  align-items: center;
  gap: 10px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 800;
  font-size: 1.35rem;
}
.logo-icon {
  width: 38px;
  height: 38px;
  background: var(--primary);
  color: white;
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
}
.logo-text {
  color: var(--text);
}
.logo-highlight {
  color: var(--primary);
}
.nav {
  display: flex;
  align-items: center;
  gap: 8px;
  flex: 1;
  justify-content: flex-end;
}
.nav-menu {
  display: flex;
  align-items: center;
  gap: 4px;
  list-style: none;
  margin: 0;
  padding: 0;
}
.nav-item {
  position: relative;
}
.nav-link {
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--text-light);
  transition: all 0.2s;
  position: relative;
  padding: 8px 14px;
  border-radius: 6px;
  display: flex;
  align-items: center;
  gap: 5px;
  white-space: nowrap;
}
.nav-arrow {
  font-size: 0.6rem;
  transition: transform 0.2s;
}
.nav-item.has-mega.active .nav-arrow {
  transform: rotate(180deg);
}
.nav-link:hover {
  color: #f0c060;
  background: rgba(27, 77, 62, 0.06);
}
.nav-actions {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-left: 16px;
}
.nav-login-btn {
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--primary);
  padding: 9px 20px;
  border-radius: 8px;
  border: 1.5px solid var(--primary);
  transition: all 0.2s;
  display: flex;
  align-items: center;
  gap: 6px;
  white-space: nowrap;
}
.nav-login-btn:hover {
  background: var(--primary);
  color: #fff !important;
}
.nav-btn {
  background: var(--primary);
  color: white;
  padding: 9px 22px;
  border-radius: 8px;
  font-weight: 600;
  font-size: 0.88rem;
  transition: all 0.3s;
  white-space: nowrap;border:1px solid #ffffff63;
}
.nav-btn:hover {
  background: var(--primary-light);
  transform: translateY(-1px);
  box-shadow: 0 4px 12px rgba(27, 77, 62, 0.3);
}
.mega-panel {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%) translateY(8px);
  background: white;
  border-radius: 16px;
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.15), 0 0 0 1px rgba(0, 0, 0, 0.05);
  opacity: 0;
  visibility: hidden;
  transition: all 0.25s ease;
  z-index: 1000;
  padding: 0;
  pointer-events: none;
  min-width: 880px;
}
.nav-item.has-mega.active .mega-panel {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
  pointer-events: auto;
}
.mega-inner {
  display: grid;
  grid-template-columns: 1fr 1fr 1fr;
  gap: 0;
  padding: 8px;
}
.mega-panel-sm {
  /*min-width: 420px;*/
}
.mega-panel-sm .mega-inner {
  grid-template-columns: 1fr 1fr 1fr;
}
.mega-col {
  padding: 20px 24px;
}
.mega-col + .mega-col {
  border-left: 1px solid rgba(0, 0, 0, 0.06);
}
.mega-heading {
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--text-light);
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.mega-heading i {
  color: var(--primary);
  font-size: 0.8rem;
}
.mega-link {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 10px 12px;
  border-radius: 8px;
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--text);
  transition: all 0.15s;
}
.mega-link:hover {
  background: rgba(27, 77, 62, 0.06);
  color: var(--primary);
}
.mega-link i {
  font-size: 0.85rem;
  color: var(--primary);
  opacity: 0.7;
  width: 18px;
  text-align: center;
}
.mega-link:hover i {
  opacity: 1;
}
.mega-highlight {
  background: linear-gradient(135deg, rgba(27, 77, 62, 0.04), rgba(232, 168, 56, 0.06));
  border-radius: 0 12px 12px 0;
  display: flex;
  align-items: stretch;
}
.mega-promo {
  padding: 24px;
  display: flex;
  flex-direction: column;
  justify-content: flex-start;
  gap: 10px;
}
.mega-promo-badge {
  display: inline-block;
  background: var(--accent);
  color: white;
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  padding: 4px 10px;
  border-radius: 20px;
  width: fit-content;
}
.mega-promo-title {
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--primary-dark);
}
.mega-promo-text {
  font-size: 0.82rem;
  color: var(--text-light);
  line-height: 1.5;
}
.mega-promo-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: var(--primary);
  color: white;
  padding: 8px 18px;
  border-radius: 8px;
  font-size: 0.82rem;
  font-weight: 600;
  transition: all 0.2s;
  width: fit-content;
  margin-top: 4px;
}
.mega-promo-btn:hover {
  background: var(--primary-light);
  transform: translateY(-1px);
}
.header:not(.scrolled) .nav-link {
  color: rgba(255, 255, 255, 0.85) !important;
}
.header:not(.scrolled) .nav-link:hover {
  color: #f0c060 !important;
  background: rgba(255, 255, 255, 0.1);
}
.header:not(.scrolled) .nav-login-btn {
  color: #fff;
  border-color: rgba(255, 255, 255, 0.5);
}
.header:not(.scrolled) .nav-login-btn:hover {
  background: rgba(255, 255, 255, 0.15);
  border-color: #fff;
}
.menu-toggle {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: 4px;
}
.menu-toggle span {
  width: 24px;
  height: 2.5px;
  background: var(--text);
  border-radius: 2px;
  transition: all 0.3s;
}
.menu-toggle.active span:nth-child(1) {
  transform: rotate(45deg) translate(5px, 5px);
}
.menu-toggle.active span:nth-child(2) {
  opacity: 0;
}
.menu-toggle.active span:nth-child(3) {
  transform: rotate(-45deg) translate(5px, -5px);
}
.menu-item-custom {
  position: relative;
  list-style: none;
}
.menu-link-custom {
  display: inline-block;
  text-decoration: none;
  font-weight: 500;
  position: relative;
}
/* =========================
   DESKTOP STYLES (DEFAULT)
========================= */
.submenu-custom {
  position: absolute;
  top: 100%;
  left: 0;
  min-width: 220px;
  background: #ffffff;
  padding: 10px 0;
  border-radius: 6px;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.08);
  opacity: 0;
  visibility: hidden;
  transform: translateY(12px);
  transition: all 0.3s ease;
  z-index: 999;
}
.submenu-custom li {
  list-style: none;
}
.submenu-custom li a {
  display: block;
  padding: 10px 18px;
  text-decoration: none;
  color: #333;
  transition: all 0.3s ease;
}
.submenu-custom li a:hover {
  background: #f3f3f3;
  padding-left: 22px;
}
/* Desktop hover */
.has-submenu-custom:hover > .submenu-custom {
  opacity: 1;
  visibility: visible;
  transform: translateY(0);
}
.has-submenu-custom:hover .arrow-custom {
  transform: rotate(-135deg);
}
@media (max-width: 1024px) {
  .header-solid .nav-login-btn {
    color: var(--primary) !important;
    border: 1px solid var(--primary) !important;
  }
  .header:not(.scrolled) .nav-link {
    color: #000 !important;
  }
  .submenu-custom {
    position: static;
    min-width: 100%;
    box-shadow: none;
    opacity: 1;
    visibility: visible;
    transform: none;
    display: block;
    padding: 6px 0 6px 16px;
    background: transparent;
  }
  .submenu-custom li a {
    padding: 8px 0;
    font-size: 14px;
  }
  .arrow-custom {
    display: none;
  }
  .bc-intro-sidebar img{width:100%}
}
.error-new{font-size: 24px;}
.hero {
  position: relative;
  padding: 120px 0 0;
  overflow: hidden;
  min-height: 100vh;
  display: flex;
  flex-direction: column;
}
.hero-bg-image {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  z-index: 0;
}
.hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(15, 51, 41, 0.92) 0%, rgba(27, 77, 62, 0.85) 50%, rgba(15, 51, 41, 0.88) 100%);
  z-index: 1;
}
.hero-inner {
  display: grid;
  grid-template-columns: 1fr 420px;
  gap: 50px;
  align-items: start;
  position: relative;
  z-index: 2;
  flex: 1;
  padding-bottom: 40px;
}
.hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(232, 168, 56, 0.15);
  color: var(--accent-light);
  padding: 8px 20px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 24px;
  border: 1px solid rgba(232, 168, 56, 0.25);
}
.hero-badge i {
  font-size: 0.8rem;
}
.hero h1 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.2rem;
  font-weight: 800;
  line-height: 1.2;
  color: #fff;
  margin-bottom: 20px;
}
.hero-highlight {
  color: var(--accent);
  position: relative;
}
.hero-sub {
  font-size: 1.05rem;
  color: rgba(255, 255, 255, 0.8);
  margin-bottom: 28px;
  max-width: 600px;
  line-height: 1.8;
}
.hero-disclaimers {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 32px;
}
.hero-disclaimer-item {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 12px 16px;
  background: rgba(255, 255, 255, 0.07);
  border-radius: 10px;
  border: 1px solid rgba(255, 255, 255, 0.1);
  transition: all 0.3s ease;
}
.hero-disclaimer-item:hover {
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(232, 168, 56, 0.3);
  transform: translateX(4px);
}
.hero-disclaimer-item i {
  font-size: 1.1rem;
  color: var(--accent);
  margin-top: 3px;
  flex-shrink: 0;
  width: 20px;
  text-align: center;
}
.hero-disclaimer-item strong {
  display: block;
  color: #fff;
  font-size: 0.9rem;
  font-weight: 600;
  margin-bottom: 2px;
}
.hero-disclaimer-item span {
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.65);
  line-height: 1.5;
}
.hero-actions {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}
.btn-outline-light {
  background: transparent;
  color: #fff;
  border: 2px solid rgb(234 170 75) !important;
}
.btn-outline-light:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: rgba(255, 255, 255, 0.6);
  transform: translateY(-2px);
}
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-weight: 600;
  font-size: 0.95rem;
  border-radius: 10px;
  transition: all 0.3s;
  cursor: pointer;
  border: none;
  font-family: inherit;
}
.btn-lg {
  padding: 14px 32px;
}
.btn-primary {
  background: #e8a838;
  border: 2px solid rgb(234 170 75);
  color: white;
}
.btn-primary:hover {
  background: var(--primary-light);
  transform: translateY(-2px);
  border: 2px solid var(--primary-light);
  box-shadow: 0 6px 20px rgba(27, 77, 62, 0.3);
}
.btn-outline {
  background: transparent;
  color: var(--primary);
  border: 2px solid var(--primary);
}
.btn-outline:hover {
  background: var(--primary);
  color: white;
  transform: translateY(-2px);
}
.btn-white {
  background: white;
  color: var(--primary);
}
.btn-white:hover {
  background: var(--bg-light);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.15);
}
.hero-visual {
  position: relative;
  position: sticky;
  top: 100px;
}
.hero-calc-card {
  background: white;
  border-radius: var(--radius-lg);
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.3);
  overflow: hidden;
}
.hero-calc-header {
  background: var(--primary-dark);
  color: white;
  padding: 16px 24px;
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.95rem;
  font-weight: 600;
}
.hero-calc-badge {
  margin-left: auto;
  background: rgba(232, 168, 56, 0.2);
  color: var(--accent);
  padding: 4px 12px;
  border-radius: 50px;
  font-size: 0.72rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.hero-calc-body {
  padding: 24px;
}
.calc-field {
  margin-bottom: 20px;
}
.calc-label {
  display: block;
  font-size: 0.82rem;
  font-weight: 600;
  color: var(--text-light);
  margin-bottom: 8px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.calc-amount-display {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.4rem;
  font-weight: 800;
  color: var(--primary);
  text-align: center;
  margin-bottom: 8px;
}
.calc-slider {
  width: 100%;
  height: 6px;
  -webkit-appearance: none;
  appearance: none;
  border-radius: 3px;
  background: linear-gradient(to right, var(--primary) 0%, var(--primary) 37.5%, var(--border) 37.5%, var(--border) 100%);
  outline: none;
  cursor: pointer;
}
.calc-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--primary);
  border: 3px solid white;
  box-shadow: 0 2px 8px rgba(27, 77, 62, 0.3);
  cursor: pointer;
  transition: transform 0.2s;
}
.calc-slider::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}
.calc-slider::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--primary);
  border: 3px solid white;
  box-shadow: 0 2px 8px rgba(27, 77, 62, 0.3);
  cursor: pointer;
}
.calc-range-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.75rem;
  color: var(--text-muted);
  margin-top: 6px;
}
.calc-term-btns {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 8px;
}
.calc-term-btn {
  padding: 10px 8px;
  border: 2px solid var(--border);
  border-radius: 8px;
  background: white;
  font-size: 0.85rem;
  font-weight: 600;
  color: var(--text-light);
  cursor: pointer;
  transition: all 0.2s;
  font-family: inherit;
}
.calc-term-btn:hover {
  border-color: var(--primary);
  color: var(--primary);
}
.calc-term-btn.active {
  background: var(--primary);
  border-color: var(--primary);
  color: white;
}
.calc-results {
  background: var(--bg-light);
  border-radius: 12px;
  padding: 16px;
  margin-bottom: 16px;
}
.calc-result-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 8px 0;
  font-size: 0.88rem;
  color: var(--text-light);
}
.calc-result-row + .calc-result-row {
  border-top: 1px solid var(--border);
}
.calc-result-value {
  font-weight: 700;
  color: var(--text);
}
.calc-result-total {
  font-weight: 700;
  color: var(--text);
  font-size: 0.95rem;
}
.calc-result-total .calc-result-value {
  font-size: 1.1rem;
  color: var(--primary);
}
.calc-apr-row {
  background: rgba(232, 168, 56, 0.08);
  margin: 8px -16px -16px;
  padding: 10px 16px;
  border-radius: 0 0 12px 12px;
  border-top: 1px dashed var(--accent) !important;
}
.calc-apr-value {
  font-weight: 700;
  color: var(--accent) !important;
  font-size: 1rem;
}
.calc-apply-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
  padding: 14px;
  background: var(--accent);
  color: white;
  text-align: center;
  border-radius: 10px;
  font-weight: 700;
  font-size: 1rem;
  cursor: pointer;
  transition: all 0.3s;
  margin-bottom: 12px;
}
.calc-apply-btn:hover {
  background: var(--accent-light);
  transform: translateY(-1px);
  box-shadow: 0 4px 16px rgba(232, 168, 56, 0.3);
}
.calc-disclaimer {
  font-size: 0.72rem;
  color: var(--text-muted);
  text-align: center;
  line-height: 1.5;
}
.calc-disclaimer i {
  color: var(--text-muted);
  margin-right: 4px;
}
.hero-trust-bar {
  position: relative;
  z-index: 2;
  background: rgba(0, 0, 0, 0.3);
  backdrop-filter: blur(8px);
  padding: 16px 0;
  margin-top: auto;
}
.hero-trust-items {
  display: flex;
  justify-content: center;
  gap: 32px;
  flex-wrap: wrap;
}
.hero-trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255, 255, 255, 0.85);
  font-size: 0.82rem;
  font-weight: 600;
}
.hero-trust-item i {
  color: var(--accent);
  font-size: 0.9rem;
}
.badges-section {
  background: var(--primary);
  padding: 28px 0;
}
.badges-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}
.badge-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 8px;
  color: rgba(255, 255, 255, 0.9);
  text-align: center;
}
.badge-item i {
  font-size: 1.4rem;
  color: var(--accent);
}
.badge-text {
  font-size: 0.8rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.section {
  padding: 50px 0;
}
.section-light {
  background: var(--bg-light);
}
.section-white {
  background: var(--bg-white);
}
.section-gradient {
  background: linear-gradient(135deg, var(--gradient-start), var(--gradient-end));
  color: white;
}
.section-header {
  text-align: center;
  margin: 0 auto 48px;
}
.section-header h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.0rem;
  font-weight: 800;
  line-height: 1.8;
  margin-bottom: 16px;
}
.section-header p {
  color: var(--text-light);
  font-size: 1.05rem;
}
.section-header-light h4 {
  color: white;
}
.section-header-light p {
  color: rgba(255, 255, 255, 0.8);
}
.section-tag {
  display: inline-block;
  background: rgba(27, 77, 62, 0.1);
  color: var(--primary);
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 0.8rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 16px;
}
.section-tag-light {
  background: rgba(255, 255, 255, 0.15);
  color: var(--accent);
}
.section-desc {
  text-align: center;
  /* max-width: 800px;*/
  margin: -24px auto 48px;
  color: var(--text-light);
  font-size: 1.05rem;
}
.whatis-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: center;
}
.whatis-title {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.0rem;
  font-weight: 800;
  line-height: 1.5;
  margin-bottom: 16px;
  color: var(--text);
}
.whatis-desc {
  color: var(--text-light);
  font-size: 1.02rem;
  margin-bottom: 32px;
  line-height: 1.8;
}
.whatis-features {
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.whatis-feature-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  padding: 16px 20px;
  background: white;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  transition: all 0.35s cubic-bezier(0.4, 0, 0.2, 1);
  cursor: default;
}
.whatis-feature-item:hover {
  transform: translateX(8px);
  border-color: var(--primary);
  box-shadow: var(--shadow-md);
}
.whatis-icon-wrap {
  width: 44px;
  height: 44px;
  min-width: 44px;
  background: rgba(27, 77, 62, 0.08);
  border-radius: 10px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  font-size: 1.05rem;
  transition: all 0.35s cubic-bezier(0.4, 0, 0.2, 1);
}
.whatis-feature-item:hover .whatis-icon-wrap {
  background: var(--primary);
  color: white;
  transform: scale(1.1);
}
.whatis-feature-item h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 0.95rem;
  font-weight: 700;
  margin-bottom: 2px;
  color: var(--text);
}
.whatis-feature-item p {
  font-size: 0.85rem;
  color: var(--text-muted);
  line-height: 1.5;
}
.whatis-visual {
  position: relative;
  display: flex;
  justify-content: center;
  align-items: center;
  min-height: 440px;
}
.whatis-visual-inner {
  position: relative;
  width: 100%;
  max-width: 420px;
  height: 420px;
}
.whatis-main-visual {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 260px;
  height: 260px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.whatis-circle-bg {
  position: absolute;
  inset: 0;
  border-radius: 50%;
  background: linear-gradient(135deg, rgba(27, 77, 62, 0.06), rgba(232, 168, 56, 0.06));
  border: 2px dashed rgba(27, 77, 62, 0.12);
  animation: whatis-rotate 30s linear infinite;
}
@keyframes whatis-rotate {
  to {
    transform: rotate(360deg);
  }
}
.whatis-center-card {
  position: relative;
  z-index: 2;
  background: white;
  padding: 28px 24px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  text-align: center;
  max-width: 220px;
  transition: transform 0.3s ease;
}
.whatis-center-card:hover {
  transform: translateY(-4px);
}
.whatis-center-icon {
  width: 48px;
  height: 48px;
  background: linear-gradient(135deg, var(--accent), var(--accent-light));
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 1.2rem;
  margin: 0 auto 14px;
}
.whatis-center-card h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1rem;
  font-weight: 700;
  margin-bottom: 8px;
  color: var(--text);
}
.whatis-center-card p {
  font-size: 0.78rem;
  color: var(--text-muted);
  line-height: 1.55;
}
.whatis-float-card {
  position: absolute;
  display: flex;
  align-items: center;
  gap: 10px;
  background: white;
  padding: 12px 16px;
  border-radius: 12px;
  box-shadow: 0 4px 24px rgba(0, 0, 0, 0.1);
  z-index: 3;
  transition: transform 0.3s ease;
}
.whatis-float-card:hover {
  transform: scale(1.05);
}
.whatis-float-1 {
  top: 20px;
  left: -30px;
  animation: whatis-float-a 4s ease-in-out infinite;
}
.whatis-float-2 {
  bottom: 60px;
  right: -30px;
  animation: whatis-float-b 4.5s ease-in-out infinite;
}
.whatis-float-3 {
  bottom: 10px;
  left: -30px;
  animation: whatis-float-c 5s ease-in-out infinite;
}
.whatis-float-4 {
  top: 60px;
  right: -30px;
  animation: whatis-float-c 5s ease-in-out infinite;
}
@keyframes whatis-float-a {
  0%, 100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-10px);
  }
}
@keyframes whatis-float-b {
  0%, 100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-8px);
  }
}
@keyframes whatis-float-c {
  0%, 100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-12px);
  }
}
.whatis-float-icon {
  width: 36px;
  height: 36px;
  min-width: 36px;
  background: rgba(232, 168, 56, 0.12);
  color: var(--accent);
  border-radius: 9px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
}
.whatis-float-icon-green {
  background: rgba(27, 77, 62, 0.1);
  color: var(--primary);
}
.whatis-float-icon-blue {
  background: rgba(59, 130, 246, 0.1);
  color: #3B82F6;
}
.whatis-float-label {
  display: block;
  font-size: 0.7rem;
  color: var(--text-muted);
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.whatis-float-value {
  display: block;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 0.88rem;
  font-weight: 700;
  color: var(--text);
}
.features-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.feature-card {
  background: white;
  padding: 32px 24px;
  border-radius: var(--radius);
  box-shadow: var(--shadow-sm);
  transition: all 0.3s;
  border: 1px solid var(--border);
}
.feature-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary);
}
.feature-icon {
  width: 52px;
  height: 52px;
  background: rgba(27, 77, 62, 0.1);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--primary);
  font-size: 1.2rem;
  margin-bottom: 18px;
}
.feature-card h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.1rem;
  margin-bottom: 8px;
}
.feature-card p {
  color: var(--text-light);
  font-size: 0.9rem;
  line-height: 1.6;
}
.requirements-box {
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--radius-lg);
  padding: 36px;
  margin-bottom: 48px;
}
.requirements-box h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.3rem;
  margin-bottom: 24px;
  display: flex;
  align-items: center;
  gap: 10px;
}
.requirements-box h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.3rem;
  margin-bottom: 24px;
  display: flex;
  align-items: center;
  gap: 10px;
}
.req-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 16px;
}
.req-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px 18px;
  background: rgba(255, 255, 255, 0.08);
  border-radius: 10px;
  font-size: 0.92rem;
  font-weight: 500;
}
.req-item i {
  color: var(--accent);
  font-size: 1rem;
}
.steps-row {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0;
}
.steps-row p {
  font-size: 14px;
}
.step-card {
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--radius-lg);
  padding: 40px 32px;
  text-align: center;
  flex: 1;
  max-width: 320px;
  position: relative;
  transition: all 0.3s;
}
.step-card:hover {
  background: rgba(255, 255, 255, 0.15);
  transform: translateY(-4px);
}
.step-number {
  position: absolute;
  top: -16px;
  left: 50%;
  transform: translateX(-50%);
  width: 36px;
  height: 36px;
  background: var(--accent);
  color: white;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
  font-size: 0.95rem;
}
.step-icon {
  width: 64px;
  height: 64px;
  background: rgba(255, 255, 255, 0.12);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 20px;
  font-size: 1.5rem;
}
.step-card h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.2rem;
  margin-bottom: 10px;
}
.step-card h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.2rem;
  margin-bottom: 10px;
}
.step-card p {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.8);
  line-height: 1.6;
}
.step-connector {
  color: rgba(255, 255, 255, 0.3);
  font-size: 1.4rem;
  padding: 0 12px;
}
.tabs-container {
  max-width: 900px;
  margin: 0 auto;
}
.tabs-nav {
  display: flex;
  gap: 8px;
  margin-bottom: 32px;
  justify-content: center;
  flex-wrap: wrap;
}
.tab-btn {
  padding: 12px 24px;
  border: 2px solid var(--border);
  border-radius: 10px;
  background: white;
  font-family: inherit;
  font-weight: 600;
  font-size: 0.92rem;
  color: var(--text-light);
  cursor: pointer;
  transition: all 0.3s;
  display: flex;
  align-items: center;
  gap: 8px;
}
.tab-btn:hover {
  border-color: var(--primary);
  color: var(--primary);
}
.tab-btn.active {
  background: var(--primary);
  color: white;
  border-color: var(--primary);
}
.tab-panel {
  display: none;
}
.tab-panel.active {
  display: block;
}
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px;
}
.benefit-item {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 14px 20px;
  background: white;
  border-radius: 10px;
  border: 1px solid var(--border);
  font-size: 0.92rem;
  font-weight: 500;
  transition: all 0.3s;
}
.benefit-item:hover {
  border-color: var(--primary);
  box-shadow: var(--shadow-sm);
}
.benefit-item i {
  color: var(--primary);
  font-size: 0.9rem;
  flex-shrink: 0;
}
.uses-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}
.use-card {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  padding: 32px 20px;
  text-align: center;
  transition: all 0.3s;
}
.use-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-md);
  border-color: var(--primary);
}
.use-icon {
  width: 60px;
  height: 60px;
  background: rgba(27, 77, 62, 0.08);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 18px;
  font-size: 1.4rem;
  color: var(--primary);
  transition: all 0.3s;
}
.use-card:hover .use-icon {
  background: var(--primary);
  color: white;
}
.use-card h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1rem;
  margin-bottom: 8px;
}
.use-card p {
  color: var(--text-light);
  font-size: 0.85rem;
  line-height: 1.6;
}
.products-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
}
.product-card {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
  padding: 28px 16px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  border-radius: var(--radius);
  text-align: center;
  color: white;
  transition: all 0.3s;
  font-weight: 600;
  font-size: 0.92rem;
}
.product-card:hover {
  background: rgba(255, 255, 255, 0.2);
  transform: translateY(-4px);
}
.product-card i {
  font-size: 1.6rem;
  color: var(--accent);
}
.section-cta {
  position: relative;
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 50%, #1a6b4f 100%);
  color: white;
  padding: 100px 0;
  overflow: hidden;
}
.cta-bg-pattern {
  position: absolute;
  inset: 0;
  background-image:
    radial-gradient(circle at 20% 50%, rgba(232, 168, 56, 0.08) 0%, transparent 50%), radial-gradient(circle at 80% 20%, rgba(255, 255, 255, 0.04) 0%, transparent 40%), radial-gradient(circle at 60% 80%, rgba(232, 168, 56, 0.06) 0%, transparent 45%);
  pointer-events: none;
}
.cta-layout {
  display: grid;
  grid-template-columns: 380px 1fr;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 1;
}
.cta-image-col {
  position: relative;
}
.cta-image-wrapper {
  position: relative;
  border-radius: 24px;
  overflow: visible;
}
.cta-person-img {
  width: 100%;
  height: 480px;
  object-fit: cover;
  border-radius: 24px;
  position: relative;
  z-index: 1;
}
.cta-float-badge {
  position: absolute;
  z-index: 2;
  display: flex;
  align-items: center;
  gap: 8px;
  background: white;
  color: var(--text);
  padding: 10px 16px;
  border-radius: 50px;
  font-size: 0.82rem;
  font-weight: 600;
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.15);
  white-space: nowrap;
  animation: ctaFloat 3s ease-in-out infinite;
}
.cta-float-badge i {
  color: var(--primary);
  font-size: 0.9rem;
}
.cta-float-1 {
  top: 40px;
  right: -30px;
  animation-delay: 0s;
}
.cta-float-2 {
  bottom: 100px;
  right: -40px;
  animation-delay: 1s;
}
.cta-float-3 {
  bottom: 30px;
  left: -20px;
  animation-delay: 2s;
}
@keyframes ctaFloat {
  0%, 100% {
    transform: translateY(0);
  }
  50% {
    transform: translateY(-8px);
  }
}
.cta-content-col {
  position: relative;
}
.cta-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(232, 168, 56, 0.15);
  color: var(--accent-light);
  padding: 8px 20px;
  border-radius: 50px;
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 24px;
  border: 1px solid rgba(232, 168, 56, 0.25);
}
.cta-heading {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 3.2rem;
  font-weight: 800;
  line-height: 1.15;
  margin-bottom: 20px;
}
.cta-highlight {
  color: var(--accent);
  position: relative;
}
.cta-highlight::after {
  content: '';
  position: absolute;
  bottom: 2px;
  left: 0;
  width: 100%;
  height: 4px;
  background: var(--accent);
  border-radius: 2px;
  opacity: 0.4;
}
.cta-desc {
  font-size: 1.1rem;
  color: rgba(255, 255, 255, 0.8);
  line-height: 1.8;
  margin-bottom: 32px;
  /*max-width: 520px;*/
}
.cta-stats-row {
  display: flex;
  align-items: center;
  gap: 24px;
  margin-bottom: 36px;
  padding: 20px 24px;
  background: rgba(255, 255, 255, 0.08);
  border-radius: 16px;
  border: 1px solid rgba(255, 255, 255, 0.1);
  max-width: 400px;
}
.cta-stat {
  text-align: center;
  flex: 1;
}
.cta-stat-num {
  display: block;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-weight: 800;
  font-size: 1.3rem;
  color: var(--accent);
}
.cta-stat-label {
  font-size: 0.75rem;
  color: rgba(255, 255, 255, 0.6);
  font-weight: 500;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.cta-stat-divider {
  width: 1px;
  height: 36px;
  background: rgba(255, 255, 255, 0.15);
}
.cta-apply-btn {
  display: inline-flex;
  align-items: center;
  gap: 0;
  background: var(--accent);
  border-radius: 16px;
  overflow: hidden;
  font-family: inherit;
  cursor: pointer;
  transition: all 0.4s cubic-bezier(0.25, 0.46, 0.45, 0.94);
  margin-bottom: 24px;
  box-shadow: 0 8px 32px rgba(232, 168, 56, 0.35);
}
.cta-apply-btn:hover {
  transform: translateY(-3px) scale(1.02);
  box-shadow: 0 12px 40px rgba(232, 168, 56, 0.5);
}
.cta-apply-btn-text {
  padding: 20px 36px;
  font-size: 1.25rem;
  font-weight: 800;
  color: white;
  letter-spacing: 0.5px;
}
.cta-apply-btn-icon {
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px 24px;
  background: rgba(0, 0, 0, 0.1);
  color: white;
  font-size: 1.1rem;
  transition: all 0.3s;
}
.cta-apply-btn:hover .cta-apply-btn-icon {
  background: rgba(0, 0, 0, 0.2);
  padding-left: 28px;
  padding-right: 20px;
}
.cta-contact-row {
  /* display: flex;*/
  align-items: center;
  gap: 12px;
  margin-bottom: 8px;
}
.cta-contact-row span {
  font-size: 0.9rem;
  color: rgba(255, 255, 255, 0.6);
}
.cta-phone-link {
  font-weight: 700;
  font-size: 1.05rem;
  color: white;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: color 0.2s;
}
.cta-phone-link:hover {
  color: var(--accent-light);
}
.cta-hours {
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.45);
}
/* Reviews Section */
.reviews-wrapper {
  display: grid;
  grid-template-columns: 320px 1fr;
  gap: 32px;
  align-items: stretch;
  margin-bottom: 24px;
}
.reviews-summary {
  background: #f8f9fa;
  border-radius: 16px;
  padding: 36px 28px;
  text-align: center;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 14px;
  border: 1px solid #eee;
}
.reviews-summary-title {
  font-family: var(--font-heading);
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--text-dark);
}
.reviews-rating {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
}
.reviews-score {
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--primary);
}
.reviews-stars {
  display: flex;
  gap: 3px;
}
.reviews-stars i {
  color: #00b67a;
  font-size: 1.1rem;
}
.reviews-trustpilot {
  font-size: 0.88rem;
  color: var(--text-medium);
}
.reviews-trustpilot strong {
  color: var(--text-dark);
}
.reviews-carousel {
  position: relative;
  overflow: hidden;
}
.reviews-track {
  display: flex;
  transition: transform 0.4s ease;
}
.review-card {
  min-width: 100%;
  background: #f8f9fa;
  border-radius: 16px;
  padding: 32px 36px;
  border: 1px solid #eee;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  border-left: 4px solid var(--accent);
}
.review-content p {
  font-size: 1rem;
  line-height: 1.8;
  color: var(--text-medium);
  font-style: italic;
}
.review-author {
  font-weight: 700;
  color: var(--text-dark);
  margin-top: 16px;
  font-size: 0.95rem;
}
.review-dots {
  display: flex;
  gap: 6px;
  margin-top: 14px;
  justify-content: center;
}
.review-dot {
  width: 12px;
  height: 12px;
  border-radius: 50%;
  background: #d4d4d4;
  transition: background 0.2s;
}
.review-dot.filled {
  background: var(--accent);
}
.reviews-nav {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  margin-top: 20px;
}
.reviews-nav-btn {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  border: 1px solid #ddd;
  background: white;
  color: var(--primary);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all 0.2s;
  font-size: 0.8rem;
}
.reviews-nav-btn:hover {
  background: var(--primary);
  color: white;
  border-color: var(--primary);
}
.reviews-indicators {
  display: flex;
  gap: 8px;
}
.reviews-indicator {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  border: none;
  background: #d4d4d4;
  cursor: pointer;
  transition: all 0.2s;
  padding: 0;
}
.reviews-indicator.active {
  background: var(--accent);
  transform: scale(1.2);
}
.reviews-disclaimer {
  text-align: center;
  font-size: 0.82rem;
  color: var(--text-light);
  padding-top: 20px;
  border-top: 1px solid #eee;
}
@media (max-width: 768px) {
  .reviews-wrapper {
    grid-template-columns: 1fr;
  }
  .review-card {
    padding: 24px 20px;
  }
}
@media (max-width: 480px) {
  .reviews-summary {
    padding: 24px 16px;
  }
  .reviews-score {
    font-size: 1.3rem;
  }
}
.faq-list {
  max-width: 800px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.faq-item {
  background: white;
  border: 1px solid var(--border);
  border-radius: var(--radius);
  overflow: hidden;
  transition: all 0.3s;
}
.faq-item:hover {
  border-color: var(--primary);
}
.faq-question {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 24px;
  background: none;
  border: none;
  cursor: pointer;
  font-family: inherit;
  font-size: 1rem;
  font-weight: 600;
  color: var(--text);
  text-align: left;
}
.faq-question i {
  color: var(--text-muted);
  transition: transform 0.3s;
  flex-shrink: 0;
  margin-left: 16px;
}
.faq-item.open .faq-question i {
  transform: rotate(180deg);
}
.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease;
}
.faq-item.open .faq-answer {
  max-height: 400px;
}

.faq-answer p, .faq-answer ul {
  padding: 0 24px 20px;
  color: var(--text-light);
  font-size: 0.95rem;
  line-height: 1.8;
}
.faq-answer ul {
  display: flex;
  flex-direction: column;
  gap: 8px;
}
.faq-answer li {
  position: relative;
  padding-left: 20px;
}
.faq-answer li::before {
  content: '';
  width: 6px;
  height: 6px;
  background: var(--primary);
  border-radius: 50%;
  position: absolute;
  left: 0;
  top: 10px;
}
.footer {
  background: var(--primary-dark);
  color: rgba(255, 255, 255, 0.85);
  padding: 60px 0 0;
}
.footer-top {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1.2fr;
  gap: 40px;
  padding-bottom: 40px;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}
.logo-footer .logo-text {
  color: white;
}
.logo-footer .logo-highlight {
  color: var(--accent);
}
.logo-footer .logo-icon {
  background: var(--accent);
}
.footer-brand p {
  margin-top: 16px;
  font-size: 0.88rem;
  line-height: 1.8;
  color: rgba(255, 255, 255, 0.6);
}
.footer-links h6, .footer-contact h6 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1rem;
  margin-bottom: 16px;
  color: white;
}
.footer-links a {
  display: block;
  font-size: 0.88rem;
  color: rgba(255, 255, 255, 0.6);
  padding: 4px 0;
  transition: color 0.2s;
}
.footer-links a:hover {
  color: var(--accent);
}
.footer-contact p {
  font-size: 0.88rem;
  color: rgba(255, 255, 255, 0.6);
  margin-bottom: 8px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.footer-contact a {
  color: rgba(255, 255, 255, 0.6);
  transition: color 0.2s;
}
.footer-contact a:hover {
  color: var(--accent);
}
.footer-disclaimers {
  padding: 32px 0;
  border-bottom: 1px solid rgba(255, 255, 255, 0.1);
}
.footer-disclaimers h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1rem;
  margin-bottom: 16px;
  color: white;
}
.footer-disclaimers p {
  font-size: 0.8rem;
  line-height: 1.8;
  color: rgba(255, 255, 255, 0.5);
  margin-bottom: 10px;
}
.footer-disclaimers strong {
  color: rgba(255, 255, 255, 0.7);
}

.footer-disclaimers p a{color:#e8a838;}

.footer-bottom {
  padding: 24px 0;
  text-align: center;
}
.footer-bottom p {
  font-size: 0.78rem;
  color: rgba(255, 255, 255, 0.5);
  margin-bottom: 8px;
}
.footer-bottom a {
  color: rgba(255, 255, 255, 0.5);
  transition: color 0.2s;
}
.footer-bottom a:hover {
  color: var(--accent);
}
.social_icons {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  gap: 12px;
}
.social_icons li {
  display: inline-block;
}
.social_icons li a {
  width: 34px;
  height: 34px;
  background: transparent;
  display: flex;
  border: 1px solid #eaaa4b;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  text-decoration: none;
  transition: 0.3s ease;
  margin-top: 20px;
}
.social_icons li a i {
  color: #fff;
  font-size: 18px;
}
/* Hover Effect */
.social_icons li a:hover {
  background: var(--primary-dark);
  border: 2px solid #eaaa4b;
}
.animate-target {
  opacity: 1;
  transform: translateY(24px);
  transition: opacity 0.5s ease, transform 0.5s ease;
}
.animate-in {
  opacity: 1;
  transform: translateY(0);
}
.header-solid {
  /* background: rgba(255,255,255,0.98);*/
  backdrop-filter: blur(12px);
  box-shadow: var(--shadow-sm);
}
.header-solid .nav-link {
  color: var(--text-light);
}
.header-solid .nav-link:hover {
  color: var(--primary);
}
.header-solid .nav-login-btn {
  color: var(--primary);
  border-color: var(--primary);
}
.nav-link.active {
  color: var(--primary) !important;
  font-weight: 600;
}
.about-hero {
  position: relative;
  padding: 140px 0 80px;
  overflow: hidden;
  min-height: 480px;
  display: flex;
  align-items: center;
}
.about-hero-bg {
  position: absolute;
  inset: 0;
  z-index: 0;
}
.about-hero-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
}
.about-hero-overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(135deg, rgba(15, 51, 41, 0.92) 0%, rgba(27, 77, 62, 0.85) 50%, rgba(15, 51, 41, 0.88) 100%);
}
.about-hero-content {
  position: relative;
  z-index: 1;
  /* max-width: 720px;*/
}
.container.about-hero-content {
  width: 1200px;
}
.about-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.2);
  color: var(--accent-light);
  padding: 8px 18px;
  border-radius: 100px;
  font-size: 0.82rem;
  font-weight: 600;
  letter-spacing: 0.02em;
  margin-bottom: 24px;
}
.about-hero h1 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.2rem;
  font-weight: 800;
  color: white;
  line-height: 1.15;
  margin-bottom: 16px;
}
.about-hero-sub {
  font-size: 1.15rem;
  color: rgba(255, 255, 255, 0.85);
  font-weight: 500;
  margin-bottom: 32px;
  line-height: 1.6;
}
.about-hero-cta {
  display: flex;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
}
.about-hero-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--accent);
  color: white;
  padding: 14px 32px;
  border-radius: 10px;
  font-size: 1.05rem;
  font-weight: 700;
  transition: all 0.3s;
}
.about-hero-btn:hover {
  background: var(--accent-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(232, 168, 56, 0.4);
}
.about-hero-note {
  display: flex;
  align-items: center;
  gap: 8px;
  color: rgba(255, 255, 255, 0.7);
  font-size: 0.88rem;
  font-weight: 500;
}
.about-intro-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 60px;
  align-items: start;
}
.about-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.82rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--primary);
  margin-bottom: 12px;
  background: rgba(27, 77, 62, 0.1);
  padding: 6px 16px;
  border-radius: 50px;
}
.about-intro-text h2 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2rem;
  font-weight: 800;
  color: var(--text);
  line-height: 1.2;
  margin-bottom: 20px;
}
.about-intro-text p {
  font-size: 1rem;
  color: var(--text-light);
  line-height: 1.75;
  margin-bottom: 16px;
}
.about-intro-stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}
.about-stat-card {
  background: white;
  border: 1px solid rgba(0, 0, 0, 0.06);
  border-radius: 16px;
  padding: 28px 20px;
  text-align: center;
  transition: all 0.3s;
}
.about-stat-card:hover {
  box-shadow: 0 8px 30px rgba(27, 77, 62, 0.1);
  transform: translateY(-4px);
}
.about-stat-icon {
  width: 48px;
  height: 48px;
  background: rgba(27, 77, 62, 0.08);
  color: var(--primary);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  margin: 0 auto 14px;
}
.about-stat-number {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--primary);
  margin-bottom: 4px;
}
.about-stat-label {
  font-size: 0.82rem;
  font-weight: 500;
  color: var(--text-light);
}
.about-uses-grid {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  justify-content: center;
  margin-top: 40px;
}
.about-use-card {
  display: flex;
  align-items: center;
  gap: 10px;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.18);
  padding: 14px 24px;
  border-radius: 12px;
  color: white;
  font-size: 0.95rem;
  font-weight: 500;
  transition: all 0.2s;
}
.about-use-card:hover {
  background: rgba(255, 255, 255, 0.2);
  transform: translateY(-2px);
}
.about-use-card i {
  font-size: 1.1rem;
  color: var(--accent-light);
}
.about-benefits-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  margin-top: 40px;
}
.about-benefit-item {
  display: flex;
  align-items: center;
  gap: 12px;
  background: white;
  border: 1px solid rgba(0, 0, 0, 0.06);
  padding: 16px 18px;
  border-radius: 12px;
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--text);
  transition: all 0.2s;
}
.about-benefit-item:hover {
  box-shadow: 0 4px 16px rgba(27, 77, 62, 0.08);
  border-color: rgba(27, 77, 62, 0.15);
  transform: translateY(-2px);
}
.about-benefit-icon {
  width: 36px;
  height: 36px;
  min-width: 36px;
  background: rgba(27, 77, 62, 0.08);
  color: var(--primary);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
}
.about-compare-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
  margin-top: 40px;
}
.about-compare-grid-new {
  display: grid;
  grid-template-columns: repeat(4, 1fr) !important;
  gap: 24px;
  margin-top: 40px;
}
.about-compare-card {
  background: white;
  border: 1px solid rgba(0, 0, 0, 0.06);
  border-radius: 16px;
  padding: 32px 24px;
  transition: all 0.3s;
}
.about-compare-card:hover {
  box-shadow: 0 8px 30px rgba(27, 77, 62, 0.1);
  transform: translateY(-4px);
}
.about-compare-icon {
  width: 52px;
  height: 52px;
  background: rgba(27, 77, 62, 0.08);
  color: var(--primary);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  margin-bottom: 18px;
}
.about-compare-card h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.05rem;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 8px;
}
.about-compare-card p {
  font-size: 1.0rem;
  color: var(--text-light);
  line-height: 1.8;
}
.about-faq-list {
  max-width: 800px;
  margin: 0 auto;
}
.about-cta-section {
  background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 50%, var(--primary-light) 100%);
  padding: 50px 0;
  text-align: center;
}
.about-cta-inner h2 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.0rem;
  font-weight: 800;
  color: white;
  margin-bottom: 12px;
}
.about-cta-inner p {
  font-size: 1.1rem;
  color: rgba(255, 255, 255, 0.85);
  margin-bottom: 32px;
}
.about-cta-actions {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 24px;
  flex-wrap: wrap;
}
.about-cta-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--accent);
  color: white;
  padding: 16px 40px;
  border-radius: 12px;
  font-size: 1.1rem;
  font-weight: 700;
  transition: all 0.3s;
}
.about-cta-btn:hover {
  background: var(--accent-light);
  transform: translateY(-2px);
  box-shadow: 0 8px 24px rgba(232, 168, 56, 0.4);
}
.about-cta-phone {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: white;
  font-size: 1.05rem;
  font-weight: 600;
  padding: 16px 28px;
  border: 2px solid rgba(255, 255, 255, 0.3);
  border-radius: 12px;
  transition: all 0.2s;
}
.about-cta-phone:hover {
  background: rgba(255, 255, 255, 0.1);
  border-color: white;
}
.scroll-image {
  display: none;
}
.header.scrolled .mobile-display-logo, .header.scrolled .mobile-display-logo-dark {
  display: none;
}
.header.scrolled .scroll-image {
  display: block;
}
.logo img {
  transition: all 0.3s ease;
}
@media (max-width: 1024px) {
  .hero-inner {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .hero-visual {
    display: flex;
    justify-content: center;
    position: relative;
    top: 0;
  }
  .hero-calc-card {
    max-width: 420px;
    width: 100%;
  }
  .cta-layout {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .cta-image-col {
    display: flex;
    justify-content: center;
    order: 2;
  }
  .cta-content-col {
    order: 1;
  }
  .cta-image-wrapper {
    max-width: 360px;
  }
  .cta-heading {
    font-size: 2.6rem;
  }
  .whatis-layout {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .whatis-visual-inner {
    max-width: 380px;
    height: 380px;
    margin: 0 auto;
  }
  .features-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .uses-grid {
    grid-template-columns: repeat(3, 1fr);
  }
  .products-grid {
    grid-template-columns: repeat(3, 1fr);
  }
  .footer-top {
    grid-template-columns: 1fr 1fr;
  }
  .req-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .about-intro-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .about-benefits-grid {
    grid-template-columns: repeat(3, 1fr);
  }
  .about-compare-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .about-compare-grid-new{ grid-template-columns: 1fr !important}
}
@media (max-width: 1024px) {
  .menu-toggle {
    display: flex;
  }
  .nav {
    position: fixed;
    top: 72px;
    height: 500px;
    left: 0;
    right: 0;
    bottom: 0;
    background: white;
    flex-direction: column;
    padding: 16px;
    gap: 8px;
    box-shadow: var(--shadow-lg);
    transform: translateX(100%);
    transition: transform 0.3s ease;
    z-index: 999;
    overflow-y: auto;
    justify-content: flex-start;
    align-items: stretch;
  }
  .nav.open {
    transform: translateX(0);
  }
  .nav-menu {
    flex-direction: column;
    gap: 0;
    width: 100%;
  }
  .nav-item {
    width: 100%;
    border-bottom: 1px solid rgba(0, 0, 0, 0.06);
  }
  .nav-link {
    padding: 14px 16px;
    width: 100%;
    justify-content: space-between;
    color: var(--text) !important;
    background: none !important;
  }
  .nav-item.has-mega .nav-link {
    cursor: pointer;
  }
  .mega-panel {
    position: static;
    transform: none;
    opacity: 1;
    visibility: visible;
    pointer-events: auto;
    box-shadow: none;
    border-radius: 0;
    min-width: auto;
    display: none;
    background: var(--bg-light);
    border-top: 1px solid rgba(0, 0, 0, 0.06);
  }
  .nav-item.has-mega.active .mega-panel {
    display: block;
    transform: none;
  }
  .mega-inner {
    grid-template-columns: 1fr !important;
    padding: 0;
  }
  .mega-col {
    padding: 12px 16px;
  }
  .mega-col + .mega-col {
    border-left: none;
    border-top: 1px solid rgba(0, 0, 0, 0.06);
  }
  .mega-highlight {
    border-radius: 0;
  }
  .mega-promo {
    padding: 16px;
  }
  .nav-actions {
    margin-left: 0;
    flex-direction: column;
    gap: 8px;
    width: 100%;
    padding: 16px 0 8px;
  }
  .nav-login-btn, .nav-actions .nav-btn {
    width: 100%;
    justify-content: center;
    text-align: center;
    padding: 14px 20px;
  }
}
@media (max-width: 768px) {
  .hero {
    padding: 120px 0 0;
    min-height: auto;
  }
  .hero h1 {
    font-size: 2rem;
  }
  .hero-trust-items {
    gap: 16px;
  }
  .hero-trust-item {
    font-size: 0.75rem;
  }
  .section-header h4 {
    font-size: 1.7rem;
  }
  .whatis-title {
    font-size: 1.7rem;
  }
  .whatis-visual-inner {
    max-width: 320px;
    height: 340px;
  }
  .features-grid {
    grid-template-columns: 1fr;
  }
  .uses-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .products-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .badges-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 12px;
  }
  .benefits-grid {
    grid-template-columns: 1fr;
  }
  .req-grid {
    grid-template-columns: 1fr;
  }
  .steps-row {
    flex-direction: column;
    gap: 16px;
  }
  .step-connector {
    transform: rotate(90deg);
  }
  .step-card {
    max-width: 100%;
    width: 100%;
  }
  .footer-top {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  .cta-heading {
    font-size: 2.0rem;
  }
  .cta-person-img {
    height: 360px;
  }
  .cta-float-badge {
    font-size: 0.75rem;
    padding: 8px 12px;
  }
  .cta-float-1 {
    right: -10px;
  }
  .cta-float-2 {
    right: -10px;
  }
  .cta-float-3 {
    left: -10px;
  }
  .section-cta {
    padding: 60px 0;
  }
  .about-hero {
    padding: 120px 0 60px;
    min-height: auto;
  }
  .about-hero h1 {
    font-size: 2rem;
  }
  .about-hero-sub {
    font-size: 1rem;
  }
  .about-benefits-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .about-compare-grid {
    grid-template-columns: 1fr;
  }
  .about-cta-inner h2 {
    font-size: 1.8rem;
  }
}
@media (max-width: 480px) {
  .hero h1 {
    font-size: 1.65rem;
  }
  .hero-badge {
    font-size: 0.75rem;
  }
  .badges-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .uses-grid {
    grid-template-columns: 1fr;
  }
  .products-grid {
    grid-template-columns: 1fr;
  }
  .section {
    padding: 60px 0;
  }
  .cta-heading {
    font-size: 1.8rem;
  }
  .cta-stats-row {
    gap: 12px;
    padding: 16px;
  }
  .cta-apply-btn-text {
    padding: 16px 24px;
    font-size: 1.1rem;
  }
  .cta-contact-row {
    flex-direction: column;
    align-items: flex-start;
    gap: 4px;
  }
  .about-hero h1 {
    font-size: 1.65rem;
  }
  .about-benefits-grid {
    grid-template-columns: 1fr;
  }
  .about-uses-grid {
    flex-direction: column;
  }
  .about-cta-section {
    padding: 60px 0;
  }
  .about-cta-inner h2 {
    font-size: 1.6rem;
  }
}
/* ==================== APPLY PAGE ==================== */
.apply-hero {
  padding: 120px 0 50px;
  background: linear-gradient(135deg, var(--primary) 0%, var(--primary-dark) 100%);
  color: white;
  text-align: center;
}
.apply-hero-inner {
  max-width: 750px;
  margin: 0 auto;
}
.apply-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.15);
  border: 1px solid rgba(255, 255, 255, 0.25);
  padding: 8px 20px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.5px;
  margin-bottom: 20px;
  backdrop-filter: blur(4px);
}
.apply-hero h1 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.6rem;
  font-weight: 800;
  line-height: 1.2;
  margin-bottom: 16px;
}
.apply-hero-sub {
  font-size: 1.15rem;
  opacity: 0.9;
  line-height: 1.6;
  margin-bottom: 24px;
}
.apply-hero-tags {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 12px;
}
.apply-tag {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.2);
  padding: 6px 16px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 500;
}
.apply-tag i {
  color: var(--accent);
}
.apply-main-section {
  padding: 60px 0 80px;
  background: var(--bg-light);
}
.apply-layout {
  display: grid;
  grid-template-columns: 2fr 1fr;
  gap: 40px;
  align-items: start;
}
.apply-form-card {
  background: white;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  padding: 40px;
  border: 1px solid var(--border);
}
.apply-progress {
  margin-bottom: 36px;
}
.apply-progress-bar {
  height: 6px;
  background: var(--border);
  border-radius: 3px;
  overflow: hidden;
  margin-bottom: 20px;
}
.apply-progress-fill {
  height: 100%;
  background: linear-gradient(90deg, var(--primary), var(--accent));
  border-radius: 3px;
  width: 33.33%;
  transition: width 0.5s cubic-bezier(0.4, 0, 0.2, 1);
}
.apply-steps-indicator {
  display: flex;
  justify-content: space-between;
}
.apply-step-dot {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 6px;
  flex: 1;
}
.apply-step-dot .step-num {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--border);
  color: var(--text-muted);
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 0.9rem;
  transition: all 0.3s;
}
.apply-step-dot.active .step-num {
  background: var(--primary);
  color: white;
  box-shadow: 0 4px 15px rgba(27, 77, 62, 0.3);
}
.apply-step-dot.completed .step-num {
  background: var(--accent);
  color: white;
}
.apply-step-dot .step-label {
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.apply-step-dot.active .step-label, .apply-step-dot.completed .step-label {
  color: var(--primary);
}
.form-step {
  display: none;
}
.form-step.active {
  display: block;
  animation: fadeSlideUp 0.4s ease;
}
@keyframes fadeSlideUp {
  from {
    opacity: 0;
    transform: translateY(16px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}
.form-step-title {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--primary);
  margin-bottom: 28px;
  display: flex;
  align-items: center;
  gap: 10px;
}
.form-step-title i {
  color: var(--accent);
}
.form-group {
  margin-bottom: 22px;
}
.form-label {
  display: block;
  font-weight: 600;
  font-size: 0.9rem;
  color: var(--text);
  margin-bottom: 8px;
}
.form-input, .form-select {
  width: 100%;
  padding: 14px 16px;
  font-size: 14px;
  font-family: 'Inter', sans-serif;
  border: 2px solid var(--border);
  border-radius: 5px;
  background: var(--bg-light);
  color: var(--text);
  transition: border-color 0.3s, box-shadow 0.3s;
  appearance: none;
}
.form-select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%23555' d='M6 8L1 3h10z'/%3E%3C/svg%3E") !important;
  background-repeat: no-repeat !important;
  background-position: right 16px center !important;
  padding-right: 40px;
}
.form-input:focus, .form-select:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 4px rgba(27, 77, 62, 0.1);
  background: white;
}
.form-input.error, .form-select.error {
  border-color: #e74c3c;
  box-shadow: 0 0 0 4px rgba(231, 76, 60, 0.1);
}
.form-error {
  display: block;
  font-size: 0.8rem;
  color: #e74c3c;
  margin-top: 6px;
  min-height: 18px;
}
.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}
.apply-amount-display {
  text-align: center;
  margin-bottom: 16px;
}
.apply-amount-value {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 3.5rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1;
}
.apply-slider {
  width: 100%;
  height: 8px;
  border-radius: 4px;
  background: linear-gradient(to right, var(--primary) 37.5%, var(--border) 37.5%);
  outline: none;
  -webkit-appearance: none;
  appearance: none;
  cursor: pointer;
}
.apply-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--primary);
  border: 4px solid white;
  box-shadow: 0 2px 10px rgba(27, 77, 62, 0.3);
  cursor: grab;
  transition: transform 0.2s;
}
.apply-slider::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}
.apply-slider::-moz-range-thumb {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--primary);
  border: 4px solid white;
  box-shadow: 0 2px 10px rgba(27, 77, 62, 0.3);
  cursor: grab;
}
.apply-slider-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.85rem;
  color: var(--text-muted);
  margin-top: 8px;
  font-weight: 500;
}
.apply-next-btn {
  width: 100%;
  padding: 16px 28px;
  font-size: 1.05rem;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  margin-top: 8px;
}
.apply-back-btn {
  padding: 14px 24px;
  font-size: 0.95rem;
  font-weight: 600;
  background: none;
  border: 2px solid var(--border);
  border-radius: var(--radius);
  color: var(--text-light);
  cursor: pointer;
  display: flex;
  align-items: center;
  gap: 6px;
  transition: all 0.3s;
  font-family: 'Inter', sans-serif;
}
.apply-back-btn:hover {
  border-color: var(--primary);
  color: var(--primary);
  background: rgba(27, 77, 62, 0.04);
}
.form-btn-row {
  display: flex;
  gap: 12px;
  margin-top: 8px;
}
.form-btn-row .apply-next-btn, .form-btn-row .apply-submit-btn {
  flex: 1;
}
.apply-submit-btn {
  width: 100%;
  padding: 16px 28px;
  font-size: 1.05rem;
  font-weight: 700;
  background: var(--accent);
  color: white;
  border: none;
  border-radius: var(--radius);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  transition: all 0.3s;
  font-family: 'Inter', sans-serif;
}
.apply-submit-btn:hover {
  background: var(--accent-light);
  transform: translateY(-2px);
  box-shadow: var(--shadow-md);
}
.review-card {
  background: var(--bg-light);
  border-radius: var(--radius);
  padding: 24px;
  margin-bottom: 24px;
  border: 1px solid var(--border);
}
.review-section {
  margin-bottom: 20px;
}
.review-section:last-child {
  margin-bottom: 0;
}
.review-section h3 {
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  color: var(--primary);
  margin-bottom: 12px;
  padding-bottom: 8px;
  border-bottom: 1px solid var(--border);
}
.review-row {
  display: flex;
  justify-content: space-between;
  padding: 8px 0;
  font-size: 0.95rem;
}
.review-row span {
  color: var(--text-light);
}
.review-row strong {
  color: var(--text);
}
.apply-consent {
  margin-top: 8px;
}
.form-checkbox-label {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  cursor: pointer;
  font-size: 0.88rem;
  color: var(--text-light);
  line-height: 1.5;
}
.form-checkbox-label input[type="checkbox"] {
  width: 20px;
  height: 20px;
  margin-top: 2px;
  flex-shrink: 0;
  accent-color: var(--primary);
}
.form-checkbox-label a {
  color: var(--primary);
  text-decoration: underline;
}
.apply-form-security {
  text-align: center;
  padding: 16px;
  margin-top: 20px;
  font-size: 0.85rem;
  color: var(--text-muted);
  border-top: 1px solid var(--border);
}
.apply-form-security i {
  color: var(--primary);
  margin-right: 4px;
}
.apply-success {
  text-align: center;
  padding: 40px 20px;
}
.apply-success-icon {
  font-size: 4rem;
  color: var(--primary);
  margin-bottom: 20px;
  animation: successPulse 0.6s ease;
}
@keyframes successPulse {
  0% {
    transform: scale(0);
    opacity: 0;
  }
  50% {
    transform: scale(1.2);
  }
  100% {
    transform: scale(1);
    opacity: 1;
  }
}
.apply-success h2 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.0rem;
  color: var(--primary);
  margin-bottom: 16px;
}
.apply-success p {
  font-size: 1rem;
  color: var(--text-light);
  max-width: 400px;
  margin: 0 auto 12px;
  line-height: 1.6;
}
.apply-success-note {
  font-style: italic;
  font-size: 0.9rem !important;
  color: var(--text-muted) !important;
}
.apply-success-actions {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 12px;
  margin-top: 24px;
}
.apply-success-actions .apply-next-btn {
  width: auto;
  padding: 14px 32px;
}
.apply-success-phone {
  color: var(--primary);
  font-weight: 600;
  font-size: 1.05rem;
  text-decoration: none;
  display: flex;
  align-items: center;
  gap: 6px;
}
.apply-success-phone:hover {
  color: var(--accent);
}
/* Sidebar */
.apply-sidebar-col {
  display: flex;
  flex-direction: column;
  gap: 24px;
  position: sticky;
  top: 100px;
}
.apply-benefits-card {
  background: white;
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border);
}
.apply-benefits-card h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.15rem;
  color: var(--primary);
  margin-bottom: 20px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.apply-benefits-card h3 i {
  color: var(--accent);
}
.apply-benefits-list {
  list-style: none;
  padding: 0;
  margin: 0;
}
.apply-benefits-list li {
  padding: 10px 0;
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--text);
  display: flex;
  align-items: center;
  gap: 10px;
  border-bottom: 1px solid rgba(0, 0, 0, 0.05);
}
.apply-benefits-list li:last-child {
  border-bottom: none;
}
.apply-benefits-list li i {
  color: var(--primary);
  font-size: 0.85rem;
  flex-shrink: 0;
}
.apply-approval-card, .apply-support-card, .apply-secure-card {
  background: white;
  border-radius: var(--radius-lg);
  padding: 28px;
  box-shadow: var(--shadow-sm);
  border: 1px solid var(--border);
  text-align: center;
}
.apply-approval-icon, .apply-support-icon, .apply-secure-icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  margin: 0 auto 16px;
}
.apply-approval-card h3, .apply-support-card h3, .apply-secure-card h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.1rem;
  color: var(--text);
  margin-bottom: 8px;
}
.apply-approval-card p, .apply-support-card p, .apply-secure-card p {
  font-size: 0.9rem;
  color: var(--text-light);
  line-height: 1.6;
}
.apply-approval-stat {
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--text);
  margin: 12px 0 8px;
}
.approval-big {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.0rem;
  font-weight: 800;
  color: var(--primary);
}
.apply-support-actions {
  display: flex;
  flex-direction: column;
  gap: 8px;
  margin-top: 16px;
}
.apply-support-btn {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 10px 16px;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--primary);
  background: rgba(27, 77, 62, 0.06);
  border: 1px solid rgba(27, 77, 62, 0.15);
  border-radius: var(--radius);
  text-decoration: none;
  cursor: pointer;
  transition: all 0.3s;
  font-family: 'Inter', sans-serif;
}
.apply-support-btn:hover {
  background: var(--primary);
  color: white;
  border-color: var(--primary);
}
.apply-chat-btn {
  background: var(--accent);
  color: white;
  border-color: var(--accent);
}
.apply-chat-btn:hover {
  background: var(--accent-light);
  border-color: var(--accent-light);
}
.apply-note-section {
  padding: 0 0 80px;
  background: var(--bg-light);
}
.apply-note-card {
  display: flex;
  gap: 16px;
  align-items: flex-start;
  background: rgba(27, 77, 62, 0.04);
  border: 1px solid rgba(27, 77, 62, 0.15);
  border-radius: var(--radius);
  padding: 24px;
}
.apply-note-card > i {
  color: var(--primary);
  font-size: 1.3rem;
  margin-top: 2px;
  flex-shrink: 0;
}
.apply-note-card p {
  font-size: 0.9rem;
  color: var(--text-light);
  line-height: 1.6;
  margin-bottom: 8px;
}
.apply-note-card p:last-child {
  margin-bottom: 0;
}
/* Apply Page Responsive */
@media (max-width: 900px) {
  .apply-layout {
    grid-template-columns: 1fr;
  }
  .apply-sidebar-col {
    position: static;
  }
  .apply-hero h1 {
    font-size: 2rem;
  }
  .apply-form-card {
    padding: 28px;
  }
}
@media (max-width: 600px) {
  .apply-hero {
    padding: 100px 0 40px;
  }
  .apply-hero h1 {
    font-size: 1.6rem;
  }
  .apply-hero-sub {
    font-size: 1rem;
  }
  .apply-hero-tags {
    flex-direction: column;
    align-items: center;
  }
  .form-row {
    grid-template-columns: 1fr;
  }
  .form-btn-row {
    flex-direction: column-reverse;
  }
  .apply-form-card {
    padding: 20px;
  }
  .apply-amount-value {
    font-size: 2.5rem;
  }
  .apply-step-dot .step-label {
    font-size: 0.65rem;
  }
}
/* ==================== BAD CREDIT LOANS PAGE ==================== */
.bc-hero-highlights {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-bottom: 36px;
}
.bc-hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.12);
  border: 1px solid rgba(255, 255, 255, 0.25);
  backdrop-filter: blur(6px);
  padding: 5px 20px;
  border-radius: 50px;
  font-size: 0.92rem;
  font-weight: 600;
  color: white;
  letter-spacing: 0.01em;
}
.bc-hero-tag i {
  color: var(--accent);
  font-size: 0.9rem;
}
.bc-hero-phone {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: white;
  font-size: 1.1rem;
  font-weight: 700;
  letter-spacing: 0.02em;
  transition: all 0.3s;
  padding: 12px 0;
}
.bc-hero-phone i {
  width: 38px;
  height: 38px;
  background: rgba(255, 255, 255, 0.15);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.9rem;
}
.bc-hero-phone:hover {
  color: var(--accent-light);
}
.bc-breadcrumb {
  background: var(--bg-light);
  padding: 16px 0;
  border-bottom: 1px solid var(--border);
}
.bc-breadcrumb-list {
  display: flex;
  align-items: center;
  gap: 10px;
  list-style: none;
  margin: 0;
  padding: 0;
  font-size: 0.88rem;
}
.bc-breadcrumb-list a {
  color: var(--primary);
  font-weight: 500;
  transition: color 0.2s;
}
.bc-breadcrumb-list a:hover {
  color: var(--primary-light);
}
.bc-breadcrumb-list i {
  font-size: 0.6rem;
  color: var(--text-muted);
}
.bc-breadcrumb-list span[aria-current] {
  color: var(--text-muted);
  font-weight: 500;
}
.bc-intro {
  background: white;
}
.bc-intro-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr;
  gap: 64px;
  align-items: start;
}
.bc-intro-text .about-label {
  margin-bottom: 16px;
}
.bc-intro-text h2 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.0rem;
  font-weight: 800;
  color: var(--text);
  line-height: 1.5;
  margin-bottom: 24px;
}
.bc-intro-text p {
  font-size: 1.02rem;
  color: var(--text-light);
  line-height: 1.8;
  margin-bottom: 18px;
}
.bc-trust-card {
  background: linear-gradient(145deg, #ffffff 0%, #f8faf9 100%);
  border: 1px solid rgba(27, 77, 62, 0.1);
  border-radius: 24px;
  padding: 44px 36px;
  text-align: center;
  box-shadow: 0 12px 40px rgba(27, 77, 62, 0.08), 0 2px 8px rgba(0, 0, 0, 0.04);
  position: sticky;
  top: 100px;
}
.bc-trust-icon {
  width: 72px;
  height: 72px;
  background: linear-gradient(135deg, rgba(27, 77, 62, 0.1), rgba(27, 77, 62, 0.05));
  color: var(--primary);
  border-radius: 20px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.8rem;
  margin: 0 auto 24px;
}
.bc-trust-number {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 3.5rem;
  font-weight: 800;
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
  line-height: 1;
  margin-bottom: 8px;
}
.bc-trust-label {
  font-size: 1rem;
  font-weight: 600;
  color: var(--text-light);
  margin-bottom: 24px;
}
.bc-trust-divider {
  width: 60px;
  height: 3px;
  background: linear-gradient(90deg, var(--accent), var(--accent-light));
  border-radius: 2px;
  margin: 0 auto 24px;
}
.bc-trust-sub {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--primary);
  background: rgba(27, 77, 62, 0.06);
  padding: 12px 22px;
  border-radius: 12px;
  border: 1px solid rgba(27, 77, 62, 0.08);
}
.bc-advantages {
  background: var(--bg-light);
}
.bc-advantages-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
}
.bc-advantage-card {
  background: white;
  border: 1px solid rgba(0, 0, 0, 0.06);
  border-radius: 20px;
  padding: 36px 30px;
  transition: all 0.4s cubic-bezier(0.25, 0.46, 0.45, 0.94);
  position: relative;
  overflow: hidden;
}
.bc-advantage-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, var(--primary), var(--accent));
  opacity: 0;
  transition: opacity 0.3s;
}
.bc-advantage-card:hover {
  box-shadow: 0 12px 40px rgba(27, 77, 62, 0.12);
  transform: translateY(-6px);
  border-color: transparent;
}
.bc-advantage-card:hover::before {
  opacity: 1;
}
.bc-advantage-icon {
  width: 56px;
  height: 56px;
  background: linear-gradient(135deg, rgba(27, 77, 62, 0.1), rgba(27, 77, 62, 0.04));
  color: var(--primary);
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 20px;
  transition: all 0.3s;
}
.bc-advantage-card:hover .bc-advantage-icon {
  background: var(--primary);
  color: white;
  transform: scale(1.05);
}
.bc-advantage-card h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 12px;
  line-height: 1.3;
}
.bc-advantage-card h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.15rem;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 12px;
  line-height: 1.3;
}
.bc-advantage-card p {
  font-size: 0.92rem;
  color: var(--text-light);
  line-height: 1.8;
}
.bc-mid-cta {
  padding: 56px 0;
  background: linear-gradient(135deg, var(--gradient-start) 0%, var(--primary) 50%, var(--gradient-end) 100%);
  position: relative;
  overflow: hidden;
}
.bc-mid-cta::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -10%;
  width: 400px;
  height: 400px;
  background: rgba(232, 168, 56, 0.08);
  border-radius: 50%;
}
.bc-mid-cta-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  flex-wrap: wrap;
  position: relative;
  z-index: 1;
}
.bc-mid-cta-content h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2rem;
  font-weight: 800;
  color: white;
  margin-bottom: 10px;
  line-height: 1.2;
}
.bc-mid-cta-content p {
  font-size: 1.1rem;
  color: rgba(255, 255, 255, 0.9);
  line-height: 1.6;
}
.bc-mid-cta .about-hero-btn {
  font-size: 1.1rem;
  padding: 16px 36px;
  box-shadow: 0 8px 24px rgba(232, 168, 56, 0.35);
}
.bc-qualify {
  background: white;
}
.bc-qualify .section-header h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.0rem;
  font-weight: 800;
  color: var(--text);
  line-height: 1.3;
  margin-bottom: 12px;
}
.bc-qualify .section-header p {
  font-size: 1rem;
  color: var(--text-light);
  line-height: 1.8;
}
.bc-qualify-intro {
  text-align: center;
  margin-bottom: 36px;
}
.bc-qualify-intro p {
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--primary);
  position: relative;
  display: inline-block;
}
.bc-qualify-intro p::after {
  content: '';
  display: block;
  width: 60px;
  height: 3px;
  background: var(--accent);
  margin: 12px auto 0;
  border-radius: 2px;
}
.bc-requirements-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 20px;
  margin-bottom: 30px !important;
  /*max-width: 960px;*/
  margin: 0 auto;
}
.bc-requirements-grid-new {
  display: grid;
  grid-template-columns: repeat(5, 1fr) !important;
  gap: 20px;
  margin-bottom: 30px !important;
  /*max-width: 960px;*/
  margin: 0 auto;
}
.bc-req-card-new{display:block !important;}
.bc-req-card {
  display: flex;
  align-items: center;
  gap: 16px;
  background: var(--bg-light);
  border: 1px solid rgba(0, 0, 0, 0.04);
  padding: 22px 24px;
  border-radius: 16px;
  font-size: 0.94rem;
  font-weight: 500;
  color: var(--text);
  transition: all 0.3s;
}

.bc-req-card:hover {
  box-shadow: 0 6px 20px rgba(27, 77, 62, 0.1);
  transform: translateY(-3px);
  background: white;
  border-color: rgba(27, 77, 62, 0.1);
}
.bc-req-icon {
  width: 46px;
  height: 46px;
  min-width: 46px;
  background: rgba(27, 77, 62, 0.08);
  color: var(--primary);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.15rem;
  transition: all 0.3s;
}
.bc-req-card:hover .bc-req-icon {
  background: var(--primary);
  color: white;
}
.bc-req-card-highlight {
  background: linear-gradient(135deg, rgba(27, 77, 62, 0.06), rgba(27, 77, 62, 0.02));
  border: 2px solid rgba(27, 77, 62, 0.2);
  font-weight: 700;
  color: var(--primary);
}
.bc-req-card-highlight .bc-req-icon {
  background: var(--primary);
  color: white;
  box-shadow: 0 4px 12px rgba(27, 77, 62, 0.2);
}
.bc-steps {
  background: var(--bg-light);
}
.bc-steps .section-header h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--text);
  line-height: 1.5;
  margin-bottom: 12px;
}
.bc-steps .section-header p {
  font-size: 1rem;
  color: var(--text-light);
  line-height: 1.8;
}
.bc-steps-sub {
  font-size: 1.02rem;
  color: var(--text-light);
  max-width: 1200px;
  line-height: 1.75;
  text-align: center;
}
.bc-steps-label {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--primary);
  text-align: center;
  margin-bottom: 48px;
  margin-top: 20px;
  position: relative;
}
.bc-steps-label::after {
  content: '';
  display: block;
  width: 50px;
  height: 3px;
  background: var(--accent);
  margin: 14px auto 0;
  border-radius: 2px;
}
.bc-steps-timeline {
  max-width: 740px;
  margin: 0 auto;
  position: relative;
}
.bc-steps-timeline::before {
  content: '';
  position: absolute;
  left: 25px;
  top: 0;
  bottom: 0;
  width: 3px;
  background: linear-gradient(180deg, var(--primary) 0%, var(--accent) 100%);
  border-radius: 2px;
  opacity: 0.3;
}
.bc-step-item {
  display: flex;
  gap: 28px;
  align-items: flex-start;
  position: relative;
  padding-bottom: 40px;
}
.bc-step-item:last-child {
  padding-bottom: 0;
}
.bc-step-number {
  width: 50px;
  height: 50px;
  min-width: 50px;
  background: linear-gradient(135deg, var(--primary), var(--primary-light));
  color: white;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.25rem;
  font-weight: 800;
  z-index: 1;
  box-shadow: 0 6px 16px rgba(27, 77, 62, 0.3);
  border: 3px solid white;
}
.bc-step-content {
  background: white;
  border: 1px solid rgba(0, 0, 0, 0.06);
  border-radius: 16px;
  padding: 28px;
  flex: 1;
  transition: all 0.3s;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.03);
}
.bc-step-content:hover {
  box-shadow: 0 8px 28px rgba(27, 77, 62, 0.1);
  border-color: rgba(27, 77, 62, 0.1);
}
.bc-step-content h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.1rem;
  font-weight: 700;
  color: var(--text);
  margin-bottom: 10px;
}
.bc-step-content p {
  font-size: 0.92rem;
  color: var(--text-light);
  line-height: 1.8;
}
.bc-step-content a {
  color: var(--primary);
  font-weight: 600;
 
  text-underline-offset: 3px;
  text-decoration-color: rgba(27, 77, 62, 0.3);
}
.bc-step-content a:hover {
  color: var(--primary-light);
  text-decoration-color: var(--primary-light);
}
.bc-note-callout {
  display: flex;
  gap: 20px;
  align-items: flex-start;
  background: linear-gradient(135deg, rgba(232, 168, 56, 0.08), rgba(232, 168, 56, 0.03));
  border: 1px solid rgba(232, 168, 56, 0.2);
  border-left: 5px solid var(--accent);
  border-radius: 16px;
  padding: 28px;
  margin-top: 56px;
  max-width: 740px;
  margin-left: auto;
  margin-right: auto;
  box-shadow: 0 4px 16px rgba(232, 168, 56, 0.06);
}
.bc-note-icon {
  width: 44px;
  height: 44px;
  min-width: 44px;
  background: linear-gradient(135deg, var(--accent), var(--accent-light));
  color: white;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.15rem;
  box-shadow: 0 4px 12px rgba(232, 168, 56, 0.25);
}
.bc-note-content strong {
  display: block;
  font-size: 0.88rem;
  font-weight: 800;
  color: var(--accent);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  margin-bottom: 8px;
}
.bc-note-content p {
  font-size: 0.94rem;
  color: var(--text);
  line-height: 1.65;
}
@media (max-width: 1024px) {
  .bc-intro-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .bc-trust-card {
    position: static;
  }
  .bc-advantages-grid {
    grid-template-columns: repeat(2, 1fr);
  }
  .bc-requirements-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (max-width: 768px) {
  .bc-hero-highlights {
    gap: 10px;
  }
  .bc-hero-tag {
    font-size: 0.82rem;
    padding: 8px 16px;
  }
  .bc-intro-text h2 {
    font-size: 1.7rem;
  }
  .bc-advantages-grid {
    grid-template-columns: 1fr;
  }
  .bc-requirements-grid {
    grid-template-columns: 1fr;
  }
  .bc-mid-cta-inner {
    flex-direction: column;
    text-align: center;
  }
  .bc-mid-cta-content h3 {
    font-size: 1.5rem;
  }
  .bc-steps-timeline::before {
    left: 20px;
  }
  .bc-step-number {
    width: 42px;
    height: 42px;
    min-width: 42px;
    font-size: 1rem;
  }
  .bc-step-content {
    padding: 20px;
  }
  .bc-note-callout {
    flex-direction: column;
  }
  .bc-qualify .section-header h3 {
    font-size: 1.5rem;
  }
  .bc-steps .section-header h4 {
    font-size: 1.5rem;
  }
}
@media (max-width: 480px) {
  .bc-hero-highlights {
    flex-direction: column;
    align-items: flex-start;
  }
  .bc-hero-tag {
    width: fit-content;
  }
  .bc-step-item {
    gap: 16px;
  }
  .bc-intro-text h2 {
    font-size: 1.5rem;
  }
  .bc-mid-cta-content h3 {
    font-size: 1.3rem;
  }
  .bc-qualify .section-header h3 {
    font-size: 1.3rem;
  }
  .bc-steps .section-header h4 {
    font-size: 1.3rem;
  }
}
.alt-benefits-table thead th.alt-benefits-heading {
  background-color: #064e3b; /* same dark green tone */
  color: #ffffff;
  text-align: left;
  font-size: 18px;
  font-weight: 600;
  padding: 16px 20px;
  border-radius: 10px 10px 0 0;
}
.alt-benefits-table .alt-td-good i {
  margin-right: 10px;
  color: var(--primary);
}
/* =============================================
   ALTERNATIVE TO PAYDAY LOANS PAGE
   ============================================= */
.alt-hero {
  padding: 130px 0 60px;
  background: linear-gradient(135deg, var(--primary) 0%, #0d3328 60%, #16453a 100%);
  color: white;
  position: relative;
  overflow: hidden;
}
.alt-hero::before {
  content: '';
  position: absolute;
  top: -40%;
  right: -10%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(232, 168, 56, 0.12) 0%, transparent 70%);
  pointer-events: none;
}
.alt-hero .breadcrumb {
  margin-bottom: 32px;
  font-size: 0.85rem;
  opacity: 0.75;
}
.alt-hero .breadcrumb a {
  color: rgba(255, 255, 255, 0.8);
}
.alt-hero .breadcrumb a:hover {
  color: var(--accent);
}
.alt-hero .breadcrumb i {
  font-size: 0.6rem;
  margin: 0 8px;
}
.alt-hero .breadcrumb span {
  color: white;
}
.alt-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(232, 168, 56, 0.15);
  border: 1px solid rgba(232, 168, 56, 0.3);
  color: var(--accent);
  padding: 8px 20px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 24px;
}
.alt-hero h1 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.8rem;
  font-weight: 800;
  line-height: 1.15;
  margin-bottom: 20px;
  max-width: 1024px;
}
.alt-hero-highlight {
  color: var(--accent);
  position: relative;
}
.alt-hero-sub {
  font-size: 1.15rem;
  opacity: 0.85;
  /*max-width: 560px;*/
  margin-bottom: 32px;
  line-height: 1.8;
}
.alt-hero-actions {
  display: flex;
  align-items: center;
  gap: 20px;
  margin-bottom: 36px;
  flex-wrap: wrap;
}
.alt-hero-cta {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--accent);
  color: white;
  padding: 16px 36px;
  border-radius: 12px;
  font-weight: 700;
  font-size: 1.05rem;
  transition: transform 0.2s, box-shadow 0.2s;
  box-shadow: 0 4px 20px rgba(232, 168, 56, 0.3);
}
.alt-hero-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(232, 168, 56, 0.4);
}
.alt-hero-cta:active {
  transform: translateY(0);
}
.alt-hero-phone {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: rgba(255, 255, 255, 0.8);
  font-weight: 500;
  transition: color 0.2s;
}
.alt-hero-phone:hover {
  color: var(--accent);
}
.alt-hero-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.alt-hero-pills-home {
  justify-content: center;
}
.alt-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.12);
  padding: 5px 16px;
  border-radius: 50px;
  font-size: 0.82rem;
  font-weight: 500;
  color: rgba(255, 255, 255, 0.9);
  backdrop-filter: blur(4px);
  transition: background 0.2s, border-color 0.2s;
}
.alt-pill:hover {
  background: rgba(255, 255, 255, 0.14);
  border-color: rgba(255, 255, 255, 0.2);
}
.alt-pill i {
  color: var(--accent);
  font-size: 0.75rem;
}
.alt-section-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--primary);
  font-weight: 700;
  font-size: 0.8rem;
  text-transform: uppercase;
  letter-spacing: 1.5px;
  margin-bottom: 12px;
  background: rgba(27, 77, 62, 0.1);
  padding: 6px 16px;
  border-radius: 50px;
}
.alt-explainer {
  padding: 50px 0;
  background: var(--bg-white);
}
.alt-explainer-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr;
  gap: 60px;
  align-items: start;
  margin-bottom: 40px;
}
.alt-explainer-text h2 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2rem;
  font-weight: 800;
  color: var(--heading);
  margin-bottom: 20px;
  line-height: 1.2;
}
.alt-explainer-text p {
  color: var(--text-light);
  margin-bottom: 16px;
  line-height: 1.8;
}
.alt-cycle-card {
  background-color: #f7f9fc;
  border: 1px solid rgba(232, 168, 56, 0.2);
  border-radius: 20px;
  padding: 32px;
  position: relative;
}
.alt-cycle-icon {
  width: 48px;
  height: 48px;
  background-color: #1b4d3e;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  color: white;
  font-size: 1.2rem;
  margin-bottom: 16px;
}
.alt-cycle-card h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--heading);
  margin-bottom: 20px;
}
.alt-cycle-steps {
  display: flex;
  flex-direction: column;
  gap: 4px;
}
.alt-cycle-step {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 14px;
  background: white;
  border-radius: 10px;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--text);
  transition: transform 0.2s;
}
.alt-cycle-step:hover {
  transform: translateX(4px);
}
.alt-cycle-step-danger {
  background: rgb(234 170 75 / 18%);
  color: #000;
  font-weight: 600;
  border: 1px solid rgba(231, 76, 60, 0.15);
}
.alt-cycle-num {
  width: 28px;
  height: 28px;
  border-radius: 50%;
  background: var(--primary);
  color: white;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.75rem;
  font-weight: 700;
  flex-shrink: 0;
}
.alt-cycle-step-danger .alt-cycle-num {
  background: #1b4d3e;
}
.alt-cycle-arrow {
  text-align: center;
  color: var(--text-muted);
  font-size: 0.75rem;
  padding: 2px 0;
  opacity: 0.5;
}
.alt-solution-note {
  display: flex;
  align-items: flex-start;
  gap: 16px;
  background: linear-gradient(135deg, rgba(27, 77, 62, 0.04), rgba(27, 77, 62, 0.08));
  border-left: 4px solid var(--primary);
  border-radius: 0 16px 16px 0;
  padding: 24px 28px;
}
.alt-solution-note > i {
  color: var(--primary);
  font-size: 1.3rem;
  margin-top: 3px;
  flex-shrink: 0;
}
.alt-solution-note p {
  color: var(--text-light);
  line-height: 1.8;
  margin: 0;
}
.alt-compare {
  padding: 50px 0;
  background: var(--bg-light);
}
.alt-compare h2 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2rem;
  font-weight: 800;
  color: var(--heading);
  margin-bottom: 16px;
  line-height: 1.8;
}
.alt-compare-intro {
  color: var(--text-light);
  margin-bottom: 15px;
  line-height: 1.8;
}
.alt-table-wrap {
  overflow-x: auto;
  border-radius: 16px;
  margin: auto;
  box-shadow: 0 4px 24px rgba(0, 0, 0, 0.06);
}
.alt-table {
  width: 100%;
  border-collapse: collapse;
  background: white;
  font-size: 0.92rem;
}
.alt-table thead th {
  padding: 18px 24px;
  font-weight: 700;
  font-size: 0.85rem;
  letter-spacing: 0.5px;
  text-align: left;
  border-bottom: 2px solid var(--border);
}
.alt-table thead th:first-child {
  width: fit-content;
}
.alt-th-bad {
  background: rgba(231, 76, 60, 0.06) !important;
  color: #c0392b !important;
}
.alt-th-good {
  background: rgba(27, 77, 62, 0.06) !important;
  color: var(--primary) !important;
}
.alt-table tbody td {
  padding: 16px 24px;
  border-bottom: 1px solid var(--border);
  vertical-align: middle;
  transition: background 0.15s;
}
.alt-table tbody tr:hover td {
  background: rgba(27, 77, 62, 0.02);
}
.alt-table tbody tr:last-child td {
  border-bottom: none;
}
.alt-table tbody td:first-child {
  font-weight: 600;
  color: var(--heading);
}
.alt-td-bad {
  color: #c0392b;
}
.alt-td-bad i {
  margin-right: 8px;
  font-size: 0.8rem;
}
.alt-td-good {
  color: var(--primary);
  font-weight: 500;
}
.alt-td-good i {
  margin-right: 8px;
  font-size: 0.8rem;
}
.alt-mid-cta {
  padding: 60px 0;
  background: linear-gradient(135deg, var(--primary) 0%, #0d3328 100%);
}
.alt-mid-cta-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
}
.alt-mid-cta-content h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.6rem;
  font-weight: 700;
  color: white;
  margin-bottom: 8px;
}
.alt-mid-cta-content p {
  color: rgba(255, 255, 255, 0.75);
  font-size: 0.95rem;
}
.alt-mid-cta-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--accent);
  color: white;
  padding: 16px 36px;
  border-radius: 12px;
  font-weight: 700;
  font-size: 1rem;
  white-space: nowrap;
  transition: transform 0.2s, box-shadow 0.2s;
  box-shadow: 0 4px 20px rgba(232, 168, 56, 0.3);
}
.alt-mid-cta-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(232, 168, 56, 0.4);
}
.alt-mid-cta-btn:active {
  transform: translateY(0);
}
.alt-why-cat {
  padding: 50px 0;
  background: var(--bg-white);
}
.alt-why-cat h2, h3, h4 {
  font-size: 2.0rem;
  font-weight: 800;
  color: var(--heading);
  margin-bottom: 16px;
  line-height: 1.5;
}
.alt-why-intro {
  color: var(--text-light);
  margin-bottom: 36px;
  line-height: 1.8;
}
.alt-benefits-heading {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.3rem;
  font-weight: 700;
  color: var(--heading);
  margin-bottom: 28px;
}
.alt-benefits-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 16px;
}
.alt-benefit-card {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 18px 20px;
  background: var(--bg-light);
  border: 1px solid var(--border);
  border-radius: 14px;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--text);
  transition: transform 0.2s, box-shadow 0.2s, border-color 0.2s;
}
.alt-benefit-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.06);
  border-color: rgba(27, 77, 62, 0.2);
}
.alt-benefit-icon {
  width: 40px;
  height: 40px;
  border-radius: 10px;
  background: linear-gradient(135deg, rgba(27, 77, 62, 0.08), rgba(27, 77, 62, 0.15));
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--accent);
  font-size: 0.95rem;
  flex-shrink: 0;
  transition: background 0.2s;
}
.alt-benefit-card:hover .alt-benefit-icon {
  background: linear-gradient(135deg, var(--primary), #0d3328);
  color: white;
}
.alt-infographic {
  padding: 80px 0;
  background: var(--bg-light);
}
.alt-infographic h2 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2rem;
  font-weight: 800;
  color: var(--heading);
  margin-bottom: 40px;
  line-height: 1.5;
}
.alt-info-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 28px;
}
.alt-info-card {
  background: white;
  border-radius: 20px;
  padding: 0;
  overflow: hidden;
  box-shadow: 0 4px 20px rgba(0, 0, 0, 0.05);
  border: 1px solid var(--border);
  transition: transform 0.2s, box-shadow 0.2s;
}
.alt-info-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 36px rgba(0, 0, 0, 0.08);
}
.alt-info-header {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 24px 28px;
  background: linear-gradient(135deg, var(--primary), #0d3328);
  color: white;
}
.alt-info-header i {
  font-size: 1.3rem;
}
.alt-info-header h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.15rem;
  font-weight: 700;
  margin: 0;
}
.alt-info-list {
  padding: 24px 28px;
  list-style: none;
  margin: 0;
}
.alt-info-list li {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 0;
  font-size: 0.9rem;
  color: var(--text);
  border-bottom: 1px solid rgba(0, 0, 0, 0.04);
  transition: padding-left 0.2s;
}
.alt-info-list li:last-child {
  border-bottom: none;
}
.alt-info-list li:hover {
  padding-left: 6px;
}
.alt-info-list li i {
  color: var(--primary);
  font-size: 0.7rem;
  flex-shrink: 0;
}
.alt-faq {
  padding: 80px 0;
  background: var(--bg-white);
}
.alt-faq h2 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2rem;
  font-weight: 800;
  color: var(--heading);
  margin-bottom: 32px;
}
.alt-final-cta {
  padding: 80px 0;
  background: linear-gradient(135deg, var(--primary) 0%, #0d3328 60%, #16453a 100%);
  text-align: center;
  position: relative;
  overflow: hidden;
}
.alt-final-cta::before {
  content: '';
  position: absolute;
  top: -50%;
  left: -20%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(232, 168, 56, 0.08) 0%, transparent 70%);
  pointer-events: none;
}
.alt-final-cta-inner {
  position: relative;
  z-index: 1;
}
.alt-final-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(232, 168, 56, 0.15);
  border: 1px solid rgba(232, 168, 56, 0.3);
  color: var(--accent);
  padding: 8px 20px;
  border-radius: 50px;
  font-size: 0.82rem;
  font-weight: 600;
  margin-bottom: 20px;
}
.alt-final-cta h2 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.0rem;
  font-weight: 800;
  color: white;
  margin-bottom: 12px;
  max-width: 600px;
  margin-left: auto;
  margin-right: auto;
}
.alt-final-cta p {
  color: rgba(255, 255, 255, 0.75);
  font-size: 1.05rem;
  margin-bottom: 32px;
}
.alt-final-actions {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 20px;
  margin-bottom: 48px;
  flex-wrap: wrap;
}
.alt-final-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--accent);
  color: white;
  padding: 18px 44px;
  border-radius: 14px;
  font-weight: 700;
  font-size: 1.1rem;
  transition: transform 0.2s, box-shadow 0.2s;
  box-shadow: 0 4px 24px rgba(232, 168, 56, 0.35);
}
.alt-final-btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 36px rgba(232, 168, 56, 0.45);
}
.alt-final-btn:active {
  transform: translateY(0);
}
.alt-final-phone {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: rgba(255, 255, 255, 0.8);
  font-weight: 500;
  font-size: 1.05rem;
  transition: color 0.2s;
}
.alt-final-phone:hover {
  color: var(--accent);
}
.alt-final-stats {
  display: flex;
  justify-content: center;
  gap: 48px;
  flex-wrap: wrap;
}
.alt-final-stat {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
}
.alt-final-stat strong {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--accent);
}
.alt-final-stat span {
  font-size: 0.8rem;
  color: rgba(255, 255, 255, 0.6);
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.step-card-block-items {
  display: grid;
  grid-template-columns: repeat(3, 1fr) !important;
}
@media (max-width: 1024px) {
  .step-card-block-items {
    display: block !important;
  }
  .ncc-step-card {
    margin-bottom: 15px;
  }
  .rt-hero-grid {
    display: flex !important;
    flex-direction: column;
  }
  .alt-hero h1 {
    font-size: 2.2rem;
  }
  .alt-explainer-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .alt-info-grid {
    grid-template-columns: 1fr;
  }
  .alt-mid-cta-inner {
    flex-direction: column;
    text-align: center;
  }
}
@media (max-width: 768px) {
  .alt-hero {
    padding: 110px 0 50px;
  }
  .alt-hero h1 {
    font-size: 1.8rem;
  }
  .alt-hero-sub {
    font-size: 1rem;
  }
  .alt-hero-actions {
    flex-direction: column;
    align-items: flex-start;
  }
  .alt-explainer-text h2, .alt-compare h2, .alt-why-cat h2, .alt-infographic h2, .alt-faq h2 {
    font-size: 1.6rem;
  }
  .alt-final-cta h2 {
    font-size: 1.7rem;
  }
  .alt-benefits-grid {
    grid-template-columns: 1fr;
  }
  .alt-table thead th, .alt-table tbody td {
    padding: 12px 14px;
    font-size: 0.82rem;
  }
  .alt-final-stats {
    gap: 28px;
  }
  .alt-final-stat strong {
    font-size: 1.4rem;
  }
}
@media (max-width: 480px) {
  .alt-hero h1 {
    font-size: 1.5rem;
  }
  .alt-hero-pills {
    flex-direction: column;
  }
  .alt-pill {
    width: fit-content;
  }
  .alt-mid-cta-content h3 {
    font-size: 1.3rem;
  }
  .alt-final-cta {
    padding: 60px 0;
  }
  .alt-final-actions {
    flex-direction: column;
  }
}
@media (prefers-reduced-motion: reduce) {
  .alt-hero-cta, .alt-mid-cta-btn, .alt-final-btn, .alt-benefit-card, .alt-info-card, .alt-cycle-step, .alt-info-list li, .alt-pill {
    transition: none !important;
    transform: none !important;
  }
}
/* ===== RATES & TERMS PAGE ===== */
.rt-hero {
  background: linear-gradient(135deg, var(--primary) 0%, #163d31 50%, #0f2b22 100%);
  padding: 140px 0 80px;
  position: relative;
  overflow: hidden;
}
.rt-hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(232, 168, 56, 0.08) 0%, transparent 70%);
  pointer-events: none;
}
.rt-hero .breadcrumb {
  margin-bottom: 24px;
  font-size: 0.85rem;
  color: rgba(255, 255, 255, 0.7);
}
.rt-hero .breadcrumb a {
  color: rgba(255, 255, 255, 0.8);
}
.rt-hero .breadcrumb a:hover {
  color: var(--accent);
}
.rt-hero .breadcrumb i {
  font-size: 0.6rem;
  margin: 0 8px;
}
.rt-hero .breadcrumb span {
  color: white;
}
.rt-hero-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(232, 168, 56, 0.15);
  color: var(--accent);
  padding: 8px 20px;
  border-radius: 100px;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 24px;
  border: 1px solid rgba(232, 168, 56, 0.25);
}
.rt-hero h1 {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 5vw, 3.2rem);
  font-weight: 800;
  color: white;
  line-height: 1.15;
  margin-bottom: 20px;
  max-width: 700px;
}
.rt-hero-highlight {
  color: var(--accent);
  position: relative;
}
.rt-hero-sub {
  font-size: 1.05rem;
  color: rgba(255, 255, 255, 0.8);
  max-width: 560px;
  line-height: 1.8;
  margin-bottom: 32px;
}
.rt-hero-actions {
  display: flex;
  align-items: center;
  gap: 24px;
  flex-wrap: wrap;
  margin-bottom: 32px;
}
.rt-hero-cta {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--accent);
  color: #fff;
  padding: 16px 36px;
  border-radius: 12px;
  font-weight: 700;
  font-size: 1rem;
  text-decoration: none;
  transition: transform 0.2s, box-shadow 0.2s;
  box-shadow: 0 4px 20px rgba(232, 168, 56, 0.3);
}
.rt-hero-cta:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(232, 168, 56, 0.4);
}
.rt-hero-cta:active {
  transform: translateY(0);
}
.rt-hero-phone {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: white;
  text-decoration: none;
  font-weight: 600;
  font-size: 1.05rem;
  transition: color 0.2s;
}
.rt-hero-phone:hover {
  color: var(--accent);
}
.rt-hero-pills {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}
.rt-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  background: rgba(255, 255, 255, 0.08);
  color: rgba(255, 255, 255, 0.9);
  padding: 5px 16px;
  border-radius: 100px;
  font-size: 0.82rem;
  font-weight: 500;
  border: 1px solid rgba(255, 255, 255, 0.1);
  transition: background 0.2s, border-color 0.2s;
}
.rt-pill:hover {
  background: rgba(255, 255, 255, 0.12);
  border-color: rgba(255, 255, 255, 0.2);
}
.rt-pill i {
  color: var(--accent);
  font-size: 0.75rem;
}
.rt-hero-grid {
  display: grid;
  grid-template-columns: 1fr 320px;
  gap: 40px;
  align-items: center;
}
.rt-glance-card {
  background: rgba(255, 255, 255, 0.97);
  border-radius: 20px;
  padding: 28px 26px;
  border: 1px solid rgba(200, 220, 230, 0.5);
  box-shadow: 0 8px 32px rgba(0, 0, 0, 0.18);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.rt-glance-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 14px 40px rgba(0, 0, 0, 0.22);
}
.rt-glance-header {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 22px;
  justify-content: center;
}
.rt-glance-icon {
  font-size: 1.5rem;
  color: var(--accent);
}
.rt-glance-title {
  font-family: var(--font-heading);
  font-size: 1.2rem;
  font-weight: 700;
  color: #1B4D3E;
}
.rt-glance-row {
  margin-bottom: 6px;
}
.rt-glance-row-header {
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 8px;
}
.rt-glance-row-header i {
  color: var(--primary);
  font-size: 0.9rem;
  width: 20px;
  text-align: center;
}
.rt-glance-label {
  font-size: 0.85rem;
  font-weight: 600;
  color: #1B4D3E;
  text-transform: uppercase;
  letter-spacing: 0.4px;
}
.rt-glance-divider {
  height: 1px;
  background: linear-gradient(90deg, transparent, rgba(27, 77, 62, 0.15), transparent);
  margin: 14px 0;
}
.rt-glance-bar-wrap {
  padding-left: 28px;
}
.rt-glance-bar {
  height: 28px;
  background: #eef3f1;
  border-radius: 14px;
  overflow: hidden;
  position: relative;
}
.rt-glance-bar-fill {
  height: 100%;
  background: linear-gradient(90deg, #1B4D3E, var(--accent));
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 0 14px;
  position: relative;
  animation: rtBarGrow 1.2s ease-out forwards;
}
@keyframes rtBarGrow {
  from {
    width: 0% !important;
  }
  to {
    width: 100% !important;
  }
}
.rt-glance-bar-min, .rt-glance-bar-max {
  font-size: 0.78rem;
  font-weight: 700;
  color: white;
  white-space: nowrap;
}
.rt-glance-bar-labels {
  display: flex;
  justify-content: space-between;
  font-size: 0.7rem;
  color: #7a8e86;
  margin-top: 4px;
  padding: 0 4px;
}
.rt-glance-term-visual {
  display: flex;
  justify-content: center;
  padding-left: 28px;
}
.rt-glance-calendar {
  width: 80px;
  border-radius: 10px;
  overflow: hidden;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.1);
  border: 1px solid #e0e8e5;
  transition: transform 0.2s ease;
}
.rt-glance-calendar:hover {
  transform: scale(1.05);
}
.rt-glance-cal-top {
  height: 8px;
  background: linear-gradient(90deg, var(--primary), #2a6b55);
}
.rt-glance-cal-body {
  background: white;
  padding: 8px 6px 10px;
  text-align: center;
}
.rt-glance-cal-number {
  display: block;
  font-size: 1.6rem;
  font-weight: 800;
  color: var(--primary);
  line-height: 1.1;
}
.rt-glance-cal-text {
  display: block;
  font-size: 0.65rem;
  color: #7a8e86;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  font-weight: 600;
}
.rt-glance-apr {
  padding-left: 28px;
}
.rt-glance-apr-badge {
  display: inline-block;
  background: linear-gradient(135deg, #fdf1dc, #fce8c3);
  color: #1B4D3E;
  padding: 6px 18px;
  border-radius: 100px;
  font-size: 0.88rem;
  font-weight: 500;
  border: 1px solid rgba(232, 168, 56, 0.3);
}
.rt-glance-apr-badge strong {
  color: #c0392b;
  font-weight: 700;
}
.rt-section-label {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--primary);
  font-weight: 600;
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 12px;
  background: rgba(27, 77, 62, 0.1);
  padding: 6px 16px;
  border-radius: 50px;
}
.rt-section-label i {
  color: var(--accent);
}
/* Tabs Section */
.rt-tabs-section {
  padding: 80px 0 0;
  background: var(--bg);
}
.rt-tabs {
  display: flex;
  gap: 8px;
  margin-bottom: 0;
  border-bottom: 2px solid var(--border);
  flex-wrap: wrap;
}
.rt-tab {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 24px;
  background: none;
  border: none;
  border-bottom: 3px solid transparent;
  margin-bottom: -2px;
  font-size: 0.9rem;
  font-weight: 600;
  color: var(--text-light);
  cursor: pointer;
  transition: color 0.2s, border-color 0.2s, background 0.2s;
  border-radius: 8px 8px 0 0;
}
.rt-tab:hover {
  color: var(--primary);
  background: rgba(27, 77, 62, 0.04);
}
.rt-tab.active {
  color: var(--primary);
  border-bottom-color: var(--accent);
  background: white;
}
.rt-tab i {
  font-size: 0.85rem;
}
.rt-tab-panels {
  background: white;
  border-radius: 0 12px 12px 12px;
  box-shadow: var(--shadow-sm);
}
.rt-tab-panel {
  display: none;
  padding: 40px;
}
.rt-tab-panel.active {
  display: block;
}
.rt-panel-inner {
  max-width: 640px;
}
.rt-panel-icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: rgba(27, 77, 62, 0.08);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  color: var(--primary);
  margin-bottom: 20px;
}
.rt-panel-inner h3 {
  font-family: var(--font-heading);
  font-size: 1.3rem;
  color: var(--text);
  margin-bottom: 12px;
}
.rt-panel-inner p {
  color: var(--text-light);
  line-height: 1.8;
  margin-bottom: 20px;
}
.rt-panel-highlight {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: rgba(27, 77, 62, 0.06);
  padding: 12px 20px;
  border-radius: 10px;
  font-weight: 600;
  color: var(--primary);
  font-size: 0.9rem;
  border-left: 3px solid var(--accent);
}
.rt-panel-highlight i {
  color: var(--accent);
}
/* Calculator Section */
.rt-calculator {
  padding: 80px 0;
  background: var(--bg);
}
.rt-calc-intro {
  color: var(--text-light);
  max-width: 640px;
  line-height: 1.8;
  margin-bottom: 40px;
}
.rt-calc-placeholder {
  background: white;
  border: 2px dashed var(--border);
  border-radius: 16px;
  padding: 60px 40px;
  text-align: center;
  max-width: 640px;
}
.rt-calc-icon {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: rgba(27, 77, 62, 0.08);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.8rem;
  color: var(--primary);
  margin: 0 auto 20px;
}
.rt-calc-placeholder h3 {
  font-family: var(--font-heading);
  font-size: 1.2rem;
  color: var(--text);
  margin-bottom: 12px;
}
.rt-calc-placeholder p {
  color: var(--text-light);
  line-height: 1.8;
  margin-bottom: 20px;
}
.rt-calc-placeholder a {
  color: var(--primary);
  font-weight: 600;
}
.rt-calc-phone {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: var(--primary);
  font-weight: 600;
  text-decoration: none;
  transition: color 0.2s;
}
.rt-calc-phone:hover {
  color: var(--accent);
}
/* Clear Rates Section */
.rt-clear-rates {
  padding: 80px 0;
  background: white;
}
.rt-clear-rates h2 {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 3vw, 2.2rem);
  color: var(--text);
  margin-bottom: 12px;
}
.rt-rates-intro {
  color: var(--text-light);
  /*max-width: 640px;*/
  line-height: 1.8;
  margin-bottom: 48px;
}
.rt-fee-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 20px;
}
.rt-fee-grid-new{grid-template-columns: repeat(4,1fr);}
.rt-fee-card {
  background: var(--bg);
  border-radius: 14px;
  padding: 28px 24px;
  border: 1px solid var(--border);
  transition: transform 0.25s, box-shadow 0.25s, border-color 0.25s;
  position: relative;
  display: flex;
  flex-direction: column;
}
.rt-fee-card:hover {
  transform: translateY(-4px);
  box-shadow: 0 12px 32px rgba(27, 77, 62, 0.08);
  border-color: rgba(27, 77, 62, 0.15);
}
.rt-fee-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  margin-bottom: 16px;
  transition: background 0.25s, color 0.25s;
}
.rt-fee-free .rt-fee-icon {
  background: rgba(27, 77, 62, 0.08);
  color: var(--primary);
}
.rt-fee-free:hover .rt-fee-icon {
  background: var(--primary);
  color: white;
}
.rt-fee-note .rt-fee-icon {
  background: rgba(232, 168, 56, 0.12);
  color: var(--accent);
}
.rt-fee-note:hover .rt-fee-icon {
  background: var(--accent);
  color: white;
}
.rt-fee-card h3 {
  font-family: var(--font-heading);
  font-size: 1.05rem;
  color: var(--text);
  margin-bottom: 8px;
}
.rt-fee-card p {
  color: var(--text-light);
  font-size: 0.88rem;
  line-height: 1.65;
  flex: 1;
  margin-bottom: 16px;
}
.rt-fee-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 6px 14px;
  border-radius: 100px;
  font-size: 0.8rem;
  font-weight: 700;
  background: rgba(27, 77, 62, 0.08);
  color: var(--primary);
  align-self: flex-start;
}
.rt-fee-badge-info {
  background: rgba(232, 168, 56, 0.12);
  color: #b07d1a;
}
.rt-fee-badge-warn {
  background: rgba(220, 120, 50, 0.1);
  color: #b05a20;
}
/* Mid CTA */
.rt-mid-cta {
  padding: 60px 0;
  background: linear-gradient(135deg, var(--primary) 0%, #163d31 100%);
}
.rt-mid-cta-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  flex-wrap: wrap;
}
.rt-mid-cta-content h2 {
  font-family: var(--font-heading);
  font-size: clamp(1.3rem, 2.5vw, 1.8rem);
  color: white;
  margin-bottom: 8px;
}
.rt-mid-cta-content p {
  color: rgba(255, 255, 255, 0.8);
  font-size: 1rem;
}
.rt-mid-cta-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--accent);
  color: var(--primary);
  padding: 16px 36px;
  border-radius: 12px;
  font-weight: 700;
  font-size: 1rem;
  text-decoration: none;
  white-space: nowrap;
  transition: transform 0.2s, box-shadow 0.2s;
  box-shadow: 0 4px 20px rgba(232, 168, 56, 0.3);
}
.rt-mid-cta-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(232, 168, 56, 0.4);
}
.rt-mid-cta-btn:active {
  transform: translateY(0);
}
/* Terms Section */
.rt-terms {
  padding: 50px 0;
  background: var(--bg);
}
.rt-terms h2 {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 3vw, 2.2rem);
  color: var(--text);
  margin-bottom: 48px;
}
.rt-terms-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(480px, 1fr));
  gap: 24px;
}
.rt-term-block {
  background: white;
  border-radius: 16px;
  padding: 32px 28px;
  border: 1px solid var(--border);
  transition: transform 0.25s, box-shadow 0.25s;
}
.rt-term-block:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 32px rgba(27, 77, 62, 0.08);
}
.rt-term-header {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 20px;
}
.rt-term-icon {
  width: 48px;
  height: 48px;
  border-radius: 12px;
  background: rgba(27, 77, 62, 0.08);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  color: var(--primary);
  transition: background 0.25s, color 0.25s;
}
.rt-term-block:hover .rt-term-icon {
  background: var(--primary);
  color: white;
}
.rt-term-header h3 {
  font-family: var(--font-heading);
  font-size: 1.15rem;
  color: var(--text);
}
.rt-term-intro {
  color: var(--text-light);
  line-height: 1.8;
  margin-bottom: 16px;
  font-size: 0.92rem;
}
.rt-term-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 12px;
}
.rt-term-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  color: var(--text-light);
  font-size: 0.9rem;
  line-height: 1.65;
}
.rt-term-list li i {
  color: var(--accent);
  margin-top: 4px;
  flex-shrink: 0;
  font-size: 0.8rem;
}
.rt-term-list li i.fa-exclamation-triangle {
  color: #d97706;
}
.rt-term-list li i.fa-star {
  color: var(--accent);
}
/* FAQ Section */
.rt-faq {
  padding: 80px 0;
  background: white;
}
.rt-faq h2 {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 3vw, 2rem);
  color: var(--text);
  margin-bottom: 40px;
}
/* Final CTA */
.rt-final-cta {
  padding: 80px 0;
  background: linear-gradient(135deg, var(--primary) 0%, #163d31 50%, #0f2b22 100%);
  position: relative;
  overflow: hidden;
}
.rt-final-cta::before {
  content: '';
  position: absolute;
  bottom: -40%;
  left: -10%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(232, 168, 56, 0.06) 0%, transparent 70%);
  pointer-events: none;
}
.rt-final-cta-inner {
  text-align: center;
  position: relative;
  z-index: 1;
}
.rt-final-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(232, 168, 56, 0.15);
  color: var(--accent);
  padding: 8px 20px;
  border-radius: 100px;
  font-size: 0.82rem;
  font-weight: 600;
  margin-bottom: 24px;
  border: 1px solid rgba(232, 168, 56, 0.25);
}
.rt-final-cta-inner h5 {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 3.5vw, 2.4rem);
  color: white;
  margin-bottom: 12px;
}
.rt-final-cta-inner p {
  color: rgba(255, 255, 255, 0.8);
  font-size: 1.05rem;
  /*max-width: 560px;*/
  margin: 0 auto 32px;
  line-height: 1.8;
}
.rt-final-actions {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 24px;
  flex-wrap: wrap;
}
.rt-final-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: var(--accent);
  color: var(--primary);
  padding: 16px 40px;
  border-radius: 12px;
  font-weight: 700;
  font-size: 1.05rem;
  text-decoration: none;
  transition: transform 0.2s, box-shadow 0.2s;
  box-shadow: 0 4px 20px rgba(232, 168, 56, 0.3);
}
.rt-final-btn:hover {
  transform: translateY(-2px);
  box-shadow: 0 8px 30px rgba(232, 168, 56, 0.4);
}
.rt-final-btn:active {
  transform: translateY(0);
}
.rt-final-phone {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  color: white;
  text-decoration: none;
  font-weight: 600;
  font-size: 1.05rem;
  transition: color 0.2s;
}
.rt-final-phone:hover {
  color: var(--accent);
}
.rt-final-stats {
  display: flex;
  justify-content: center;
  gap: 40px;
  flex-wrap: wrap;
}
.rt-final-stat {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
}
.rt-final-stat strong {
  font-family: var(--font-heading);
  font-size: 1.8rem;
  color: var(--accent);
}
.rt-final-stat span {
  font-size: 0.82rem;
  color: rgba(255, 255, 255, 0.7);
  font-weight: 500;
}
/* Rates Page Responsive */
@media (max-width: 768px) {
  .rt-hero {
    padding: 120px 0 60px;
  }
  .rt-hero h1 {
    font-size: 1.8rem;
  }
  .rt-tabs {
    gap: 4px;
  }
  .rt-tab {
    padding: 10px 14px;
    font-size: 0.8rem;
  }
  .rt-tab-panel {
    padding: 24px 20px;
  }
  .rt-fee-grid {
    grid-template-columns: 1fr;
  }
  .rt-terms-grid {
    grid-template-columns: 1fr;
  }
  .rt-mid-cta-inner {
    flex-direction: column;
    text-align: center;
  }
  .rt-final-stats {
    gap: 24px;
  }
  .rt-final-stat strong {
    font-size: 1.4rem;
  }
  .rt-calc-placeholder {
    padding: 40px 20px;
  }
}
@media (max-width: 480px) {
  .rt-hero {
    padding: 110px 0 48px;
  }
  .rt-hero h1 {
    font-size: 1.5rem;
  }
  .rt-hero-sub {
    font-size: 0.95rem;
  }
  .rt-hero-cta {
    padding: 14px 24px;
    font-size: 0.9rem;
  }
  .rt-hero-pills {
    gap: 8px;
  }
  .rt-pill {
    font-size: 0.75rem;
    padding: 6px 12px;
  }
  .rt-tabs {
    flex-direction: column;
    border-bottom: none;
    gap: 6px;
  }
  .rt-tab {
    border-bottom: none;
    border-left: 3px solid transparent;
    border-radius: 0 8px 8px 0;
  }
  .rt-tab.active {
    border-left-color: var(--accent);
    border-bottom-color: transparent;
  }
  .rt-fee-card {
    padding: 20px 18px;
  }
  .rt-term-block {
    padding: 24px 20px;
  }
}
@media (prefers-reduced-motion: reduce) {
  .rt-hero-cta, .rt-mid-cta-btn, .rt-final-btn, .rt-fee-card, .rt-term-block, .rt-pill {
    transition: none !important;
    transform: none !important;
  }
}
.return-options-header {
  text-align: center;
  margin-bottom: 40px;
}
.return-options-header h2 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  color: var(--accent);
  font-size: 2.0rem;
  font-weight: 700;
}
.return-visual-options {
  max-width: 1000px;
  margin: 0 auto;
}
.return-options-img {
  width: 100%;
  height: auto;
  border-radius: 12px;
}
.login-field-horizontal {
  display: grid;
  grid-template-columns: 120px 1fr;
  align-items: center;
  gap: 20px;
}
.new-customer-promo-card {
      background: white;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-lg);
    padding: 40px;
    border: 1px solid var(--border);
}
.new-customer-promo-card h3 {
  color: #034e3f;
  font-size: 24px;
  margin-bottom: 25px;text-align: center;
}
.new-customer-box {
  background: white;
  border-radius: 8px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 20px;
}
.new-customer-icon-wrap {
  border: 3px solid #1b4d3e;
  border-radius: 12px;
  padding: 15px 30px;
  display: flex;
  flex-direction: column;
  align-items: center;
  color: #1B4D3E;
  font-weight: 800;
}
h3.apply-form-main-title{color:#034e3f;}
.apply-layout-new-return{grid-template-columns: 1.75fr 1.25fr;}
.new-customer-icon-wrap i {
  font-size: 2.5rem;
  margin-bottom: 10px;
}
.apply-here-btn {
  background: #1B4D3E;
  color: white;
  padding: 15px 40px;
  border-radius: 8px;
  font-weight: 800;
  font-size: 1.2rem;
  text-transform: uppercase;
  transition: all 0.3s;
}
.apply-here-btn:hover {
  transform: scale(1.05);
  box-shadow: 0 4px 15px rgba(232, 168, 56, 0.4);
}
.ncc-container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0px 20px;
}
.ncc-hero {
  text-align: center;
  margin-bottom: 60px;
}
.ncc-hero h1 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.5rem;
  color: var(--primary);
  margin-bottom: 20px;
  line-height: 1.2;
}
.ncc-hero-list {
  list-style: none;
  padding: 0;
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 20px;
  margin: 30px 0;
}
.ncc-hero-list li {
  display: flex;
  align-items: center;
  gap: 8px;
  font-weight: 600;
  color: var(--primary);
}
.ncc-hero-list i {
  color: var(--accent);
}
.ncc-content h2, .ncc-content h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  color: var(--primary);
  /*margin-top: 40px;*/
  margin-bottom: 20px;
  font-size: 2rem;
}
.ncc-content p {
  margin-bottom: 20px;
  color: var(--text-light);
}
.ncc-content ul {
  margin-bottom: 30px;
  padding-left: 20px;
}
.ncc-content li {
  margin-bottom: 12px;
  color: var(--text-light);
}
.ncc-image {
  width: 100%;
  height: 400px;
  object-fit: cover;
  border-radius: 16px;
  margin: 40px 0;
  box-shadow: var(--shadow-md);
}
.ncc-table-wrap {
  overflow-x: auto;
  margin: 40px 0;
  border: 1px solid var(--border);
  border-radius: 12px;
}
.ncc-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 600px;
}
.ncc-table th {
  background: var(--primary);
  color: white;
  padding: 15px;
  text-align: left;
}
.ncc-table td {
  padding: 15px;
  border-bottom: 1px solid var(--border);
  font-size: 0.9rem;
}
.ncc-table tr:last-child td {
  border-bottom: none;
}
.ncc-table tr:nth-child(even) {
  background: #f9f9f9;
}
.ncc-cta-box {
  background: var(--primary);
  color: white;
  padding: 40px;
  border-radius: 20px;
  text-align: center;
  margin: 40px 0;
}
.ncc-cta-box h3 {
  color: white !important;
  margin-top: 0 !important;
}
.ncc-btn {
  display: inline-block;
  background: var(--accent);
  color: white;
  padding: 16px 40px;
  border-radius: 10px;
  font-weight: 800;
  text-transform: uppercase;
  margin-top: 20px;
  transition: all 0.3s;
}
.ncc-btn:hover {
  transform: translateY(-3px);
  box-shadow: 0 10px 20px rgba(232, 168, 56, 0.4);
}
.ncc-steps {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
  margin: 40px 0;
}
.ncc-step-card {
  text-align: center;
  padding: 20px;
  background: #f8f9fa;
  border-radius: 12px;
}
.ncc-step-card i {
  font-size: 2rem;
  color: var(--primary);
  margin-bottom: 15px;
}
.ncc-step-card h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  margin-bottom: 10px;
  color: var(--primary);
  font-size: 1.2rem
}
.ncc-warning {
  border-left: 4px solid #e74c3c;
  background: #fff5f5;
  padding: 20px;
  margin: 40px 0;
  border-radius: 0 12px 12px 0;
}
.ncc-warning h4 {
  color: #e74c3c;
  margin-bottom: 10px;
}
.ncc-content ul {
  list-style: none;
  padding-left: 0;
  margin-bottom: 30px;
}
.ncc-content li {
  position: relative;
  padding-left: 30px;
  margin-bottom: 12px;
  color: var(--text-light);
  line-height: 1.6;
}
.ncc-content li::before {
  content: "\f058";
  font-family: "Font Awesome 6 Free";
  font-weight: 900;
  position: absolute;
  left: 0;
  color: var(--accent);
  font-size: 1.1rem;
}
.kbyb-hero {
  background: linear-gradient(135deg, #1B4D3E 0%, #0d2e25 60%, #163d32 100%);
  color: #fff;
  padding: 100px 0 80px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.kbyb-hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(232, 168, 56, 0.12) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}
.kbyb-hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(232, 168, 56, 0.15);
  border: 1px solid rgba(232, 168, 56, 0.3);
  color: #E8A838;
  padding: 8px 20px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  margin-bottom: 24px;
}
.kbyb-hero h1 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: clamp(2rem, 5vw, 3rem);
  font-weight: 800;
  margin-bottom: 40px;
  line-height: 1.2;
}
.kbyb-trust-row {
  display: flex;
  justify-content: center;
  flex-wrap: wrap;
  gap: 24px;
  margin-top: 10px;
}
.kbyb-trust-item {
  display: flex;
  align-items: center;
  gap: 10px;
  background: rgba(255, 255, 255, 0.08);
  border: 1px solid rgba(255, 255, 255, 0.12);
  padding: 12px 22px;
  border-radius: 12px;
  font-size: 0.95rem;
  font-weight: 600;
}
.kbyb-trust-item i {
  color: #E8A838;
  font-size: 1.1rem;
}
.kbyb-clarity {
  padding: 50px 0;
  background: #f8fafb;
}
.kbyb-clarity-inner {
  max-width: 1160px;
  margin: 0 auto;
  text-align: center;
}
.kbyb-clarity h2 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: clamp(1.5rem, 3.5vw, 2.2rem);
  font-weight: 800;
  color: #1B4D3E;
  margin-bottom: 28px;
}
.kbyb-clarity p {
  font-size: 1.05rem;
  line-height: 1.8;
  color: #4a5568;
  margin-bottom: 20px;
}
.kbyb-clarity a {
  color: #1B4D3E;
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 3px;
}
.kbyb-infographic {
  padding: 60px 0 20px;
  background: #fff;
}
.kbyb-infographic-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(220px, 1fr));
  gap: 28px;
  max-width: 1000px;
  margin: 0 auto;margin-bottom:10px;
}
.kbyb-info-card {
  text-align: center;
  padding: 36px 24px;
  border-radius: 16px;
  border: 1px solid #e8ecf0;
  background: #f8fafb;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
}
.kbyb-info-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 32px rgba(27, 77, 62, 0.08);
}
.kbyb-info-icon {
  width: 64px;
  height: 64px;
  border-radius: 16px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.6rem;
  margin: 0 auto 18px;
}
.kbyb-info-icon.green {
  background: rgba(27, 77, 62, 0.1);
  color: #1B4D3E;
}
.kbyb-info-icon.gold {
  background: rgba(232, 168, 56, 0.12);
  color: #E8A838;
}
.kbyb-info-icon.blue {
  background: rgba(30, 136, 229, 0.1);
  color: #1E88E5;
}
.kbyb-info-icon.red {
  background: rgba(183, 28, 28, 0.1);
  color: #B71C1C;
}
.kbyb-info-card h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1rem;
  font-weight: 700;
  color: #1B4D3E;
  margin-bottom: 8px;
}
.kbyb-info-card p {
  font-size: 0.9rem;
  color: #5a6a72;
  line-height: 1.6;
  margin: 0;
}
.kbyb-faq-section {
  padding: 80px 0;
  background: #fff;
}
.kbyb-faq-section h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: clamp(1.3rem, 3vw, 1.8rem);
  font-weight: 800;
  color: #1B4D3E;
  text-align: center;
  margin-bottom: 50px;
}
.kbyb-faq-list {
  max-width: 1160px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 16px;
}
.kbyb-faq-item {
  border: 1px solid #e8ecf0;
  border-radius: 14px;
  overflow: hidden;
  background: #f8fafb;
  transition: box-shadow 0.3s ease;
}
.kbyb-faq-item:hover {
  box-shadow: 0 4px 16px rgba(27, 77, 62, 0.06);
}
.kbyb-faq-item.active {
  border-color: rgba(27, 77, 62, 0.2);
  box-shadow: 0 4px 20px rgba(27, 77, 62, 0.08);
}
.kbyb-faq-q {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 22px 28px;
  cursor: pointer;
  background: none;
  border: none;
  width: 100%;
  text-align: left;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.05rem;
  font-weight: 700;
  color: #1B4D3E;
  line-height: 1.5;
}
.kbyb-faq-q:focus-visible {
  outline: 2px solid #E8A838;
  outline-offset: -2px;
  border-radius: 14px;
}
.kbyb-faq-q-icon {
  width: 36px;
  height: 36px;
  border-radius: 10px;
  background: rgba(27, 77, 62, 0.08);
  color: #1B4D3E;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.85rem;
  flex-shrink: 0;
  transition: transform 0.3s ease, background 0.3s ease;
}
.kbyb-faq-item.active .kbyb-faq-q-icon {
  background: #1B4D3E;
  color: #fff;
  transform: rotate(180deg);
}
.kbyb-faq-q-text {
  flex: 1;
}
.kbyb-faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.4s ease, padding 0.3s ease;
}
.kbyb-faq-item.active .kbyb-faq-a {
  max-height: 500px;
}
.kbyb-faq-a-inner {
  padding: 0 28px 24px 80px;
  font-size: 0.97rem;
  line-height: 1.8;
  color: #4a5568;
}
.kbyb-faq-a-inner a {
  color: #1B4D3E;
  font-weight: 600;
  text-decoration: underline;
}
.kbyb-safe-section {
  padding: 70px 0;
  background: linear-gradient(135deg, #1B4D3E 0%, #0d2e25 100%);
  color: #fff;
}
.kbyb-safe-inner {
  max-width: 1160px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 80px 1fr;
  gap: 28px;
  align-items: start;
}
.kbyb-safe-icon {
  width: 72px;
  height: 72px;
  background: rgba(232, 168, 56, 0.15);
  border-radius: 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  color: #E8A838;
}
.kbyb-safe-inner h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.4rem;
  font-weight: 800;
  margin-bottom: 16px;
}
.kbyb-safe-inner p {
  font-size: 1rem;
  line-height: 1.8;
  opacity: 0.9;
}
.kbyb-safe-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 20px;
}
.kbyb-safe-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.15);
  padding: 10px 18px;
  border-radius: 10px;
  font-size: 0.85rem;
  font-weight: 600;
}
.kbyb-safe-badge i {
  color: #E8A838;
}
@media (max-width: 768px) {
  .ncc-steps{display:block;}
  .kbyb-hero {
    padding: 80px 0 60px;
  }
  .kbyb-trust-row {
    gap: 12px;
  }
  .kbyb-trust-item {
    padding: 10px 16px;
    font-size: 0.85rem;
  }
  .kbyb-clarity, .kbyb-faq-section {
    padding: 50px 0;
  }
  .kbyb-infographic-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
  }
  .kbyb-faq-q {
    padding: 18px 20px;
    font-size: 0.95rem;
    gap: 12px;
  }
  .kbyb-faq-a-inner {
    padding: 0 20px 20px 68px;
  }
  .kbyb-safe-inner {
    grid-template-columns: 1fr;
    text-align: center;
  }
  .kbyb-safe-icon {
    margin: 0 auto;
  }
  .kbyb-safe-badges {
    justify-content: center;
  }
}
@media (max-width: 480px) {
  .kbyb-infographic-grid {
    grid-template-columns: 1fr;
  }
}
@media (prefers-reduced-motion: reduce) {
  .kbyb-info-card, .kbyb-faq-item {
    transition: none;
  }
  .kbyb-info-card:hover {
    transform: none;
  }
  .kbyb-faq-a {
    transition: none;
  }
}
.contact-intro-section {
  background: var(--bg-light);
  padding: 60px 0;
  border-bottom: 1px solid var(--border);
}
.contact-intro-content {
  max-width: 1000px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 40px;
}
.intro-feature {
  display: flex;
  gap: 20px;
  align-items: flex-start;
}
.intro-feature i {
  font-size: 1.5rem;
  color: var(--accent);
  margin-top: 5px;
}
.intro-feature h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.1rem;
  color: var(--primary);
  margin-bottom: 8px;
}
.intro-feature p {
  font-size: 0.95rem;
  color: var(--text-light);
  line-height: 1.6;
  margin: 0;
}
.contact-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
  margin-top: 40px;
}
.contact-card {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--border);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.contact-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}
.contact-icon {
  width: 60px;
  height: 60px;
  background: rgba(27, 77, 62, 0.08);
  color: var(--primary);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
}
.contact-card h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.25rem;
  color: var(--primary);
  margin: 0;
}
.contact-info-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 15px;
}
.contact-info-item {
  display: flex;
  flex-direction: column;
  gap: 5px;
}
.contact-label {
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--text-muted);
  font-weight: 700;
}
.contact-value {
  font-weight: 600;
  color: var(--text);
  font-size: 1.05rem;
}
.contact-value a {
  color: var(--primary);
  text-decoration: underline;
}
.hero-minimal {
  background: var(--primary);
  color: white;
  padding: 50px 0;
  text-align: center;
}
.hero-minimal h1 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.5rem;
  margin-bottom: 20px;
}
.hero-minimal p {
  font-size: 1.1rem;
  max-width: 800px;
  margin: 0 auto;
  opacity: 0.9;
}
.fl-hero {
  background: linear-gradient(135deg, #1B4D3E 0%, #0d2e25 60%, #163d32 100%);
  color: #fff;
  padding: 100px 0 80px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.fl-hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(232, 168, 56, 0.12) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}
.fl-hero::after {
  content: '';
  position: absolute;
  bottom: -40%;
  left: -15%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(255, 255, 255, 0.04) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}
.fl-hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(232, 168, 56, 0.15);
  border: 1px solid rgba(232, 168, 56, 0.3);
  color: #E8A838;
  padding: 8px 20px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  margin-bottom: 24px;
}
.fl-hero h1 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: clamp(2rem, 5vw, 3rem);
  font-weight: 800;
  margin-bottom: 24px;
  line-height: 1.2;
}
.fl-hero-desc {
  font-size: 1.1rem;
  line-height: 1.8;
  max-width: 780px;
  margin: 0 auto;
  opacity: 0.9;
}
.fl-categories-nav {
  background: #fff;
  border-bottom: 1px solid #e8ecf0;
  position: sticky;
  top: 70px;
  z-index: 50;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.04);
}
.fl-categories-nav .container {
  display: flex;
  justify-content: center;
  gap: 0;
  overflow-x: auto;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: none;
}
.fl-categories-nav .container::-webkit-scrollbar {
  display: none;
}
.fl-nav-link {
  display: flex;
  align-items: center;
  gap: 8px;
  padding: 18px 28px;
  font-size: 0.95rem;
  font-weight: 600;
  color: #5a6a72;
  text-decoration: none;
  border-bottom: 3px solid transparent;
  transition: all 0.3s ease;
  white-space: nowrap;
}
.fl-nav-link:hover, .fl-nav-link.active {
  color: #1B4D3E;
  border-bottom-color: #E8A838;
}
.fl-nav-link i {
  font-size: 1rem;
}
.fl-section {
  padding: 50px 0;
}
.fl-section:nth-child(odd) {
  background: #f8fafb;
}
.fl-section:nth-child(even) {
  background: #fff;
}
.fl-section-header {
  display: flex;
  align-items: center;
  gap: 16px;
  margin-bottom: 40px;
}
.fl-section-icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  flex-shrink: 0;
}
.fl-section-icon.tips {
  background: rgba(232, 168, 56, 0.12);
  color: #E8A838;
}
.fl-section-icon.budget {
  background: rgba(56, 142, 60, 0.12);
  color: #388E3C;
}
.fl-section-icon.credit {
  background: rgba(30, 136, 229, 0.12);
  color: #1E88E5;
}
.fl-section-icon.debt {
  background: rgba(183, 28, 28, 0.12);
  color: #B71C1C;
}
.fl-section-title {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.75rem;
  font-weight: 800;
  color: #1B4D3E;
  margin: 0;
}
.fl-section-title a {
  color: inherit;
  text-decoration: none;
}
.fl-section-title a:hover {
  text-decoration: underline;
}
.fl-articles-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(320px, 1fr));
  gap: 24px;
}
.fl-article-card {
  background: #fff;
  border: 1px solid #e8ecf0;
  border-radius: 14px;
  padding: 0;
  overflow: hidden;
  transition: transform 0.3s ease, box-shadow 0.3s ease;
  display: flex;
  flex-direction: column;
}
.fl-section:nth-child(even) .fl-article-card {
  background: #f8fafb;
}
.fl-article-card:hover {
  transform: translateY(-6px);
  box-shadow: 0 12px 32px rgba(27, 77, 62, 0.1);
}
.fl-article-card a {
  text-decoration: none;
  color: inherit;
  display: flex;
  flex-direction: column;
  height: 100%;
  padding: 28px 28px 24px;
}
.fl-article-num {
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 12px;
  opacity: 0.5;
}
.fl-article-title {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.05rem;
  font-weight: 700;
  color: #1B4D3E;
  line-height: 1.5;
  flex: 1;
  margin-bottom: 20px;
  transition: color 0.3s ease;
}
.fl-article-card:hover .fl-article-title {
  color: #E8A838;
}
.fl-article-read {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.85rem;
  font-weight: 700;
  color: #1B4D3E;
  transition: gap 0.3s ease;
}
.fl-article-card:hover .fl-article-read {
  gap: 12px;
  color: #E8A838;
}
.fl-testimonials {
  background: linear-gradient(135deg, #1B4D3E 0%, #0d2e25 100%);
  color: #fff;
  padding: 50px 0;
}
.fl-testimonials-header {
  text-align: center;
  margin-bottom: 50px;
}
.fl-testimonials-header h2 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: clamp(1.5rem, 3.5vw, 2.2rem);
  font-weight: 800;
  margin-bottom: 16px;
}
.fl-testimonials-header h2 span {
  color: #E8A838;
}
.fl-rating-badge {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.15);
  padding: 12px 24px;
  border-radius: 12px;
  margin-top: 16px;
}
.fl-rating-label {
  font-weight: 700;
  font-size: 1rem;
}
.fl-rating-stars {
  color: #E8A838;
  font-size: 1.1rem;
  display: flex;
  gap: 2px;
}
.fl-rating-score {
  opacity: 0.7;
  font-size: 0.9rem;
}
.fl-reviews-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(300px, 1fr));
  gap: 24px;
}
.fl-review-card {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.1);
  border-radius: 14px;
  padding: 28px;
  transition: background 0.3s ease, transform 0.3s ease;
}
.fl-review-card:hover {
  background: rgba(255, 255, 255, 0.1);
  transform: translateY(-4px);
}
.fl-review-stars {
  color: #E8A838;
  margin-bottom: 14px;
  font-size: 0.9rem;
  display: flex;
  gap: 3px;
}
.fl-review-text {
  font-size: 0.95rem;
  line-height: 1.8;
  opacity: 0.9;
  margin-bottom: 18px;
}
.fl-review-author {
  font-weight: 700;
  font-size: 0.9rem;
  color: #E8A838;
}
.fl-review-disclaimer {
  text-align: center;
  margin-top: 36px;
  font-size: 0.8rem;
  opacity: 0.5;
  font-style: italic;
}
.fl-cta {
  background: #E8A838;
  padding: 60px 0;
  text-align: center;
}
.fl-cta h2 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: clamp(1.4rem, 3vw, 2rem);
  font-weight: 800;
  color: #1B4D3E;
  margin-bottom: 24px;
}
.fl-cta-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: #1B4D3E;
  color: #fff;
  padding: 16px 40px;
  border-radius: 50px;
  font-size: 1.05rem;
  font-weight: 700;
  text-decoration: none;
  transition: background 0.3s ease, transform 0.2s ease;
}
.fl-cta-btn:hover {
  background: #163d32;
  transform: scale(1.05);
}
.fl-cta-note {
  margin-top: 16px;
  font-size: 0.9rem;
  color: #1B4D3E;
  font-weight: 600;
  opacity: 0.8;
}
.fl-cta-note i {
  color: #1B4D3E;
  margin-right: 6px;
}
@media (max-width: 768px) {
  .fl-hero {
    padding: 80px 0 60px;
  }
  .fl-section {
    padding: 50px 0;
  }
  .fl-nav-link {
    padding: 14px 18px;
    font-size: 0.85rem;
  }
  .fl-articles-grid {
    grid-template-columns: 1fr;
  }
  .fl-reviews-grid {
    grid-template-columns: 1fr;
  }
  .fl-article-card a {
    padding: 22px;
  }
  .fl-section-header {
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
  }
}
@media (prefers-reduced-motion: reduce) {
  .fl-article-card, .fl-review-card, .fl-cta-btn {
    transition: none;
  }
  .fl-article-card:hover, .fl-review-card:hover {
    transform: none;
  }
}
.contact-intro-section {
  background: var(--bg-light);
  padding: 60px 0;
  border-bottom: 1px solid var(--border);
}
.contact-intro-content {
  max-width: 1000px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 40px;
}
.intro-feature {
  display: flex;
  gap: 20px;
  align-items: flex-start;
}
.intro-feature i {
  font-size: 1.5rem;
  color: var(--accent);
  margin-top: 5px;
}
.intro-feature h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.1rem;
  color: var(--primary);
  margin-bottom: 8px;
}
.intro-feature p {
  font-size: 0.95rem;
  color: var(--text-light);
  line-height: 1.6;
  margin: 0;
}
.contact-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 30px;
  margin-top: 40px;
}
.contact-card {
  background: var(--bg-white);
  border-radius: var(--radius-lg);
  padding: 40px;
  box-shadow: var(--shadow-md);
  border: 1px solid var(--border);
  transition: transform 0.3s ease, box-shadow 0.3s ease;
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.contact-card:hover {
  transform: translateY(-5px);
  box-shadow: var(--shadow-lg);
}
.contact-icon {
  width: 60px;
  height: 60px;
  background: rgba(27, 77, 62, 0.08);
  color: var(--primary);
  border-radius: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
}
.contact-heading-collection {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.0rem;
  color: var(--primary);
  margin: 0;
  line-height: 1.8;
  margin-bottom: 15px;
}
.contact-card h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.25rem;
  color: var(--primary);
  margin: 0;
}
.contact-info-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 15px;
}
.contact-info-item {
  display: flex;
  flex-direction: column;
  gap: 5px;
}
.contact-label {
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  color: var(--text-muted);
  font-weight: 700;
}
.contact-value {
  font-weight: 600;
  color: var(--text);
  font-size: 1.05rem;
}
.contact-value a {
  color: var(--primary);
  text-decoration: underline;
}
.hero-minimal {
  background: var(--primary);
  color: white;
  padding: 50px 0;
  text-align: center;
}
.hero-minimal h1 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2.5rem;
  margin-bottom: 20px;
}
.hero-minimal p {
  font-size: 1.1rem;
  max-width: 800px;
  margin: 0 auto;
  opacity: 0.9;
}
.loan-calc-wrap {
  padding: 60px 20px;
  display: grid;
  grid-template-columns: 2.0fr 1fr;
  gap: 35px;
}
.loan-calc-card {
  background: #fff;
  border: 1px solid #e5e7eb;
  border-radius: 12px;
  box-shadow: 0 2px 10px rgba(0, 0, 0, .04);
  overflow: hidden;
}
.loan-calc-head {
  padding: 14px 16px;
  border-bottom: 1px solid #eef2f7;
}
.loan-calc-body {
  padding: 16px;
}
.loan-calc-grid {
  display: grid;
  gap: 14px;
}
.loan-calc-cols-2 {
  grid-template-columns: 1fr 1fr;
}
@media(max-width:820px) {
  .loan-calc-cols-2 {
    grid-template-columns: 1fr;
  }
  .loan-calc-wrap {
    display: flex;
    flex-direction: column;
  }
}
.loan-calc-label {
  display: block;
  font-size: 16px;
  font-weight: 600;
  margin-bottom: 15px;
  color: var(--text-light);
}
.loan-calc-input, .loan-calc-select {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid #e5e7eb;
  border-radius: 10px;
  font-weight: 600;
}
.loan-calc-input:focus, .loan-calc-select:focus {
  border-color: var(--loan-brand);
  box-shadow: 0 0 0 3px rgba(248, 152, 29, .25);
  outline: none;
}
.loan-calc-btn {
  padding: 12px 18px;
  border-radius: 10px;
  background: var(--loan-brand);
  color: #fff;
  font-weight: 600;
  border: none;
  cursor: pointer;
  background-color: #1b4d3e;
  font-size: 20px;
  font-family: 'Plus Jakarta Sans', sans-serif;
}
.loan-calc-msg {
  color: #dc2626;
  font-weight: 700;
  margin-top: 10px;
}
.loan-calc-title {
  font-size: 26px;
  margin: 22px 0 8px;
}
.loan-calc-sep {
  height: 1px;
  background: #eef2f7;
  margin: 12px 0;
}
.loan-calc-muted {
  color: #000;
}
.loan-calc-dl {
  display: grid;
  grid-template-columns: 260px 1fr;
  gap: 8px;
}
.ulelements-font {
  font-size: 16px;
  line-height: 2.0;
}
.ul-element-arrow {
  font-size: 14px;
  color: #1b4d3e;
}
.loan-calc-dl dt {
  font-weight: 600;
}
.loan-calc-dl dd {
  margin: 0;
  font-weight: 800;
}
/* Section */
.resources-section {
  padding: 90px 0;
}
.resources-grid-color {
  width: fit-content;
  align-items: center;
  border-right: 5px solid var(--accent);
  background: #f0f8fe;
}
.resources-grid-color:hover {
  border: 2px solid #e8a838;
  border-right: 5px solid var(--accent);
  border-left: 5px solid var(--accent);
}
.resource-color {
  color: #034e3f !important;
}
.resources-fa {
  color: #2a7a5f;
  font-size: 35px;
}
/* Grid */
.resources-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 40px;
  text-align: center;
  margin-top: 50px;
}
/* Card */
.resource-card {
  text-decoration: none;
  background: var(--bg-white);
  padding: 30px 20px;
  border-radius: var(--radius);
  border: 1px solid #007b6161;
  transition: all 0.35s ease;
  min-height: 200px;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  will-change: transform;
}
.resource-card:hover {
  transform: translateY(-8px);
  box-shadow: var(--shadow-lg);
  border-color: var(--primary-light);
}
/* Icon */
.icon-circle {
  width: 75px;
  height: 75px;
  border-radius: 50%;
  border: 4px solid var(--primary-light);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 20px;
  transition: all 0.4s ease;
  background: var(--bg-white);
  position: relative;
}
/* Subtle pulse animation */
.icon-circle::after {
  content: "";
  position: absolute;
  width: 100%;
  height: 100%;
  border-radius: 50%;
  border: 2px solid var(--primary-light);
  opacity: 0;
  transform: scale(1);
  transition: all 0.4s ease;
}
.resource-card:hover .icon-circle {
  border-color: var(--accent);
  transform: scale(1.05);
}
.resource-card:hover .icon-circle::after {
  opacity: 0.3;
  transform: scale(1.15);
}
/* SVG styling */
.icon-circle svg {
  width: 55px;
  height: 55px;
  stroke: var(--primary);
  stroke-width: 1.6;
  fill: none;
  transition: all 0.4s ease;
}
.resource-card:hover svg {
  stroke: var(--accent);
}
/* Title */
.resource-card h3 {
  font-size: 1.1rem;
  font-weight: 600;
  color: var(--text);
  position: relative;
  padding-bottom: 8px;
  transition: color 0.3s ease;
}
.resource-card h3::after {
  content: "";
  display: block;
  width: 40px;
  height: 3px;
  background: #8a8a8a;
  margin: 10px auto 0;
  border-radius: 2px;
  transition: 0.3s ease;
}
.resource-card:hover h3 {
  color: var(--primary-dark);
}
.resource-card:hover h3::after {
  background: var(--accent);
}
/* Smooth entrance animation */
.resource-card {
  opacity: 0;
  transform: translateY(20px);
  animation: fadeUp 0.6s ease forwards;
}
.resource-card:nth-child(1) {
  animation-delay: 0.1s;
}
.resource-card:nth-child(2) {
  animation-delay: 0.2s;
}
.resource-card:nth-child(3) {
  animation-delay: 0.3s;
}
.resource-card:nth-child(4) {
  animation-delay: 0.4s;
}
.resource-card:nth-child(5) {
  animation-delay: 0.5s;
}
@keyframes fadeUp {
  to {
    opacity: 1;
    transform: translateY(0);
  }
}
/* Responsive */
@media (max-width: 768px) {
  .resources-section {
    padding: 60px 0;
  }
  .section-header h1 {
    font-size: 1.8rem;
  }
  .resources-grid {
    gap: 25px;
  }
}
.article-resources-section {
  padding: 90px 20px;
  background: #f8f9fb;
}
.article-container {
  max-width: 1200px;
  margin: 0 auto;
}
.article-section-header {
  text-align: center;
  margin-bottom: 60px;
}
.article-section-header h2 {
  font-size: 34px;
  font-weight: 700;
  color: #111827;
  margin-bottom: 15px;
}
.article-resources-grid.article-resources-grid-types {
  grid-template-columns: repeat(2, 1fr);
}
.article-section-header p {
  margin: 0 auto;
  font-size: 16px;
  color: #6b7280;
  line-height: 1.6;
}
.article-resources-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}
.article-resource-card {
  background: #ffffff;
  border-radius: 14px;
  padding: 30px;
  box-shadow: 0 10px 25px rgba(0, 0, 0, 0.05);
  transition: all 0.3s ease;
}
.article-resource-card:hover {
  transform: translateSAFEY(-6px);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.08);
}
.article-resource-card h3 {
  font-size: 18px;
  font-weight: 600;
  margin-bottom: 25px;
  color: #111827;
}
.article-resource-card ul {
  list-style: none;
  padding: 0;
  margin: 0;
}
.article-resource-card li {
  margin-bottom: 18px;
}
.article-resource-card a {
  display: flex;
  align-items: center;
  text-decoration: none;
  font-size: 15px;
  font-weight: 500;
  color: #374151;
  transition: all 0.25s ease;
  padding: 10px 8px;
  border-radius: 8px;
  background: rgba(42, 122, 95, 0.04);
}
.article-resource-card a:hover {
  background: rgba(42, 122, 95, 0.20);
  color: #1B4D3E;
}
.article-icon {
  width: 34px;
  height: 34px;
  margin-right: 14px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: #1B4D3E;
  border-radius: 8px;
  transition: all 0.3s ease;
}
.article-icon svg {
  width: 18px;
  height: 18px;
  stroke: #ffffff;
  fill: none;
  stroke-width: 2;
}
.article-resource-card a:hover .article-icon {
  background: #E8A838;
}
.article-resource-card a:hover .article-icon svg {
  stroke: #ffffff;
}
/* Responsive */
@media (max-width: 992px) {
  .article-resources-grid.article-resources-grid-types {
    display: grid;
    gap: 20px;
    grid-template-columns: repeat(1, 1fr);
  }
  .article-resources-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}
@media (max-width: 640px) {
  .article-resources-grid {
    grid-template-columns: 1fr;
  }
  .article-resource-card {
    padding: 24px;
  }
}
/* Result Badge */
.result-wrap {
  display: flex;
  justify-content: center;
  margin-bottom: 20px;
}
.result-badge {
  background: linear-gradient(135deg, var(--primary), var(--primary-dark));
  color: #fff;
  padding: 6px 16px;
  border-radius: 999px;
  font-weight: 600;
  font-size: 14px;
}
/* Search */
.search-wrap {
  max-width: 650px;
  margin: 0 auto 25px;
}
.search-input {
  width: 100%;
  padding: 14px 18px;
  border-radius: var(--radius);
  border: 1px solid var(--border);
  font-size: 16px;
  background: var(--bg-white);
  box-shadow: var(--shadow-sm);
  outline: none;
}
.search-input:focus {
  border-color: var(--primary-light);
  box-shadow: 0 0 0 3px rgba(42, 122, 95, .15);
}
/* Filter */
.filter-bar {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 10px;
  margin-bottom: 30px;
}
.filter-letter {
  padding: 8px 12px;
  border-radius: 10px;
  font-weight: 600;
  cursor: pointer;
  border: 1px solid var(--border);
  background: var(--bg-white);
  transition: .3s ease;
  font-size: 14px;
}
.filter-letter.active, .filter-letter:hover {
  background: var(--accent);
  color: #fff;
  border-color: var(--accent);
}
/* Grid */
.terms-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(320px, 1fr));
  gap: 24px;
  padding: 0 20px 60px;
  max-width: 1200px;
  margin: auto;
}
/* Card */
.term-card {
  background: var(--bg-white);
  border-radius: var(--radius);
  padding: 22px;
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  transition: .3s ease;
}
.term-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}
.term-card h4 {
  margin: 0 0 8px;
  font-size: 18px;
  color: #034e3f;
}
.term-card p {
  margin: 0;
  font-size: 16px;
  color: var(--text-light);
  line-height: 1.6;
  padding: 15px 0;
}
.glosary-apr {
  color: #034e3f;
  padding-top: 15px;
  line-height: 2.8;
}
.glosary-apr:hover {
  text-decoration: underline;
  font-weight: bold;
}
mark {
  background: var(--accent);
  color: #fff;
  padding: 0 4px;
  border-radius: 4px;
}
.no-results {
  text-align: center;
  font-size: 18px;
  color: var(--text-light);
  padding: 40px;
}
.cmp-main-section {
  padding: 50px 0;
  background: #f8fafb;
}
.cmp-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 80px;
  align-items: start;
  max-width: 1200px;
  margin: 0 auto;
}
.cmp-info h2 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.6rem;
  font-weight: 800;
  color: #1B4D3E;
  margin-bottom: 20px;
  line-height: 1.35;
}
.cmp-info-desc {
  font-size: 1.02rem;
  line-height: 1.8;
  color: #4a5568;
  margin-bottom: 32px;
}
.cmp-contact-block {
  background: #fff;
  border: 1px solid #e8ecf0;
  border-radius: 16px;
  padding: 28px;
  margin-bottom: 20px;
  transition: box-shadow 0.3s ease, transform 0.3s ease;
}
.cmp-contact-block:hover {
  box-shadow: 0 8px 24px rgba(27, 77, 62, 0.08);
  transform: translateY(-3px);
}
.cmp-contact-block-header {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 14px;
}
.cmp-contact-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  flex-shrink: 0;
}
.cmp-contact-icon.general {
  background: rgba(30, 136, 229, 0.1);
  color: #1E88E5;
}
.cmp-contact-icon.complaint {
  background: rgba(183, 28, 28, 0.1);
  color: #B71C1C;
}
.cmp-contact-block-header h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1rem;
  font-weight: 700;
  color: #1B4D3E;
  margin: 0;
}
.cmp-contact-block p {
  font-size: 0.95rem;
  color: #5a6a72;
  line-height: 1.6;
  margin: 0;
}
.cmp-contact-block a {
  color: #1B4D3E;
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 3px;
}
.cmp-form-card {
  background: #fff;
  border: 1px solid #e8ecf0;
  border-radius: 20px;
  padding: 40px;
  box-shadow: 0 8px 32px rgba(27, 77, 62, 0.06);
  position: relative;
}
.cmp-form-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: linear-gradient(90deg, #1B4D3E, #E8A838);
  border-radius: 20px 20px 0 0;
}
.cmp-form-title {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.3rem;
  font-weight: 800;
  color: #1B4D3E;
  margin-bottom: 8px;
}
.cmp-form-subtitle {
  font-size: 0.9rem;
  color: #5a6a72;
  margin-bottom: 28px;
}
.cmp-field {
  margin-bottom: 20px;
}
.cmp-field label {
  display: block;
  font-size: 0.85rem;
  font-weight: 700;
  color: #1B4D3E;
  margin-bottom: 8px;
  text-transform: uppercase;
  letter-spacing: 0.5px;
}
.cmp-field input, .cmp-field textarea {
  width: 100%;
  padding: 14px 16px;
  border: 1.5px solid #dde2e7;
  border-radius: 12px;
  font-family: 'Inter', sans-serif;
  font-size: 0.97rem;
  color: #1a1a1a;
  background: #f8fafb;
  transition: border-color 0.3s ease, box-shadow 0.3s ease, background 0.3s ease;
  outline: none;
  box-sizing: border-box;
}
.cmp-field input:focus, .cmp-field textarea:focus {
  border-color: #1B4D3E;
  box-shadow: 0 0 0 3px rgba(27, 77, 62, 0.1);
  background: #fff;
}
.cmp-field input::placeholder, .cmp-field textarea::placeholder {
  color: #a0aab4;
}
.cmp-field textarea {
  min-height: 120px;
  resize: vertical;
}
.cmp-field .cmp-error {
  font-size: 0.8rem;
  color: #B71C1C;
  margin-top: 6px;
  display: none;
}
.cmp-field.has-error input, .cmp-field.has-error textarea {
  border-color: #B71C1C;
}
.cmp-field.has-error .cmp-error {
  display: block;
}
.cmp-submit-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  width: 100%;
  padding: 16px 32px;
  background: #1B4D3E;
  color: #fff;
  border: none;
  border-radius: 14px;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.05rem;
  font-weight: 700;
  cursor: pointer;
  transition: background 0.3s ease, transform 0.2s ease;
  margin-top: 8px;
}
.cmp-submit-btn:hover {
  background: #163d32;
  transform: translateY(-2px);
}
.cmp-submit-btn:active {
  transform: translateY(0);
}
.cmp-submit-btn:focus-visible {
  outline: 2px solid #E8A838;
  outline-offset: 2px;
}
.cmp-success-msg {
  display: none;
  text-align: center;
  padding: 40px 20px;
}
.cmp-success-msg.show {
  display: block;
}
.cmp-success-icon {
  width: 72px;
  height: 72px;
  border-radius: 50%;
  background: rgba(27, 77, 62, 0.1);
  color: #1B4D3E;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 2rem;
  margin: 0 auto 20px;
}
.cmp-success-msg h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.3rem;
  font-weight: 800;
  color: #1B4D3E;
  margin-bottom: 10px;
}
.cmp-success-msg p {
  color: #5a6a72;
  font-size: 0.95rem;
  line-height: 1.6;
}
@media (max-width: 900px) {
  .cmp-layout {
    grid-template-columns: 1fr;
    gap: 40px;
  }
}
@media (max-width: 768px) {
  .cmp-hero {
    padding: 80px 0 60px;
  }
  .cmp-main-section {
    padding: 50px 0;
  }
  .cmp-trust-row {
    gap: 12px;
  }
  .cmp-trust-pill {
    padding: 10px 16px;
    font-size: 0.85rem;
  }
  .cmp-form-card {
    padding: 28px 22px;
  }
}
@media (prefers-reduced-motion: reduce) {
  .cmp-contact-block, .cmp-submit-btn, .cmp-trust-pill {
    transition: none;
  }
  .cmp-contact-block:hover, .cmp-submit-btn:hover {
    transform: none;
  }
}
.hiw-hero {
  background: linear-gradient(135deg, #1B4D3E 0%, #0d2e25 60%, #163d32 100%);
  color: #fff;
  padding: 100px 0 80px;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.hiw-hero::before {
  content: '';
  position: absolute;
  top: -40%;
  right: -15%;
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(232, 168, 56, 0.1) 0%, transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}
.hiw-hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(232, 168, 56, 0.15);
  border: 1px solid rgba(232, 168, 56, 0.3);
  color: #E8A838;
  padding: 8px 20px;
  border-radius: 50px;
  font-size: 0.85rem;
  font-weight: 600;
  letter-spacing: 0.5px;
  text-transform: uppercase;
  margin-bottom: 24px;
}
.hiw-hero h1 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: clamp(2rem, 5vw, 3rem);
  font-weight: 800;
  margin-bottom: 24px;
  line-height: 1.2;
}
.hiw-hero-desc {
  font-size: 1.1rem;
  line-height: 1.8;
  max-width: 680px;
  margin: 0 auto;
  opacity: 0.9;
}
.hiw-features-strip {
  background: #fff;
  border-bottom: 1px solid #e8ecf0;
  padding: 0;
}
.hiw-features-row {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  max-width: 900px;
  margin: 0 auto;
}
.hiw-feature-item {
  text-align: center;
  padding: 32px 20px;
  border-right: 1px solid #e8ecf0;
}
.hiw-feature-item:last-child {
  border-right: none;
}
.hiw-feature-icon {
  width: 52px;
  height: 52px;
  border-radius: 14px;
  background: rgba(27, 77, 62, 0.08);
  color: #1B4D3E;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.3rem;
  margin: 0 auto 14px;
}
.hiw-feature-item h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.05rem;
  font-weight: 700;
  color: #1B4D3E;
  margin-bottom: 6px;
}
.hiw-feature-item p {
  font-size: 0.88rem;
  color: #5a6a72;
  line-height: 1.5;
  margin: 0;
}
.hiw-process {
  padding: 50px 0;
  background: #f8fafb;
}
.hiw-process-header {
  text-align: center;
  max-width: 780px;
  margin: 0 auto 50px;
}
.hiw-process-header h2 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: clamp(1.4rem, 3vw, 2rem);
  font-weight: 800;
  color: #1B4D3E;
  margin-bottom: 16px;
}
.hiw-process-header p {
  font-size: 1.02rem;
  color: #4a5568;
  line-height: 1.8;
}
.hiw-steps {
  display: flex;
  flex-direction: column;
  gap: 0;
  max-width: 720px;
  margin: 0 auto;
  position: relative;
}
.hiw-steps::before {
  content: '';
  position: absolute;
  left: 28px;
  top: 0;
  bottom: 0;
  width: 2px;
  background: linear-gradient(to bottom, #1B4D3E, #E8A838);
}
.hiw-step {
  display: flex;
  gap: 24px;
  padding: 28px 0;
  position: relative;
}
.hiw-step-num {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: #1B4D3E;
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.1rem;
  font-weight: 800;
  flex-shrink: 0;
  z-index: 1;
  box-shadow: 0 4px 12px rgba(27, 77, 62, 0.2);
}
.hiw-step:last-child .hiw-step-num {
  background: #E8A838;
  color: #1B4D3E;
}
.hiw-step-content h3 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 1.15rem;
  font-weight: 700;
  color: #1B4D3E;
  margin-bottom: 8px;
}
.hiw-step-content p {
  font-size: 0.95rem;
  color: #4a5568;
  line-height: 1.8;
  margin: 0;
}
.hiw-infographic {
  padding: 60px 0;
  background: #fff;
}
.hiw-infographic-inner {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
  max-width: 1000px;
  margin: 0 auto;
}
.hiw-info-block {
  text-align: center;
  padding: 32px 20px;
  background: #f8fafb;
  border: 1px solid #e8ecf0;
  border-radius: 16px;
  position: relative;
}
.hiw-info-block::after {
  content: '';
  position: absolute;
  top: 50%;
  right: -14px;
  transform: translateY(-50%);
  width: 0;
  height: 0;
  border-top: 8px solid transparent;
  border-bottom: 8px solid transparent;
  border-left: 8px solid #E8A838;
}
.hiw-info-block:last-child::after {
  display: none;
}
.hiw-info-num {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 2rem;
  font-weight: 800;
  color: #E8A838;
  margin-bottom: 8px;
}
.hiw-info-block h4 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: 0.95rem;
  font-weight: 700;
  color: #1B4D3E;
  margin-bottom: 6px;
}
.hiw-info-block p {
  font-size: 0.85rem;
  color: #5a6a72;
  line-height: 1.5;
  margin: 0;
}
.hiw-checklist {
  padding: 50px 0;
  background: #f8fafb;
}
.hiw-checklist-inner {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  max-width: 1000px;
  margin: 0 auto;
  align-items: start;
}
.hiw-checklist-info h2 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: clamp(1.3rem, 3vw, 1.8rem);
  font-weight: 800;
  color: #1B4D3E;
  margin-bottom: 16px;
}
.hiw-checklist-info > p {
  font-size: 0.98rem;
  color: #4a5568;
  line-height: 1.8;
  margin-bottom: 28px;
}
.hiw-check-items {
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.hiw-check-item {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 14px 18px;
  background: #fff;
  border: 1px solid #e8ecf0;
  border-radius: 12px;
  font-size: 0.95rem;
  font-weight: 600;
  color: #1B4D3E;
}
.hiw-check-item i {
  color: #E8A838;
  font-size: 1rem;
  flex-shrink: 0;
}
.hiw-perks {
  display: flex;
  flex-direction: column;
  gap: 20px;
}
.hiw-perk-card {
  background: #fff;
  border: 1px solid #e8ecf0;
  border-radius: 14px;
  padding: 24px;
  display: flex;
  gap: 16px;
  align-items: flex-start;
}
.hiw-perk-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  background: rgba(27, 77, 62, 0.08);
  color: #1B4D3E;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  flex-shrink: 0;
}
.hiw-perk-card p {
  font-size: 0.95rem;
  color: #4a5568;
  line-height: 1.8;
  margin: 0;
}
.hiw-quote {
  padding: 50px 0;
  background: #fff;
  text-align: center;
}
.hiw-quote blockquote {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: clamp(1.1rem, 2.5vw, 1.5rem);
  font-weight: 700;
  color: #1B4D3E;
  font-style: italic;
  max-width: 700px;
  margin: 0 auto 14px;
  line-height: 1.5;
}
.hiw-quote cite {
  font-size: 0.9rem;
  color: #E8A838;
  font-weight: 700;
  font-style: normal;
}
.hiw-cta {
  background: #E8A838;
  padding: 60px 0;
  text-align: center;
}
.hiw-cta h2 {
  font-family: 'Plus Jakarta Sans', sans-serif;
  font-size: clamp(1.3rem, 3vw, 1.8rem);
  font-weight: 800;
  color: #1B4D3E;
  margin-bottom: 24px;
}
.hiw-cta-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  background: #1B4D3E;
  color: #fff;
  padding: 16px 40px;
  border-radius: 50px;
  font-size: 1.05rem;
  font-weight: 700;
  text-decoration: none;
  min-height: 52px;
  transition: background 0.3s ease, transform 0.2s ease;
}
.hiw-cta-btn:hover {
  background: #163d32;
  transform: translateY(-2px);
}
.hiw-cta-btn:focus-visible {
  outline: 3px solid #fff;
  outline-offset: 2px;
}
.hiw-cta-note {
  margin-top: 14px;
  font-size: 0.88rem;
  color: #1B4D3E;
  font-weight: 600;
  opacity: 0.8;
}
.hiw-cta-note i {
  margin-right: 6px;
}
@media (max-width: 768px) {
  .hiw-hero {
    padding: 80px 0 60px;
  }
  .hiw-features-row {
    grid-template-columns: 1fr;
  }
  .hiw-feature-item {
    border-right: none;
    border-bottom: 1px solid #e8ecf0;
  }
  .hiw-feature-item:last-child {
    border-bottom: none;
  }
  .hiw-process, .hiw-checklist {
    padding: 50px 0;
  }
  .hiw-infographic-inner {
    grid-template-columns: repeat(2, 1fr);
  }
  .hiw-info-block::after {
    display: none;
  }
  .hiw-checklist-inner {
    grid-template-columns: 1fr;
    gap: 40px;
  }
}
@media (max-width: 480px) {
  .hiw-infographic-inner {
    grid-template-columns: 1fr;
  }
}
@media (prefers-reduced-motion: reduce) {
  .hiw-cta-btn {
    transition: none;
  }
  .hiw-cta-btn:hover {
    transform: none;
  }
}
.section-internal-text-left{text-align:left;}
.font-weight-elements{font-weight:normal !important;}
p a{color:#004a3b;font-weight: bold;}
p a:hover{text-decoration: underline;}
/*.glosasy-heading h2,h3,h4,h5{font-size:24px;}*/
.glosary-left-bar{border-left:4px solid var(--primary);background:linear-gradient(135deg, rgba(27, 77, 62, 0.04), rgba(27, 77, 62, 0.08));border-radius: 0 16px 16px 0;margin-top:20px;padding:20px;width:fit-content;}
.glosary-left-bar h4,h5{color:#1b4d3e;font-size:24px;}
.glosasy-heading strong {color:#1b4d3e} 
.glosasy-heading img{width:100%;border-radius:10px;}
.margin-with-nc-steps{margin-top:25px}
/*
.cat-sitemap{
font-family:Arial, Helvetica, sans-serif;
background:#f6f6f6;
}

.cat-sitemap-container{
max-width:1200px;
margin:auto;
padding:40px 20px;
}
*/
.cat-sitemap-title{
color:#1b4d3e;
margin-bottom:15px;
font-size:20px;
padding-bottom:6px;
}
.banner-section-financial{min-height:400px;}
.cat-sitemap-section{
margin-bottom:40px;
}

.cat-sitemap-grid{
display:grid;
grid-template-columns:repeat(3,1fr);
gap:40px;
}

.cat-sitemap-list{
list-style:none;
padding:0;
margin:0;
}

.cat-sitemap-item{
margin:8px 0;
}

.cat-sitemap-link{
text-decoration:none;
color:#000;
position:relative;
padding-left:24px;
display:inline-block;
transition:all .3s ease;
}

.cat-sitemap-link::before{
content:"\f101";
font-family:"Font Awesome 5 Free";
font-weight:900;
position:absolute;
left:0;
top:50%;
transform:translateY(-50%);
color:#000;
font-size:14px;
}
.cat-sitemap-link::before:hover{color:#1b4d3e;}
.cat-sitemap-link:hover{
color:#1b4d3e;
transform:translateX(6px);font-weight:bold;
}

@media(max-width:900px){
.cat-sitemap-grid{
grid-template-columns:repeat(2,1fr);
}
}

@media(max-width:600px){
.cat-sitemap-grid{
grid-template-columns:1fr;
}
}
.financial-images{display: flex;justify-content: center;}
.financial-images img{width:720px ;height:400px;margin-bottom: 20px;border:4px solid #1b4d3e;}

.financial-heading ul {
  list-style: none;
  padding-left: 0;margin-bottom: 20px;
}

.financial-heading ul li {
  position: relative;
  padding-left: 22px;line-height:1.8;color:#555770;
}

.financial-heading ul li::before {
  content: "\f651";
  font-family: "Font Awesome 6 Free"; /* or FontAwesome depending on your version */
  font-weight: 700;
  position: absolute;
  left: 0;
  color: #004a3b;font-size: 16px;
}
.table-container{box-shadow:0 6px 18px rgba(15,23,42,0.06);width:100%;overflow-x: auto;padding:10px;margin-bottom: 20px;}

    table{width:100%; border-collapse:collapse; table-layout:fixed;  border:1px solid var(--border-color);border-radius:10px}
    thead th{position:sticky; top:0; background:#ffffff;z-index:2;color:#000;border-bottom:1px solid #ff9f32;}
    .table-container th, td{padding:15px 20px; text-align:left; font-size:16px; ;color:#000;border:1px solid #e8a8385c}
    thead th{font-weight:600; background:#1b4d3e30}
    tbody tr{background:var(--card)}
    tbody tr:nth-child(even){background:#ffffff}
    tbody tr:hover{background:#f9fafb}
    .muted{color:var(--muted); font-size:0.85rem}
    .pill{display:inline-block; padding:0.25rem 0.5rem; font-size:0.8rem; border-radius:999px; background:rgba(15,118,110,0.08); color:var(--accent); font-weight:600}
 .pros-cons-container {
    display: flex;
    flex-wrap: wrap;
    gap: 20px;
    justify-content: center;
    max-width: 1000px;
    margin: 20px 0px;
  }

  .pros, .cons {
    flex: 1 1 400px;
    border: 2px solid #e8a838;
    border-radius: 10px;
    padding: 20px 25px;
    box-sizing: border-box;
  margin-bottom: 15px;
    transition: transform 0.3s ease, box-shadow 0.3s ease;
  }
.pros:hover, 
.cons:hover {
    transform: translateY(-6px);
    box-shadow: 0 8px 20px rgba(0,0,0,0.12);
}
.d-block{display:block !important;}
  @media (max-width: 768px) {
    .pros, .cons {
      flex: 1 1 100%;
    }
  }

  /* Loan apllication */
  
.ui-helper-reset,
.ui-menu {
  outline: 0;
  list-style: none
}

.ui-button,
.ui-spinner,
.ui-spinner-input {
  vertical-align: middle
}

.ui-helper-hidden-accessible {
  border: 0;
  clip: rect(0 0 0 0);
  height: 1px;
  margin: -1px;
  overflow: hidden;
  padding: 0;
  position: absolute;
  width: 1px
}

.ui-helper-zfix,
.ui-widget-overlay {
  top: 0;
  left: 0;
  width: 100%;
  height: 100%
}

.ui-helper-reset {
  margin: 0;
  padding: 0;
  border: 0;
  line-height: 1.3;
  text-decoration: none;
  font-size: 100%
}

.ui-helper-clearfix:after,
.ui-helper-clearfix:before {
  content: "";
  display: table;
  border-collapse: collapse
}

.ui-helper-clearfix {
  min-height: 0
}

.ui-helper-zfix {
  position: absolute;
  opacity: 0;
  filter: Alpha(Opacity=0)
}

.ui-front {
  z-index: 100
}

.ui-state-disabled {
  cursor: default !important
}

.ui-icon {
  display: block;
  text-indent: -99999px;
  overflow: hidden;
  background-repeat: no-repeat
}

.ui-widget-overlay {
  position: fixed
}

.ui-accordion .ui-accordion-header {
  display: block;
  cursor: pointer;
  position: relative;
  margin: 2px 0 0;
  padding: .5em .5em .5em .7em;
  min-height: 0;
  font-size: 100%
}

.ui-accordion .ui-accordion-icons,
.ui-accordion .ui-accordion-icons .ui-accordion-icons {
  padding-left: 2.2em
}

.ui-accordion .ui-accordion-header .ui-accordion-header-icon {
  position: absolute;
  left: .5em;
  top: 50%;
  margin-top: -8px
}

.ui-accordion .ui-accordion-content {
  padding: 1em 2.2em;
  border-top: 0;
  overflow: auto
}

.ui-autocomplete {
  position: absolute;
  top: 0;
  left: 0;
  cursor: default
}

.ui-button {
  display: inline-block;
  position: relative;
  padding: 0;
  line-height: normal;
  margin-right: .1em;
  cursor: pointer;
  text-align: center;
  overflow: visible
}

.ui-button-icon-only {
  width: 2.2em
}

button.ui-button-icon-only {
  width: 2.4em
}

.ui-button-icons-only {
  width: 3.4em
}

button.ui-button-icons-only {
  width: 3.7em
}

.ui-button .ui-button-text {
  display: block;
  line-height: normal
}

.ui-button-text-only .ui-button-text,
input.ui-button {
  padding: .4em 1em
}

.ui-button-icon-only .ui-button-text,
.ui-button-icons-only .ui-button-text {
  padding: .4em;
  text-indent: -9999999px
}

.ui-button-text-icon-primary .ui-button-text,
.ui-button-text-icons .ui-button-text {
  padding: .4em 1em .4em 2.1em
}

.ui-button-text-icon-secondary .ui-button-text,
.ui-button-text-icons .ui-button-text {
  padding: .4em 2.1em .4em 1em
}

.ui-button-text-icons .ui-button-text {
  padding-left: 2.1em;
  padding-right: 2.1em
}

.ui-button-icon-only .ui-icon,
.ui-button-icons-only .ui-icon,
.ui-button-text-icon-primary .ui-icon,
.ui-button-text-icon-secondary .ui-icon,
.ui-button-text-icons .ui-icon {
  position: absolute;
  top: 50%;
  margin-top: -8px
}

.ui-button-icon-only .ui-icon {
  left: 50%;
  margin-left: -8px
}

.ui-button-icons-only .ui-button-icon-primary,
.ui-button-text-icon-primary .ui-button-icon-primary,
.ui-button-text-icons .ui-button-icon-primary {
  left: .5em
}

.ui-button-icons-only .ui-button-icon-secondary,
.ui-button-text-icon-secondary .ui-button-icon-secondary,
.ui-button-text-icons .ui-button-icon-secondary {
  right: .5em
}

.ui-buttonset {
  margin-right: 7px
}

.ui-buttonset .ui-button {
  margin-left: 0;
  margin-right: -.3em
}

button.ui-button::-moz-focus-inner,
input.ui-button::-moz-focus-inner {
  border: 0;
  padding: 0
}

.ui-datepicker {
  width: 17em;
  padding: .2em .2em 0;
  display: none
}

.ui-datepicker .ui-datepicker-header {
  position: relative;
  padding: .2em 0
}

.ui-datepicker .ui-datepicker-next,
.ui-datepicker .ui-datepicker-prev {
  position: absolute;
  top: 2px;
  width: 1.8em;
  height: 1.8em
}

.ui-datepicker .ui-datepicker-next-hover,
.ui-datepicker .ui-datepicker-prev-hover {
  top: 1px
}

.ui-datepicker .ui-datepicker-prev {
  left: 2px
}

.ui-datepicker .ui-datepicker-next {
  right: 2px
}

.ui-datepicker .ui-datepicker-prev-hover {
  left: 1px
}

.ui-datepicker .ui-datepicker-next-hover {
  right: 1px
}

.ui-datepicker .ui-datepicker-next span,
.ui-datepicker .ui-datepicker-prev span {
  display: block;
  position: absolute;
  left: 50%;
  margin-left: -8px;
  top: 50%;
  margin-top: -8px
}

.ui-datepicker .ui-datepicker-title {
  margin: 0 2.3em;
  line-height: 1.8em;
  text-align: center
}

.ui-datepicker .ui-datepicker-title select {
  font-size: 1em;
  margin: 1px 0
}

.ui-datepicker table {
  width: 100%;
  font-size: .9em;
  border-collapse: collapse;
  margin: 0 0 .4em
}

.ui-datepicker th {
  padding: .7em .3em;
  text-align: center;
  font-weight: 700;
  border: 0
}

.ui-datepicker td {
  border: 0;
  padding: 1px
}

.ui-datepicker td a,
.ui-datepicker td span {
  display: block;
  padding: .2em;
  text-align: right;
  text-decoration: none
}

.ui-datepicker .ui-datepicker-buttonpane {
  background-image: none;
  margin: .7em 0 0;
  padding: 0 .2em;
  border-left: 0;
  border-right: 0;
  border-bottom: 0
}

.ui-datepicker .ui-datepicker-buttonpane button {
  float: right;
  margin: .5em .2em .4em;
  cursor: pointer;
  padding: .2em .6em .3em;
  width: auto;
  overflow: visible
}

.dataTables_wrapper .dataTables_length,
.fa-pull-left,
.pull-left,
.ui-datepicker .ui-datepicker-buttonpane button.ui-datepicker-current,
.ui-datepicker-multi .ui-datepicker-group,
.ui-datepicker-rtl .ui-datepicker-buttonpane button {
  float: left
}

.ui-datepicker-multi .ui-datepicker-group table {
  width: 95%;
  margin: 0 auto .4em
}

.ui-datepicker-multi-2 .ui-datepicker-group {
  width: 50%
}

.ui-datepicker-multi-3 .ui-datepicker-group {
  width: 33.3%
}

.ui-datepicker-multi-4 .ui-datepicker-group {
  width: 25%
}

.ui-datepicker-multi .ui-datepicker-group-last .ui-datepicker-header,
.ui-datepicker-multi .ui-datepicker-group-middle .ui-datepicker-header {
  border-left-width: 0
}

.ui-datepicker-multi .ui-datepicker-buttonpane {
  clear: left
}

.ui-datepicker-row-break {
  clear: both;
  width: 100%;
  font-size: 0
}

.ui-datepicker-rtl {
  direction: rtl
}

.ui-datepicker-rtl .ui-datepicker-prev {
  right: 2px;
  left: auto
}

.ui-datepicker-rtl .ui-datepicker-next {
  left: 2px;
  right: auto
}

.ui-datepicker-rtl .ui-datepicker-prev:hover {
  right: 1px;
  left: auto
}

.ui-datepicker-rtl .ui-datepicker-next:hover {
  left: 1px;
  right: auto
}

.ui-datepicker-rtl .ui-datepicker-buttonpane {
  clear: right
}

.fa-pull-right,
.pull-right,
.ui-datepicker-rtl .ui-datepicker-buttonpane button.ui-datepicker-current,
.ui-datepicker-rtl .ui-datepicker-group,
.ui-dialog .ui-dialog-buttonpane .ui-dialog-buttonset {
  float: right
}

.ui-datepicker-rtl .ui-datepicker-group-last .ui-datepicker-header,
.ui-datepicker-rtl .ui-datepicker-group-middle .ui-datepicker-header {
  border-right-width: 0;
  border-left-width: 1px
}

.ui-dialog {
  overflow: hidden;
  position: absolute;
  top: 0;
  left: 0;
  padding: .2em;
  outline: 0
}

.ui-dialog .ui-dialog-titlebar {
  padding: .4em 1em;
  position: relative
}

.ui-dialog .ui-dialog-title {
  float: left;
  margin: .1em 0;
  white-space: nowrap;
  width: 90%;
  overflow: hidden;
  text-overflow: ellipsis
}

.ui-dialog .ui-dialog-titlebar-close {
  position: absolute;
  right: .3em;
  top: 50%;
  width: 20px;
  margin: -10px 0 0;
  padding: 1px;
  height: 20px
}

.ui-dialog .ui-dialog-content {
  position: relative;
  border: 0;
  padding: .5em 1em;
  background: 0;
  overflow: auto
}

.ui-dialog .ui-dialog-buttonpane {
  text-align: left;
  border-width: 1px 0 0;
  background-image: none;
  margin-top: .5em;
  padding: .3em 1em .5em .4em
}

.ui-dialog .ui-dialog-buttonpane button {
  margin: .5em .4em .5em 0;
  cursor: pointer
}

.ui-dialog .ui-resizable-se {
  width: 12px;
  height: 12px;
  right: -5px;
  bottom: -5px;
  background-position: 16px 16px
}

.ui-draggable .ui-dialog-titlebar {
  cursor: move
}

.ui-draggable-handle,
.ui-selectable,
.ui-sortable-handle {
  -ms-touch-action: none;
  touch-action: none
}

.ui-menu {
  padding: 0;
  margin: 0;
  display: block
}

.ui-menu .ui-menu {
  position: absolute
}

.ui-menu .ui-menu-item {
  position: relative;
  margin: 0;
  padding: 3px 1em 3px .4em;
  cursor: pointer;
  min-height: 0;
  list-style-image: url(data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7)
}

.ui-menu .ui-menu-divider {
  margin: 5px 0;
  height: 0;
  font-size: 0;
  line-height: 0;
  border-width: 1px 0 0
}

.ui-menu .ui-state-active,
.ui-menu .ui-state-focus {
  margin: -1px
}

.ui-menu-icons .ui-menu-item {
  padding-left: 2em
}

.ui-menu .ui-icon {
  position: absolute;
  top: 0;
  bottom: 0;
  left: .2em;
  margin: auto 0
}

.ui-menu .ui-menu-icon {
  left: auto;
  right: 0
}

.ui-progressbar {
  height: 2em;
  text-align: left;
  overflow: hidden
}

.ui-progressbar .ui-progressbar-value {
  margin: -1px;
  height: 100%
}

.ui-progressbar .ui-progressbar-overlay {
  background: url(data:image/gif;base64,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);
  height: 100%;
  opacity: .25
}

.ui-progressbar-indeterminate .ui-progressbar-value {
  background-image: none
}

.ui-resizable-handle {
  position: absolute;
  font-size: .1px;
  display: block;
  -ms-touch-action: none;
  touch-action: none
}

.ui-resizable-n {
  cursor: n-resize;
  height: 7px;
  width: 100%;
  top: -5px;
  left: 0
}

.ui-resizable-s {
  cursor: s-resize;
  height: 7px;
  width: 100%;
  bottom: -5px;
  left: 0
}

.ui-resizable-e {
  cursor: e-resize;
  width: 7px;
  right: -5px;
  top: 0;
  height: 100%
}

.ui-resizable-w {
  cursor: w-resize;
  width: 7px;
  left: -5px;
  top: 0;
  height: 100%
}

.ui-resizable-se {
  cursor: se-resize;
  width: 12px;
  height: 12px;
  right: 1px;
  bottom: 1px
}

.ui-resizable-sw {
  cursor: sw-resize;
  width: 9px;
  height: 9px;
  left: -5px;
  bottom: -5px
}

.ui-slider-vertical .ui-slider-range-min,
.ui-spinner-down {
  bottom: 0
}

.ui-resizable-nw {
  cursor: nw-resize;
  width: 9px;
  height: 9px;
  left: -5px;
  top: -5px
}

.ui-resizable-ne {
  cursor: ne-resize;
  width: 9px;
  height: 9px;
  right: -5px;
  top: -5px
}

.ui-selectable-helper {
  position: absolute;
  z-index: 100;
  border: 1px dotted #000
}

.ui-selectmenu-menu {
  padding: 0;
  margin: 0;
  position: absolute;
  top: 0;
  left: 0;
  display: none
}

.ui-selectmenu-button,
.ui-spinner {
  position: relative;
  display: inline-block
}

.ui-selectmenu-menu .ui-menu {
  overflow: auto;
  overflow-x: hidden;
  padding-bottom: 1px
}

.ui-selectmenu-menu .ui-menu .ui-selectmenu-optgroup {
  font-size: 1em;
  font-weight: 700;
  line-height: 1.5;
  padding: 2px .4em;
  margin: .5em 0 0;
  height: auto;
  border: 0
}

.ui-selectmenu-button {
  overflow: hidden;
  text-decoration: none;
  cursor: pointer
}

.ui-selectmenu-button span.ui-icon {
  right: .5em;
  left: auto;
  margin-top: -8px;
  position: absolute;
  top: 50%
}

.ui-selectmenu-button span.ui-selectmenu-text {
  text-align: left;
  padding: .4em 2.1em .4em 1em;
  display: block;
  line-height: 1.4;
  overflow: hidden;
  text-overflow: ellipsis;
  white-space: nowrap
}

.ui-slider {
  position: relative;
  text-align: left
}

.ui-slider .ui-slider-handle {
  position: absolute;
  z-index: 2;
  width: 1.2em;
  height: 1.2em;
  cursor: default;
  -ms-touch-action: none;
  touch-action: none
}

.ui-slider .ui-slider-range {
  position: absolute;
  z-index: 1;
  font-size: .7em;
  display: block;
  border: 0;
  background-position: 0 0
}

.ui-slider.ui-state-disabled .ui-slider-handle,
.ui-slider.ui-state-disabled .ui-slider-range {
  filter: inherit
}

.ui-slider-horizontal {
  height: .8em
}

.ui-slider-horizontal .ui-slider-handle {
  top: -.3em;
  margin-left: -.6em
}

.ui-slider-horizontal .ui-slider-range {
  top: 0;
  height: 100%
}

.ui-slider-horizontal .ui-slider-range-min {
  left: 0
}

.ui-slider-horizontal .ui-slider-range-max {
  right: 0
}

.ui-slider-vertical {
  width: .8em;
  height: 100px
}

.ui-slider-vertical .ui-slider-handle {
  left: -.3em;
  margin-left: 0;
  margin-bottom: -.6em
}

.ui-slider-vertical .ui-slider-range {
  left: 0;
  width: 100%
}

.ui-slider-vertical .ui-slider-range-max,
.ui-spinner-up {
  top: 0
}

.ui-spinner {
  overflow: hidden;
  padding: 0
}

.ui-spinner-input {
  border: 0;
  background: 0;
  color: inherit;
  padding: 0;
  margin: .2em 22px .2em .4em
}

.ui-widget-content a,
.ui-widget-header,
.ui-widget-header a {
  color: #222
}

.ui-spinner-button {
  width: 16px;
  height: 50%;
  font-size: .5em;
  padding: 0;
  margin: 0;
  text-align: center;
  position: absolute;
  cursor: default;
  display: block;
  overflow: hidden;
  right: 0
}

.ui-spinner a.ui-spinner-button {
  border-top: 0;
  border-bottom: 0;
  border-right: 0
}

.ui-spinner .ui-icon {
  position: absolute;
  margin-top: -8px;
  top: 50%;
  left: 0
}

.ui-spinner .ui-icon-triangle-1-s {
  background-position: -65px -16px
}

.ui-tabs {
  position: relative;
  padding: .2em
}

.ui-tabs .ui-tabs-nav {
  margin: 0;
  padding: .2em .2em 0
}

.ui-tabs .ui-tabs-nav li {
  list-style: none;
  float: left;
  position: relative;
  top: 0;
  margin: 1px .2em 0 0;
  border-bottom-width: 0;
  padding: 0;
  white-space: nowrap
}

.ui-tabs .ui-tabs-nav .ui-tabs-anchor {
  float: left;
  padding: .5em 1em;
  text-decoration: none
}

.ui-tabs .ui-tabs-nav li.ui-tabs-active {
  margin-bottom: -1px;
  padding-bottom: 1px
}

.ui-tabs .ui-tabs-nav li.ui-state-disabled .ui-tabs-anchor,
.ui-tabs .ui-tabs-nav li.ui-tabs-active .ui-tabs-anchor,
.ui-tabs .ui-tabs-nav li.ui-tabs-loading .ui-tabs-anchor {
  cursor: text
}

.tabs .active,
.tabs li,
.ui-tabs-collapsible .ui-tabs-nav li.ui-tabs-active .ui-tabs-anchor,
table.dataTable thead .sorting,
table.dataTable thead .sorting_asc,
table.dataTable thead .sorting_desc {
  cursor: pointer
}

.ui-tabs .ui-tabs-panel {
  display: block;
  border-width: 0;
  padding: 1em 1.4em;
  background: 0
}

.ui-tooltip {
  padding: 8px;
  position: absolute;
  z-index: 9999;
  max-width: 300px;
  -webkit-box-shadow: 0 0 5px #aaa;
  box-shadow: 0 0 5px #aaa
}

body .ui-tooltip {
  border-width: 2px
}

.ui-widget {
  font-family: Verdana, Arial, sans-serif;
  font-size: 1.1em
}

.ui-widget .ui-widget {
  font-size: 1em
}

.ui-widget button,
.ui-widget input,
.ui-widget select,
.ui-widget textarea {
  font-family: Verdana, Arial, sans-serif;
  font-size: 1em
}

.ui-widget-content {
  border: 1px solid #aaa;
  background: url(../images/ui-bg_flat_75_ffffff_40x100.png) 50% 50% repeat-x #fff;
  color: #222
}

.ui-widget-header {
  border: 1px solid #aaa;
  background: url(../images/ui-bg_highlight-soft_75_cccccc_1x100.png) 50% 50% repeat-x #ccc;
  font-weight: 700
}

.ui-state-default,
.ui-widget-content .ui-state-default,
.ui-widget-header .ui-state-default {
  border: 1px solid #d3d3d3;
  background: url(images/ui-bg_glass_75_e6e6e6_1x400.png) 50% 50% repeat-x #e6e6e6;
  font-weight: 400;
  color: #555
}

.ui-state-default a,
.ui-state-default a:link,
.ui-state-default a:visited {
  color: #555;
  text-decoration: none
}

.ui-state-focus,
.ui-state-hover,
.ui-widget-content .ui-state-focus,
.ui-widget-content .ui-state-hover,
.ui-widget-header .ui-state-focus,
.ui-widget-header .ui-state-hover {
  border: 1px solid #999;
  background: url(images/ui-bg_glass_75_dadada_1x400.png) 50% 50% repeat-x #dadada;
  font-weight: 400;
  color: #212121
}

.ui-state-active a,
.ui-state-active a:link,
.ui-state-active a:visited,
.ui-state-focus a,
.ui-state-focus a:hover,
.ui-state-focus a:link,
.ui-state-focus a:visited,
.ui-state-hover a,
.ui-state-hover a:hover,
.ui-state-hover a:link,
.ui-state-hover a:visited {
  color: #212121;
  text-decoration: none
}

.ui-state-active,
.ui-widget-content .ui-state-active,
.ui-widget-header .ui-state-active {
  border: 1px solid #aaa;
  background: url(images/ui-bg_glass_65_ffffff_1x400.png) 50% 50% repeat-x #fff;
  font-weight: 400;
  color: #212121
}

.ui-state-highlight,
.ui-widget-content .ui-state-highlight,
.ui-widget-header .ui-state-highlight {
  border: 1px solid #fcefa1;
  background: url(images/ui-bg_glass_55_fbf9ee_1x400.png) 50% 50% repeat-x #fbf9ee;
  color: #363636
}

.ui-state-highlight a,
.ui-widget-content .ui-state-highlight a,
.ui-widget-header .ui-state-highlight a {
  color: #363636
}

.ui-state-error,
.ui-widget-content .ui-state-error,
.ui-widget-header .ui-state-error {
  border: 1px solid #cd0a0a;
  background: url(images/ui-bg_glass_95_fef1ec_1x400.png) 50% 50% repeat-x #fef1ec;
  color: #cd0a0a
}

.ui-state-error a,
.ui-state-error-text,
.ui-widget-content .ui-state-error a,
.ui-widget-content .ui-state-error-text,
.ui-widget-header .ui-state-error a,
.ui-widget-header .ui-state-error-text {
  color: #cd0a0a
}

.ui-priority-primary,
.ui-widget-content .ui-priority-primary,
.ui-widget-header .ui-priority-primary,
table.dataTable tfoot th,
table.dataTable thead th {
  font-weight: 700
}

.ui-priority-secondary,
.ui-widget-content .ui-priority-secondary,
.ui-widget-header .ui-priority-secondary {
  opacity: .7;
  filter: Alpha(Opacity=70);
  font-weight: 400
}

.ui-state-disabled,
.ui-widget-content .ui-state-disabled,
.ui-widget-header .ui-state-disabled {
  opacity: .35;
  filter: Alpha(Opacity=35);
  background-image: none
}

.ui-state-disabled .ui-icon {
  filter: Alpha(Opacity=35)
}

.ui-icon {
  width: 16px;
  height: 16px
}

.ui-icon,
.ui-widget-content .ui-icon,
.ui-widget-header .ui-icon {
  background-image: url(../images/ui-icons_222222_256x240.png)
}

.ui-state-default .ui-icon {
  background-image: url(../images/ui-icons_888888_256x240.png)
}

.ui-state-active .ui-icon,
.ui-state-focus .ui-icon,
.ui-state-hover .ui-icon {
  background-image: url(../images/ui-icons_454545_256x240.png)
}

.ui-state-highlight .ui-icon {
  background-image: url(../images/ui-icons_2e83ff_256x240.png)
}

.ui-state-error .ui-icon,
.ui-state-error-text .ui-icon {
  background-image: url(../images/ui-icons_cd0a0a_256x240.png)
}

.ui-icon-blank {
  background-position: 16px 16px
}

.ui-icon-carat-1-n {
  background-position: 0 0
}

.ui-icon-carat-1-ne {
  background-position: -16px 0
}

.ui-icon-carat-1-e {
  background-position: -32px 0
}

.ui-icon-carat-1-se {
  background-position: -48px 0
}

.ui-icon-carat-1-s {
  background-position: -64px 0
}

.ui-icon-carat-1-sw {
  background-position: -80px 0
}

.ui-icon-carat-1-w {
  background-position: -96px 0
}

.ui-icon-carat-1-nw {
  background-position: -112px 0
}

.ui-icon-carat-2-n-s {
  background-position: -128px 0
}

.ui-icon-carat-2-e-w {
  background-position: -144px 0
}

.ui-icon-triangle-1-n {
  background-position: 0 -16px
}

.ui-icon-triangle-1-ne {
  background-position: -16px -16px
}

.ui-icon-triangle-1-e {
  background-position: -32px -16px
}

.ui-icon-triangle-1-se {
  background-position: -48px -16px
}

.ui-icon-triangle-1-s {
  background-position: -64px -16px
}

.ui-icon-triangle-1-sw {
  background-position: -80px -16px
}

.ui-icon-triangle-1-w {
  background-position: -96px -16px
}

.ui-icon-triangle-1-nw {
  background-position: -112px -16px
}

.ui-icon-triangle-2-n-s {
  background-position: -128px -16px
}

.ui-icon-triangle-2-e-w {
  background-position: -144px -16px
}

.ui-icon-arrow-1-n {
  background-position: 0 -32px
}

.ui-icon-arrow-1-ne {
  background-position: -16px -32px
}

.ui-icon-arrow-1-e {
  background-position: -32px -32px
}

.ui-icon-arrow-1-se {
  background-position: -48px -32px
}

.ui-icon-arrow-1-s {
  background-position: -64px -32px
}

.ui-icon-arrow-1-sw {
  background-position: -80px -32px
}

.ui-icon-arrow-1-w {
  background-position: -96px -32px
}

.ui-icon-arrow-1-nw {
  background-position: -112px -32px
}

.ui-icon-arrow-2-n-s {
  background-position: -128px -32px
}

.ui-icon-arrow-2-ne-sw {
  background-position: -144px -32px
}

.ui-icon-arrow-2-e-w {
  background-position: -160px -32px
}

.ui-icon-arrow-2-se-nw {
  background-position: -176px -32px
}

.ui-icon-arrowstop-1-n {
  background-position: -192px -32px
}

.ui-icon-arrowstop-1-e {
  background-position: -208px -32px
}

.ui-icon-arrowstop-1-s {
  background-position: -224px -32px
}

.ui-icon-arrowstop-1-w {
  background-position: -240px -32px
}

.ui-icon-arrowthick-1-n {
  background-position: 0 -48px
}

.ui-icon-arrowthick-1-ne {
  background-position: -16px -48px
}

.ui-icon-arrowthick-1-e {
  background-position: -32px -48px
}

.ui-icon-arrowthick-1-se {
  background-position: -48px -48px
}

.ui-icon-arrowthick-1-s {
  background-position: -64px -48px
}

.ui-icon-arrowthick-1-sw {
  background-position: -80px -48px
}

.ui-icon-arrowthick-1-w {
  background-position: -96px -48px
}

.ui-icon-arrowthick-1-nw {
  background-position: -112px -48px
}

.ui-icon-arrowthick-2-n-s {
  background-position: -128px -48px
}

.ui-icon-arrowthick-2-ne-sw {
  background-position: -144px -48px
}

.ui-icon-arrowthick-2-e-w {
  background-position: -160px -48px
}

.ui-icon-arrowthick-2-se-nw {
  background-position: -176px -48px
}

.ui-icon-arrowthickstop-1-n {
  background-position: -192px -48px
}

.ui-icon-arrowthickstop-1-e {
  background-position: -208px -48px
}

.ui-icon-arrowthickstop-1-s {
  background-position: -224px -48px
}

.ui-icon-arrowthickstop-1-w {
  background-position: -240px -48px
}

.ui-icon-arrowreturnthick-1-w {
  background-position: 0 -64px
}

.ui-icon-arrowreturnthick-1-n {
  background-position: -16px -64px
}

.ui-icon-arrowreturnthick-1-e {
  background-position: -32px -64px
}

.ui-icon-arrowreturnthick-1-s {
  background-position: -48px -64px
}

.ui-icon-arrowreturn-1-w {
  background-position: -64px -64px
}

.ui-icon-arrowreturn-1-n {
  background-position: -80px -64px
}

.ui-icon-arrowreturn-1-e {
  background-position: -96px -64px
}

.ui-icon-arrowreturn-1-s {
  background-position: -112px -64px
}

.ui-icon-arrowrefresh-1-w {
  background-position: -128px -64px
}

.ui-icon-arrowrefresh-1-n {
  background-position: -144px -64px
}

.ui-icon-arrowrefresh-1-e {
  background-position: -160px -64px
}

.ui-icon-arrowrefresh-1-s {
  background-position: -176px -64px
}

.ui-icon-arrow-4 {
  background-position: 0 -80px
}

.ui-icon-arrow-4-diag {
  background-position: -16px -80px
}

.ui-icon-extlink {
  background-position: -32px -80px
}

.ui-icon-newwin {
  background-position: -48px -80px
}

.ui-icon-refresh {
  background-position: -64px -80px
}

.ui-icon-shuffle {
  background-position: -80px -80px
}

.ui-icon-transfer-e-w {
  background-position: -96px -80px
}

.ui-icon-transferthick-e-w {
  background-position: -112px -80px
}

.ui-icon-folder-collapsed {
  background-position: 0 -96px
}

.ui-icon-folder-open {
  background-position: -16px -96px
}

.ui-icon-document {
  background-position: -32px -96px
}

.ui-icon-document-b {
  background-position: -48px -96px
}

.ui-icon-note {
  background-position: -64px -96px
}

.ui-icon-mail-closed {
  background-position: -80px -96px
}

.ui-icon-mail-open {
  background-position: -96px -96px
}

.ui-icon-suitcase {
  background-position: -112px -96px
}

.ui-icon-comment {
  background-position: -128px -96px
}

.ui-icon-person {
  background-position: -144px -96px
}

.ui-icon-print {
  background-position: -160px -96px
}

.ui-icon-trash {
  background-position: -176px -96px
}

.ui-icon-locked {
  background-position: -192px -96px
}

.ui-icon-unlocked {
  background-position: -208px -96px
}

.ui-icon-bookmark {
  background-position: -224px -96px
}

.ui-icon-tag {
  background-position: -240px -96px
}

.ui-icon-home {
  background-position: 0 -112px
}

.ui-icon-flag {
  background-position: -16px -112px
}

.ui-icon-calendar {
  background-position: -32px -112px
}

.ui-icon-cart {
  background-position: -48px -112px
}

.ui-icon-pencil {
  background-position: -64px -112px
}

.ui-icon-clock {
  background-position: -80px -112px
}

.ui-icon-disk {
  background-position: -96px -112px
}

.ui-icon-calculator {
  background-position: -112px -112px
}

.ui-icon-zoomin {
  background-position: -128px -112px
}

.ui-icon-zoomout {
  background-position: -144px -112px
}

.ui-icon-search {
  background-position: -160px -112px
}

.ui-icon-wrench {
  background-position: -176px -112px
}

.ui-icon-gear {
  background-position: -192px -112px
}

.ui-icon-heart {
  background-position: -208px -112px
}

.ui-icon-star {
  background-position: -224px -112px
}

.ui-icon-link {
  background-position: -240px -112px
}

.ui-icon-cancel {
  background-position: 0 -128px
}

.ui-icon-plus {
  background-position: -16px -128px
}

.ui-icon-plusthick {
  background-position: -32px -128px
}

.ui-icon-minus {
  background-position: -48px -128px
}

.ui-icon-minusthick {
  background-position: -64px -128px
}

.ui-icon-close {
  background-position: -80px -128px
}

.ui-icon-closethick {
  background-position: -96px -128px
}

.ui-icon-key {
  background-position: -112px -128px
}

.ui-icon-lightbulb {
  background-position: -128px -128px
}

.ui-icon-scissors {
  background-position: -144px -128px
}

.ui-icon-clipboard {
  background-position: -160px -128px
}

.ui-icon-copy {
  background-position: -176px -128px
}

.ui-icon-contact {
  background-position: -192px -128px
}

.ui-icon-image {
  background-position: -208px -128px
}

.ui-icon-video {
  background-position: -224px -128px
}

.ui-icon-script {
  background-position: -240px -128px
}

.ui-icon-alert {
  background-position: 0 -144px
}

.ui-icon-info {
  background-position: -16px -144px
}

.ui-icon-notice {
  background-position: -32px -144px
}

.ui-icon-help {
  background-position: -48px -144px
}

.ui-icon-check {
  background-position: -64px -144px
}

.ui-icon-bullet {
  background-position: -80px -144px
}

.ui-icon-radio-on {
  background-position: -96px -144px
}

.ui-icon-radio-off {
  background-position: -112px -144px
}

.ui-icon-pin-w {
  background-position: -128px -144px
}

.ui-icon-pin-s {
  background-position: -144px -144px
}

.ui-icon-play {
  background-position: 0 -160px
}

.ui-icon-pause {
  background-position: -16px -160px
}

.ui-icon-seek-next {
  background-position: -32px -160px
}

.ui-icon-seek-prev {
  background-position: -48px -160px
}

.ui-icon-seek-end {
  background-position: -64px -160px
}

.ui-icon-seek-first,
.ui-icon-seek-start {
  background-position: -80px -160px
}

.ui-icon-stop {
  background-position: -96px -160px
}

.ui-icon-eject {
  background-position: -112px -160px
}

.ui-icon-volume-off {
  background-position: -128px -160px
}

.ui-icon-volume-on {
  background-position: -144px -160px
}

.ui-icon-power {
  background-position: 0 -176px
}

.ui-icon-signal-diag {
  background-position: -16px -176px
}

.ui-icon-signal {
  background-position: -32px -176px
}

.ui-icon-battery-0 {
  background-position: -48px -176px
}

.ui-icon-battery-1 {
  background-position: -64px -176px
}

.ui-icon-battery-2 {
  background-position: -80px -176px
}

.ui-icon-battery-3 {
  background-position: -96px -176px
}

.ui-icon-circle-plus {
  background-position: 0 -192px
}

.ui-icon-circle-minus {
  background-position: -16px -192px
}

.ui-icon-circle-close {
  background-position: -32px -192px
}

.ui-icon-circle-triangle-e {
  background-position: -48px -192px
}

.ui-icon-circle-triangle-s {
  background-position: -64px -192px
}

.ui-icon-circle-triangle-w {
  background-position: -80px -192px
}

.ui-icon-circle-triangle-n {
  background-position: -96px -192px
}

.ui-icon-circle-arrow-e {
  background-position: -112px -192px
}

.ui-icon-circle-arrow-s {
  background-position: -128px -192px
}

.ui-icon-circle-arrow-w {
  background-position: -144px -192px
}

.ui-icon-circle-arrow-n {
  background-position: -160px -192px
}

.ui-icon-circle-zoomin {
  background-position: -176px -192px
}

.ui-icon-circle-zoomout {
  background-position: -192px -192px
}

.ui-icon-circle-check {
  background-position: -208px -192px
}

.ui-icon-circlesmall-plus {
  background-position: 0 -208px
}

.ui-icon-circlesmall-minus {
  background-position: -16px -208px
}

.ui-icon-circlesmall-close {
  background-position: -32px -208px
}

.ui-icon-squaresmall-plus {
  background-position: -48px -208px
}

.ui-icon-squaresmall-minus {
  background-position: -64px -208px
}

.ui-icon-squaresmall-close {
  background-position: -80px -208px
}

.ui-icon-grip-dotted-vertical {
  background-position: 0 -224px
}

.ui-icon-grip-dotted-horizontal {
  background-position: -16px -224px
}

.ui-icon-grip-solid-vertical {
  background-position: -32px -224px
}

.ui-icon-grip-solid-horizontal {
  background-position: -48px -224px
}

.ui-icon-gripsmall-diagonal-se {
  background-position: -64px -224px
}

.ui-icon-grip-diagonal-se {
  background-position: -80px -224px
}

.ui-corner-all,
.ui-corner-left,
.ui-corner-tl,
.ui-corner-top {
  border-top-left-radius: 4px
}

.ui-corner-all,
.ui-corner-right,
.ui-corner-top,
.ui-corner-tr {
  border-top-right-radius: 4px
}

.ui-corner-all,
.ui-corner-bl,
.ui-corner-bottom,
.ui-corner-left {
  border-bottom-left-radius: 4px
}

.ui-corner-all,
.ui-corner-bottom,
.ui-corner-br,
.ui-corner-right {
  border-bottom-right-radius: 4px
}

.ui-widget-overlay {
  background: url(images/ui-bg_flat_0_aaaaaa_40x100.png) 50% 50% repeat-x #32abda;
  opacity: .9;
  filter: Alpha(Opacity=70)
}

.ui-widget-shadow {
  margin: -8px 0 0 -8px;
  padding: 8px;
  background: url(images/ui-bg_flat_0_aaaaaa_40x100.png) 50% 50% repeat-x #aaa;
  opacity: .3;
  filter: Alpha(Opacity=30);
  border-radius: 8px
}
.csocial-security-number i,
.social-security-number i {
  right: 10px;
  font-size: 14px;
  color: #000;
  display: inline-block;
  text-align: right;
  position: relative;
  float: right
}

.social-security-number i {
  top: -28px
}

.csocial-security-number i {
  top: -28px
} 
.LockOff {
  display: none;
  visibility: hidden
}

.freezbox {
  color: #fff;
  background-color: #000;
  padding: 15px;
  font-size: 16px
}

.freezbox img {
  padding-left: 20px
}
table#rbtnPayCheckType{width:100%}table#rbtnMilitary{width: 100%;}table#rbtBankAccountType{width: 100%;}
/* Default: show desktop, hide mobile */
.desktop-visible {
  display: block;
}

.mobile-online {
  display: none;
}

/* For screens 1024px and below */
@media (max-width: 1024px) {
  .desktop-visible {
    display: none;
  }

  .mobile-online {
    display: block;
  }
}
.new-about-hero-sec{
    padding: 80px 0 50px 0px;
    min-height: 350px;
    
}
.margin-appli{margin:10px}