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Debt Settlement

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Debt Settlement

Debt settlement is a process where the debt amount is reduced and is considered as the final settlement, along with the agreement of both the debtor and the creditor. This service is provided by third-party companies and then they themselves negotiate with your lender for the reduced amount. In this ongoing process, you are supposed to make your monthly payments to the debt settlement companies and not to your creditors.

If the creditors agree to the lowered settlement amount, the settlers then charge a fee from you for their work.

Advantages of Debt Settlement

Debt settlement is very beneficial when you are not able to repay your loans or when the debt price is too huge to be repaid. Below are some of the advantages of debt settlement:

You get to pay back a lower amount of debt as the full repayment.
Your creditors will no more be able to hound you.
You can avoid bankruptcy by going to the debt settlers.

Disadvantages of Debt Settlement

As you avail the benefits, you get to risk a lot of things for lowering your debt. Some of the disadvantages of debt settlement are listed below:

Your credit scores may get affected very badly.
On not paying your debts to your creditors, you may end up paying late fees.
After the entire process, your creditors may not agree to this settlement.
Such services are generally very costly.
You may have to pay some amount to the debt settlers even if your debt was not settled at all.

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I love their flexable loan pay back they offer. I have been a long time borrower and not once has there been any complications. Customer service is the best, loan intreast are low and totally due able.

Abe Becka Zarate

I love CashAmericaToday,I have used serval times and always had great customer service money deposited when they said and charges are lowest around. I recommend to any needing a loan.

Christina Russo

Would and have told others about this place. They are nice and helpful with the loan experience and tell you everything upfront. Money was in my account the next day. If i ever have any questions they are always helpful in answering them.

Holly

I ve used cashamericatoday quite a few times now and I have had absolutely no problems with them at all. They are extremely friendly, and courteous and get the money to you by the next day, I would highly recommend them. Excellent company in my opinion!!

William Buck

Quick approval, I had a couple of questions on the loan before I accepted it. I had no problem getting ahold of someone to discuss this. They gave me a call to verify my payment options so there was no miscommunication. Great experience

Rodney Boyd

It was quick and easy. Did most everything online and talked with a representative to confirm details and was done. Very kind and knowledgeable. I would definitely recommend and will use them again in the future.

NICOLE

Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashAmericaToday borrowers' experience.

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Applying Does NOT Affect Your Credit Score

CashAmericaToday is registered with the Utah Department of Financial Institutions to offer consumer credit services. When you submit your application to us online, it will be processed just as if you had submitted it in person, establishing Utah as the jurisdiction for the negotiation, execution, and fulfillment of all applications and agreements. If your application is approved, the funds will be disbursed from our account in Utah. Please note that Utah's laws governing consumer loan agreements may differ from those of your home state. It is the applicant's responsibility to adhere to all statutory requirements related to obtaining internet loans in their state of residence. Please be aware that this service may or may not be available in your specific state, and loans are not offered in the state of Michigan.

CashAmericaToday is a brand of Silver Financial Capital. The purpose is to meet your short-term borrowing needs, not long-term financial needs. Please note that this is an expensive form of borrowing. The loans and lines of credit may be used for whatever reason you need, like unexpected emergencies, car repairs, medical bills, or travel expenses. In addition, alternative forms of financing like credit card cash advances, personal loans, and home equity lines of credit might be more affordable and better suited to your needs.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day, usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Thursday: 7:00 AM to 4:30 PM (CST) or email to support@cashamericatoday.com.

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