Unexpected financial emergencies are the life’s most common thing, given today’s high cost of living. And not having enough money to deal with the situation, adds to stress. Besides, in times of such financial distress, one cannot afford delays of any sort. In the end, borrowing remains the only option. Considering, many lending options available in the market, it becomes difficult to decide on one. However, borrowing from direct lender, with no brokers or agents involved, is the best option. When you work your loan with a direct lender, your loan information stays safe with the same lender throughout the process. Whereas, obtaining a loan through a loan matching service is a time consuming affair. Moreover, your information is contracted out to lots of other lenders on the network that are competing for your loan.

Lending process with direct lenders helps you to deal with financial emergencies much faster, saving your valuable time and efforts. Scroll down to know how:

Transparency in lending-

Direct lenders are more trust worthy in clarifying the terms and conditions pertaining to the loan, plainly. Moreover, these online direct lenders are state licensed that follow state-specific lending rules and regulations. Hence they state all the rates and fees applicable, upfront. Such a clearness, lets you to be a more up-to-date and responsible borrower.

Single Lending Source-

Unlike loan matching service that represents a huge network of lenders, direct lender represent single lending source. The loan application is accepted, verified and processed straight by the direct lender. Since it is not sent to any third party, your personal information remains safe and secure.

Lending Ease-

Lending market online is full of lenders of all sort and choosing the right one when applying for the first time is terrifying. However, direct lenders online assures you a trusted, easy, quick and candid loan service. Once the direct lender receives your loan application, it is basically either accepted or rejected. There is no waiting game.

No Third-party Annoyance

When you consider applying for a loan using loan matching service, your application is matched with hundreds of lenders on the network that offer respective loan terms. Besides, along with your time, it consumes your peace too. Since your application is out for all the lenders, you can expect to see your inbox flooding with unreliable lenders making fake loan promises. More frustrating is the continuous loan promotion calling. Whereas, loan processing form a direct lender is devoid of such nuisance.

Straightforward Communication

As there are no intermediaries involved, the communication is between you and your direct lender only. Obtaining a loan with direct lender provides assurance, apart from organized, safe and quick loan process. Besides, it drops certain costs such as agent fees, which is the case in loan matching service.

Guaranteed Timely Response

Direct lender is the one who receives your online loan application and funds your loan too. Therefore, a prompt response within 24 hours is guaranteed. But working with lending networks for your urgent cash needs, assures you no definite response. Because, matching your loan application with every possible lender online takes days and months together. Hence a delayed loan response.

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Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashAmericaToday borrowers’ experience.

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Applying Does NOT Affect Your Credit Score

We are registered with Utah’s Department of Financial Institution to provide Consumer Credit. If you submit this application via the internet to us, we will receive and process it the same as if you submitted it to us in person thereby making Utah the place of negotiation, execution and performance of all applications and/or agreement. If we approve your application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. This service may or may not be available in your particular state.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors’ creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM EST will be processed on the next business day which is usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Friday: 8:00 AM to 7:00 PM (EST) or email to support@cashamericatoday.com.

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