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Applying Does NOT Affect Your Credit Score

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Bad Credit Ok
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Instant Approval Loans
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Instantly Approved

No Prepayment Penalty
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Lower APR

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Get Guaranteed No Credit Check Loans in 3 Easy Steps

Borrow money online from a direct lender offering instant approval!

Say No to Third Party Payday Lenders

Borrowing emergency cash has become more affordable and repayment terms have become longer! So don't lose out on saving more while enjoying repayment flexibility. Apply for easy approval installment loans from direct lenders only such as - CashAmericaToday! Our no credit check loans online can be availed with a 3-minute long application that does not entertain any paperwork or faxing. That means you loan approval is instant and funds will be deposited in your account at the earliest.

CashAmericaToday is the one stop shop for all your cash loan needs.

Payday Loan Lenders CashAmericaToday Loans
Maximum cash $500 Easy cash up to $1,000
Repayment term - next payday Repay monthly up to 3 months
Average APR rates are very high Significantly lower rates
High rollover fees No rollover required
Huge risk of late repayment penalty Small and multiple payments keep you safe
Can put you in a debt trap Boosts your credit as payment is easy
Why Choose CashAmericaToday for Online Cash Loans
  • Our interest rates are among the most competitive when it comes to short term loan solutions
  • Our online fast cash loans can be paid back monthly conveniently through ACH system
  • You can apply for installment loans with no credit check 24/7 even on weekends
  • We don't ask for a written referral from your employer, your bank statement is enough
  • Guaranteed installment loans for bad credit from direct lenders if you have a regular income
  • We are a considerate and legitimate lender that keeps your privacy intact
  • We treat our regular users with VIP customer status that comes with more benefits
  • If you are looking for direct lenders for bad credit, you have a great chance of getting funded here!

Being a considerate and one of the most trusted direct lenders online we offer personal unsecured installment loans for bad credit which make life easier and provide better financial stability. If you are used to borrowing payday loans online, needless to say it is time for you to be a smart borrower because at CashAmericaToday, installment cash advance loans with no hard credit check get you the real deal in a personalized manner. Need a quick cash loan online with guaranteed approval? Apply now for a risk-free borrowing experience!

Direct Lender of Online Installment Loans and Payday Loans offering Instant Approval

At CashAmericaToday, we don't just offer payday loans but also offer installment loans online. How does this really help? No more shall you need a great credit score for getting short term monthly payment loans. With us, you can get easy and instant approval installment loans which are available even for bad credit borrowers!

Our quick installment loans come with a guaranteed and virtually instant approval so you enjoy all the benefits of payday loans while also benefitting from the flexibility and comfort that comes along with a monthly installment loan. So if you need an instant installment loan online, CashAmericaToday shall be here to serve you in a matter of just hours!

Our Frequently Asked Questions

Do you offer installment loans for bad credit?

Yes. Being a considerate online trusted lender, CashAmericaToday provides installment loans even for bad credit. That is because we do not conduct credit checks, since we don't rely on your credit score in order to decide whether to fund you or not.

Where can I find a guaranteed installment loans for bad credit direct lenders only?

Apply for guaranteed installment loans on our website. Almost instantly! We will contact you by phone or email within one hour of loan approval during normal business hours (Monday to Friday, 8:00 AM to 7:00 PM EST)

Are your installment cash loans unsecured?

We at CashAmericaToday do not require collaterals to approve loans. This means that our loans are certainly unsecured, irrespective of whether you have good or poor credit history.

Is it safe to apply for an online loan with CashAmericaToday?

Yes. We use high end encryption methods that ensure that your information remains safe with us. We also make sure to keep your information confidential.

How do I know that CashAmericaToday is a genuine direct lender?

At CashAmericaToday, our policies are very clear when it comes to our loan offerings. We do not charge you a fee before we give you a loan and our terms and rates are transparent, which is something that a fraudulent lending website will not include.

Can a no credit check loan from a direct lender provide instant approval?

As an experienced and trusted direct lender of online loans, our loan approval process features no credit check. It is designed to instantly approve your loan application as soon as the provided details and documents are validated, subject to your eligibility for our loan. This ensures a quick transaction while keeping a margin of safety in order.

You Are Good to Go with the Application, If You-
18 Years Old

Are at least 18 years old

Social Security Number

Have a Social Security Number

 Bank Account and Valid Details

Hold a bank account and valid contact details

Stable and Regular Income

Have a stable and regular income

Join Our 50,000+ Customers Who Get Money Right When They Need!

Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashAmericaToday borrowers' experience.

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Applying Does NOT Affect Your Credit Score

CashAmericaToday is registered with Utah's Department of Financial Institution to provide Consumer Credit. If you submit this application via the internet to us, we will receive and process it the same as if you submitted it to us in person thereby making Utah the place of negotiation, execution and performance of all applications and/or agreement. If we approve your application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. This service may or may not be available in your particular state.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day which is usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Thursday: 7:00 AM to 4:30 PM (CST) or email to

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday