Every individual experiences short term money need at some time or the other and having extra cash in times of emergencies, makes life little easy. Although traditional direct lenders such as banks and credit unions represent the immediate funding options, many of the borrowers are denied for personal loans. They do not approve your small loan application if you less than perfect credit score, as they consider it a risk. Thus, your bad credit loan options are narrowed. Fortunately, there are direct online lenders in the lending market place that provide loaning services focused on bad credit installment loans. One such product is guaranteed installment loan for bad credit, which is a better alternative to payday loans online. However, it is important to read and understand loan terms even while you borrow from a trustworthy online money lender.

Poor credit rating is not a barrier to avail unsecured cash loans online.

Dealing with low credit score is difficult. Many people, with low credit score due to past difficulties, think that it is impossible to get a cash loan. However, this is not true. When you seek guaranteed installment loans for bad credit from online direct lenders only, then you get instant access to online cash on same day. Unlike payday advance that requires you to pay back in lump sum, no third party installment loans allow flexible repayments and hence can be repaid conveniently in smaller payments over a course of time. However, play caution while obtaining one. Because when you search for installment loan lenders online, you are more likely to find third party loan-matching services or payday lenders, disguised as direct lenders of installment cash advances. Understand that real lender of guaranteed approval personal loan does not require any collateral and perform no credit checks. Instead, apart from saving your time, they help you improve your credit score.

Thus, short term installments loans with guaranteed approval and no faxing can be obtained even with bad credit. Apply for flex-pay loans now and get fast cash easily to pay for any emergency expenses.

Join Our 50,000+ Customers Who Get Money Right When They Need!


Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashTodayAmerica borrowers’ experience.

A trusted single lending source for your cash crunch. Apply now!
Get Started

Applying Does NOT Affect Your FICO® Credit Score

We are registered with Utah’s Department of Financial Institution to provide Consumer Credit. If you submit this application via the internet to us, we will receive and process it the same as if you submitted it to us in person thereby making Utah the place of negotiation, execution and performance of all applications and/or agreement. If we approve your application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. This service may or may not be available in your particular state.

CashTodayAmerica does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors’ creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM EST will be processed on the next business day which is usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Friday: 8:00 AM to 7:00 PM (EST) or email to support@cashamericatoday.com.

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashTodayAmerica