Direct Lender Installment Loans Online

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Applying Does NOT Affect Your Credit Score

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No credit checks

Easy to qualify as no credit checks are run.

No collateral

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Installment Loans with Guaranteed Approvals

A direct lender installment loan can offer many benefits. Some of these include:

  • Bad credit scores accepted
  • Simple application and agreement
  • Direct deposit
  • No paperwork or faxing
  • No third-party involvement
direct lender installment loans

However, the biggest benefit that very selected lenders provide is guaranteed approval of the loan. This means that provided the applicant meets all the lender's eligibility criteria and is applying for a loan of an amount that is within the range of the lender's assessment of the borrower's safe repayment ability, the loan approval is guaranteed to the borrower. This guaranteed approval is one of the key benefits that an installment loan from CashAmericaToday offers.

Direct Installment Loan Lenders No Third Party Involvement

The benefits of choosing a direct lender loan are many. When you bypass third parties like the mortgage broker or the loan matching service, you firstly end up saving money on commissions. Also, you can save on time by reducing the delays that each added entity may cause. Other benefits of installment loans from direct lenders with no third party, such as increased security, privacy, transparency, reliability and flexibility can also help make the loan more valuable to you.

And when you choose CashAmericaToday, your credit score also plays no role in the loan approvals - we accept applications from borrowers with just any credit score.

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Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashAmericaToday borrowers' experience.

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Applying Does NOT Affect Your Credit Score

We are registered with Utah's Department of Financial Institution to provide Consumer Credit. If you submit this application via the internet to us, we will receive and process it the same as if you submitted it to us in person thereby making Utah the place of negotiation, execution and performance of all applications and/or agreement. If we approve your application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. This service may or may not be available in your particular state.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day which is usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Thursday: 7:00 AM to 4:30 PM (CST) or email to

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday