Certain situations demand immediate measures and financial emergency is one such type. You may approach conventional lenders for loans during crisis but if you are seeking same day funding then alternative lending options are the best. With the lending market infused with countless lenders, you should weigh your options carefully. If you cannot afford to pay back your loan in lump sum, as is the case with payday loans, online installment loans are ideal. An installment loan is a simple loan that is repaid with a fixed number of regular payments over time. This online loan is good for you because it comes with easy loan processing, no hassles, simple requirements, and flexible repayments.

Check for the below features that make getting installment loans on the same day, possible.

Direct Lender: When you apply for an installment loan with a lending network, your loan request goes through multiple lenders and hence it takes a great deal of time to get approval. However, when you apply with direct lender online for installment loans, the process is fast with no involvement of intermediaries, agents or brokers. Besides, it is free from annoyance of numerous possible installment lenders that compete to offer you a loan.

Online Process: With online process, you need not have to leave the comfort of your home. The online application that is accessible 24/7, offers the greater convenience and privacy. The form is comparatively short and takes just few minutes to fill out. In addition, there are no added hassles of printing, scanning and faxing. Thus, online process saves you time and money.

Fast Lender Approval: The whole approval process is easy and quick. A respective loan representative directly reviews your loan request and hence approves your loan request within minutes of applying. This increases the possibility of getting funds quickly.

No Documentation: Conventional lenders require you to fill out a loan application form and fax documentation, supporting the status of one’s identity or employment. If the loan applicant does not own a fax machine, this may delay the loan process, still further. However, installment loans are devoid of cumbrous paperwork. Such entirely paperless transactions speed up the approval process, ensuring the fastest delivery of funds to you.

Electronic Transfer of Funds: Installment loans are devoid of checks. Upon approval of the loan request, the cash is transferred electronically via ACH to your authorized bank account.  Thus, your account is credited with money in minutes. Besides, the repayments are automatic too. Meaning, you need not write a check to pay off your loan. The electronic transfer of funds makes it for fast funding.

Join Our 50,000+ Customers Who Get Money Right When They Need!


Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashTodayAmerica borrowers’ experience.

A trusted single lending source for your cash crunch. Apply now!
Get Started

Applying Does NOT Affect Your FICO® Credit Score

We are registered with Utah’s Department of Financial Institution to provide Consumer Credit. If you submit this application via the internet to us, we will receive and process it the same as if you submitted it to us in person thereby making Utah the place of negotiation, execution and performance of all applications and/or agreement. If we approve your application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. This service may or may not be available in your particular state.

CashTodayAmerica does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors’ creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM EST will be processed on the next business day which is usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Friday: 8:00 AM to 7:00 PM (EST) or email to support@cashamericatoday.com.

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashTodayAmerica