Debt Consolidation Loans to Pay off
Existing Debts

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What Are Debt Consolidation Loans?

Sometimes you may find yourself taking loans after loans only to realize that you can't or it's getting very difficult to repay these loans, which is when you find yourself in a debt cycle. Debt consolidation loans are a savior in such situations since these loans help you repay your already existing multiple debts

With personal loans for debt consolidation, you are left with just a single loan to be repaid. This helps avoid confusion, it helps you get rid of debt collecting agencies pressurizing you to repay your loan and you get to focus on repaying a single debt. In short, it pushes you out of your debt trap.


Where Can You Get A Debt Consolidation Loan?

Debt consolidation loans are given by direct lenders to help you get rid of your debt cycle situation. You can get a debt consolidation loan near you at a brick and mortar direct lender or online.

Why Apply Online?

The advantages of applying online weigh heavier than that of going to a store to avail a loan. That's because:

  • You save travel time
  • You can apply at any time from the comfort of your home
  • You don't have to worry about "opening hours"
  • You can avoid going through paperwork and faxing which are time consuming

Can You Get A Debt Consolidation Loan For Bad Credit?

When you need a debt consolidation loan, we do not expect you to be in the best position when it comes to your credit score. That means we already know that most borrowers who apply for such loans have a bad credit rating.

The reason why it is more obvious than not, is because if you have failed to repay a number of loans availed by you, your credit score will reduce anyway. That is why we do not count on your financial history to provide loans and instead rely on your income statement. A stable income is one that determines your ability to repay your loan.

All you have to do to avail a guaranteed debt consolidation loan for bad credit is fill our 3 minute short application form and send across these few basic documents:

  • Age proof which must be above 18 years
  • Social security number
  • Checking account details
  • Verifiable contact details.
  • Income statement/ Pay stub

How much you shall receive from us will be determined by how much you earn in a month.

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Applying Does NOT Affect Your Credit Score

We are registered with Utah's Department of Financial Institution to provide Consumer Credit. If you submit this application via the internet to us, we will receive and process it the same as if you submitted it to us in person thereby making Utah the place of negotiation, execution and performance of all applications and/or agreement. If we approve your application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. This service may or may not be available in your particular state.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day which is usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Thursday: 7:00 AM to 4:30 PM (CST) or email to

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday