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We abide by law and do not resort to illegitimate ways of debt collection in case you default on a loan from us. However, we follow law approved fair debt collection guidelines to collect the loan repayment.
We at CashAmericaToday, abide by TILA, which is a U.S. federal law, endorsed in 1968 in order to keep illegal and predatory lending practices in check. As a responsible lender, we believe in ethical lending and ensure clear loan costs, transparent terms and loan policies.
We disclose all the APRs, payment schedule, total payments and finance charges (if applicable) upfront; so that you as a borrower can make an informed and clear choice before signing the loan agreement.
We honor your right to rescind the loan. In case you want to overturn your loan immediately after taking one, you have three days cooling-off period to make your mind.
We do not share your private data with third party. We share your loan portfolio with our loan partners ONLY under certain conditions, where you fail to qualify for our direct lender installment loans online. For example, you have applied for an online installment loan with us and miss meeting our direct lender loan criteria due to very low credit score or no credit. In such a scenario, in order to get your loan for bad credit approved, we shall forward your loan application details to our loan partners (STRICTLY for LOAN APPROVALS).
Safeguarding your essential data is our priority. We protect the data you provide during the loan process with enhanced bank level security via our state-of-the art 256-bit SSL encryption technology.
We respect your choice to opt out of personal data sharing with third parties- non affiliate lenders for promotional offers or advertisements.
It was quick and easy. Did most everything online and talked with a representative to confirm details and was done. Very kind and knowledgeable. I would definitely recommend and will use them again in the future.
I love cashamericatoday,I have used serval times and always had great customer service money deposited when they said and charges are lowest around. I recommend to any needing a loan.
CashAmericaToday is the best and always there to help me when I need extra cash. I have only had great experiences with them. I would recommend them to all my family and friends.
I’ve used cash America twice since I was approved and every time they came through with out any problems and always on time I would refer this company to as many of my family or friends whenever asked.
They were very easy to work with all the details of my loan were explained clearly from the beginning. Also customer service was always nice whenever I called it with a question about my account.
Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashAmericaToday borrowers' experience.
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