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Truth in Lending

Borrow with Confidence while We Lend with Integrity.

Upfront Fees Promised Fair Collection Guaranteed 100% Data Privacy Ensured

Fair Debt Collection

We abide by law and do not resort to illegitimate ways of debt collection in case you default on a loan from us. However, we follow law approved fair debt collection guidelines to collect the loan repayment.

We do not harass you with threatening calls
We do not use disrespectful language
We do not deceive you by disguising us as an attorney or government official
We do not violate your privacy with regards to debt

Truth in Lending Act (TILA)

We at CashAmericaToday, abide by TILA, which is a U.S. federal law, endorsed in 1968 in order to keep illegal and predatory lending practices in check. As a responsible lender, we believe in ethical lending and ensure clear loan costs, transparent terms and loan policies.

We disclose all the APRs, payment schedule, total payments and finance charges (if applicable) upfront; so that you as a borrower can make an informed and clear choice before signing the loan agreement.

We honor your right to rescind the loan. In case you want to overturn your loan immediately after taking one, you have three days cooling-off period to make your mind.

Data Privacy and Security

We do not share your private data with third party. We share your loan portfolio with our loan partners ONLY under certain conditions, where you fail to qualify for our direct lender installment loans online. For example, you have applied for an online installment loan with us and miss meeting our direct lender loan criteria due to very low credit score or no credit. In such a scenario, in order to get your loan for bad credit approved, we shall forward your loan application details to our loan partners (STRICTLY for LOAN APPROVALS).

Safeguarding your essential data is our priority. We protect the data you provide during the loan process with enhanced bank level security via our state-of-the art 256-bit SSL encryption technology.

We respect your choice to opt out of personal data sharing with third parties- non affiliate lenders for promotional offers or advertisements.

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3.6 / 5

Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashAmericaToday borrowers' experience.

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