Installment Loans for Bad Credit that are
Approved Instantly




Get Cash Now

Applying Does NOT Affect Your Credit Score

Quick online loan processing

Get money straight into your bank account.

No credit checks

Easy to qualify as no credit checks are run.

No collateral

Your valuable assets are safe with you.

Get a loan for bad credit by qualifying as a responsible borrower

We are a direct lender aimed at helping those who are in financial distress. We are not a third party lender and unlike many such websites, do not expect you to wait till you find a perfect match with a lender with regard to your needs and situation.

At CashAmericaToday, we do not expect you to wait for hours or days to know the status of your loan request. Your loan is either approved or not almost immediately after you send across the required documents.

Every state has a different set of rules regarding short term loans, and we make sure to abide by each one of them. Your loan will therefore depend on policies regarding the same of the state that you reside in.

Loan for Bad Credit

Debt collection:

In case of the failure to repay a loan, we do not use unlawful ways of getting paid back. However, it is legal for us to use lawfully approved means to get a borrower to repay his/her loan. One should know that not being able to repay isn’t a criminal offense and hence jail-time is out of the question. However, we will be allowed to open a case which may be stressful for the offender.

That is why we suggest that if paying back seems too difficult a thing to do or close to impossible, a better option would be to seek help from close ones. One should always make sure, before applying for a loan that it is essential to judge fairly, your ability to repay. After all, nobody wants to go through the hassle of facing court cases and being liable to another.

While following the Fair Debt Collections practicing Act’s guidelines, we make sure to:

  • Contact our debtors only between 9am-8pm
  • Not use hurtful, abusive or uncalled for language while talking to our borrowers
  • Not use false information against our debtors
  • Not threaten borrowers with criminal charges

What is the Truth in Lending Act?

It is an Act that was implemented to help borrowers understand the terms and conditions of their lender in order to avoid fraud. By following the same, CashAmericaToday ensures transparency in all our doings including rates, fee structures, etc. We believe in fair lending practices which is why we make sure to give a fair picture about our policies, terms and conditions to our borrowers.

What do State Regulations Include?

The policies of payday, installment and other short-term loans vary from state to state. Regulations differ in terms of rates of interest, maximum extension periods, maximum loan amount provided, number of rollovers, etc. It is good to find out the various policies and other regulations laid down by your state for loans, before choosing to apply for one.

Join Our 50,000+ Customers Who Get Money Right When They Need!


Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashAmericaToday borrowers' experience.

A trusted single lending source for your cash crunch. Apply now!
Get Started

Applying Does NOT Affect Your Credit Score

We are registered with Utah's Department of Financial Institution to provide Consumer Credit. If you submit this application via the internet to us, we will receive and process it the same as if you submitted it to us in person thereby making Utah the place of negotiation, execution and performance of all applications and/or agreement. If we approve your application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. This service may or may not be available in your particular state.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM EST will be processed on the next business day which is usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Friday: 8:00 AM to 7:00 PM (EST) or email to support@cashamericatoday.com.

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday