Payday Loans by State:
Legal Status and Offers

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Payday loans are impacted by various state laws and regulations. At CashAmericaToday, we take pride in being a legitimate, trusted direct lender. Our payday loans strictly follow the state laws as applicable to the applicant's state of residence.

To know the specialties of our payday loans as offered in your state, simply follow the link corresponding to your state of residence.

Arkansas Payday Loans

We face unforeseen events in life a number of times, many of out which can be money related.

Alabama Payday Loans

Online payday loans are what thousands of borrowers based in Alabama choose each year.

Connecticut Payday Loans

According to a recent survey, despite being one of the smallest states of the country, the total bonded debt in Connecticut...

Florida Payday Loans

Are you out of money? Did you have to cater to an emergency with the help of your previous salary and need...

Idaho Payday Loans

Many individuals in the United States start an independent life at a very young age by taking up part time jobs...

Kentucky Payday Loans

Are you in dire need of extra money due to the rise of an unpredicted emergency?

Louisiana Payday Loans

If you're going through a tough time, be it due to a sudden emergency or the need for extra cash to get through the month

Nevada Payday Loans

Since the city of Vegas is part of the state of Nevada, a lot of inhabitants find it difficult to adjust with the expensive lifestyle.

Michigan Payday Loans

An emergency can occur at any point in life and totally unexpectedly, which we may have to cater to without causing a delay.

Ohio Payday Loans

If you're trapped in a debt cycle and need money to pay off all of your lenders, getting a loan of $1000 can be a solution.

North Dakota Payday Loans

Are you caught up with an unexpected emergency but don't have savings for the same?

Oklahoma Payday Loans

Are you worried about your bad credit score because that's been the reason why you find it difficult to get approved...

Rhode Island Payday Loans

We often come across situations wherein we need extra money to get through the month.

California Payday Loans

We often come across circumstances in which we require extra funding for an urgent situation.

Delaware Payday Loans

Are you facing an unexpected emergency? Do you need cash urgently? Are your savings not enough to help you deal with it?

Illinois Payday Loans

Do you need to borrow a cash advance to cater to an urgent matter? If you live in Illinois and the answer to our question...

Indiana Payday Loans

Credit checks are a time-consuming process that are a part of the approval procedures conducted by traditional lenders.

Iowa Payday Loans

Are you looking for a payday loan in Iowa that you need on the same day to cater to an emergency?

Mississippi Payday Loans

When you choose to apply for a payday loan, you will undoubtedly wonder whether your lender is a genuine one or not.

Nebraska Payday Loans

Are you looking for a solution to your cash crunch problem but don't know where to go?

Missouri Payday Loans

If you have poor credit, you may find it difficult to get funded by lenders across the state of Missouri. That's because most lenders...

Maine Payday Loans

Are you facing a tough time financially? Have you just started working and don't have enough money to get through the month?

New Hampshire Payday Loans

If you need cash urgently and have been hopping around from store to store looking for an advance but haven't been approved yet...

South Carolina Payday Loans

Got bad credit which is the reason why getting a loan is difficult for you? Well, traditional lenders do have complicated approval...

South Dakota Payday Loans

Do you need money to repair a broken fridge? Are your savings insufficient for you to get through the month?

Tennessee Payday Loans

If you are in urgent need of a loan and apply for one with a traditional lender, chances are that you will get approved...

CashAmericaToday extends payday loans as per the legal norms, in each state of residence. Some states do not allow payday loans, and CashAmericaToday does not offer payday loans in such states. These laws are subject to change without notice. Our practices shall remain subject to the applicable laws at the time of loan applications. There may, however, be a delay in updates on the website information at times.

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Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashAmericaToday borrowers' experience.

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Applying Does NOT Affect Your Credit Score

We are registered with Utah's Department of Financial Institution to provide Consumer Credit. If you submit this application via the internet to us, we will receive and process it the same as if you submitted it to us in person thereby making Utah the place of negotiation, execution and performance of all applications and/or agreement. If we approve your application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. This service may or may not be available in your particular state.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day which is usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Thursday: 7:00 AM to 4:30 PM (CST) or email to

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