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Short term loans are impacted by various state laws and regulations. At CashAmericaToday, we take pride in being a legitimate, trusted direct lender. Our Short Term Loans strictly follow the state laws as applicable to the applicant's state of residence.

To know the specialties of our short term loans as offered in your state, simply follow the link corresponding to your state of residence.

Arkansas Payday Loans

We face unforeseen events in life a number of times, many of out which can be money related.

Alabama Payday Loans

Online payday loans are what thousands of borrowers based in Alabama choose each year.

Connecticut Payday Loans

According to a recent survey, despite being one of the smallest states of the country, the total bonded debt in Connecticut...

Florida Payday Loans

Are you out of money? Did you have to cater to an emergency with the help of your previous salary and need...

Idaho Payday Loans

Many individuals in the United States start an independent life at a very young age by taking up part time jobs...

Kentucky Payday Loans

Are you in dire need of extra money due to the rise of an unpredicted emergency?

Louisiana Payday Loans

If you're going through a tough time, be it due to a sudden emergency or the need for extra cash to get through the month

Nevada Payday Loans

Since the city of Vegas is part of the state of Nevada, a lot of inhabitants find it difficult to adjust with the expensive lifestyle.

Ohio Payday Loans

If you're trapped in a debt cycle and need money to pay off all of your lenders, getting a loan of $1000 can be a solution.

North Dakota Payday Loans

Are you caught up with an unexpected emergency but don't have savings for the same?

Oklahoma Payday Loans

Are you worried about your bad credit score because that's been the reason why you find it difficult to get approved...

Rhode Island Payday Loans

We often come across situations wherein we need extra money to get through the month.

Tennessee Payday Loans

If you are in urgent need of a loan and apply for one with a traditional lender, chances are that you will get approved...

California Payday Loans

We often come across circumstances in which we require extra funding for an urgent situation.

Delaware Payday Loans

Are you facing an unexpected emergency? Do you need cash urgently? Are your savings not enough to help you deal with it?

Illinois Payday Loans

Do you need to borrow a cash advance to cater to an urgent matter? If you live in Illinois and the answer to our question...

Indiana Payday Loans

Credit checks are a time-consuming process that are a part of the approval procedures conducted by traditional lenders.

Iowa Payday Loans

Are you looking for a payday loan in Iowa that you need on the same day to cater to an emergency?

Mississippi Payday Loans

When you choose to apply for a payday loan, you will undoubtedly wonder whether your lender is a genuine one or not.

Nebraska Payday Loans

Are you looking for a solution to your cash crunch problem but don't know where to go?

Missouri Payday Loans

If you have poor credit, you may find it difficult to get funded by lenders across the state of Missouri. That's because most lenders...

Maine Payday Loans

Are you facing a tough time financially? Have you just started working and don't have enough money to get through the month?

New Hampshire Payday Loans

If you need cash urgently and have been hopping around from store to store looking for an advance but haven't been approved yet...

South Carolina Payday Loans

Got bad credit which is the reason why getting a loan is difficult for you? Well, traditional lenders do have complicated approval...

South Dakota Payday Loans

Do you need money to repair a broken fridge? Are your savings insufficient for you to get through the month?

CashAmericaToday extends short term loans as per the legal norms, in each state of residence. Some states do not allow short term loans, and CashAmericaToday does not offer short term loans in such states. These laws are subject to change without notice. Our practices shall remain subject to the applicable laws at the time of loan applications. There may, however, be a delay in updates on the website information at times.

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Applying Does NOT Affect Your Credit Score

CashAmericaToday is registered with the Utah Department of Financial Institutions to offer consumer credit services. When you submit your application to us online, it will be processed just as if you had submitted it in person, establishing Utah as the jurisdiction for the negotiation, execution, and fulfillment of all applications and agreements. If your application is approved, the funds will be disbursed from our account in Utah. Please note that Utah's laws governing consumer loan agreements may differ from those of your home state. It is the applicant's responsibility to adhere to all statutory requirements related to obtaining internet loans in their state of residence. Please be aware that this service may or may not be available in your specific state, and loans are not offered in the state of Michigan.

CashAmericaToday is a brand of Silver Financial Capital. The purpose is to meet your short-term borrowing needs, not long-term financial needs. Please note that this is an expensive form of borrowing. The loans and lines of credit may be used for whatever reason you need, like unexpected emergencies, car repairs, medical bills, or travel expenses. In addition, alternative forms of financing like credit card cash advances, personal loans, and home equity lines of credit might be more affordable and better suited to your needs.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day, usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday- Friday: 7:00 AM to 4:30 PM (CST) or email to

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