Get $200 – $1,000 in your account today*.
No Brokers. No Application Fees. No Hard Credit Checks. No Minimum Credit Score.
Everything you need to know about CashAmericaToday as your direct lender.
Installment loan is a kind of an unsecured loan that allows you to borrow small amounts of money and repay in fixed regular payments monthly.
Installment loan online is a viable option, if you are in short-term requirement of quick funding and you cannot afford to pay off in full.
Installment loans can be used for funding a variety of urgent personal cash needs such as medical bills, debt consolidation, car repairs, home repairs, holiday funding, etc. Installment loans serve as a great tool to build or enhance your credit history, if you make fixed payments without fail.
As a first-time borrower you can borrow anything starting from $100-$1000, provided you meet online installment loans criteria by CashAmericaToday. In general, any online loan application approval is based on your income, social status and state wise laws.
No minimum score. All credit scores – good, bad and no credit are welcome.
Loan approval decision is near instant. You'll know quickly whether you've been approved.
No. Online installment loan is completely digital and can be conveniently applied online over the loan website from anywhere at any time.
Getting a bank loan approval means hard credit checks and requires a higher credit score. The loan process involves physical branch visit, exhaustive paperwork and collateral at times. The funding time is comparatively slower. Our installment loans online, on the other hand, offer superfast online application, near instant approval, no paperwork, flexible and minimal requirements, fast funding same-day* or next business day.
Yes, in contrast to payday loans online that require you to pay in lumpsum, installment loans allow you to pay the loan amount in equal monthly installments. If you do not default on loan payments, then installments loans are affordable.
Yes. CashAmericaToday looks beyond your credit score. We review your income and repayment capability for loan approval. Borrowers with bad credit or no credit history are also eligible to apply for our direct lender installment loans online.
No. Applying for installment loans from direct lender online does not require pledging your assets. CashAmericaToday, as a direct lender online offers unsecured installment loans without any collateral.
CashAmericaToday, as a direct loan lender online offers:
An Annual Percentage Rate (APR) is the total cost of credit including the effective rate of interest on your loan. The APR expresses your loan's finance charges as an annual rate.
The loan fee depends on the length and number of payments; in case you repay early, the fee will be adjusted based on your shortened payment schedule. We do not charge more than what the law allows. Use our loan calculator for an estimate.
Non-payment may result in additional charges. Contact us as soon as you are aware that you won't be able to make the next payment in time.
No. All the applicable and nonapplicable fee elements are clearly mentioned in the Rates and Terms section above.
We at CashAmericaToday, deposit the approved loan amount immediately. However, depending on your bank policies, it may take minimum 24 hours to maximum up to 2 days for the loan amount to reflect in your account.
Yes. However, any loan requested on Friday after 6:00 PM EST will be processed on the next business day which is usually Monday — unless it is a holiday.
Yes. You can rescind your online installment loan within 24 hrs or 3 days of taking out the loan. For example, if you receive the loan on Wednesday, you have time until Thursday 6:00 PM EST to return it, without any penalty.
No. The amount is electronically debited via ACH from your authorized bank account on payment due date.
CashAmericaToday follows all NACHA regulations. We are authorized to utilize the Federal Reserve Wire System. We always abide by the state and federal laws, and will never withdraw more money than you have authorized in the loan process.
If you do not want us to withdraw the full amount on the due date, you have the option to extend your loan. You may make partial payments at any time prior to maturity on the principal balance without incurring additional charges.
APR stays constant throughout the loan term in fixed APR. However, in Variable APR, the APR fluctuates with the market conditions.
Direct lenders feature the following benefits that online loan brokers typically lack.
Yes, CashAmericaToday is a state licensed direct lender offering installment loans over a secure online platform having a physical address as well.
With more than 12 years in the loan industry as a trusted direct lender online, CashAmericaToday has served over 1M customers.
Yes! CashAmericaToday accepts all kinds of credit scores. We consider your overall financial picture and repayment capability rather than just your credit score. A borrower with a terrible credit can also apply for an online installment loan with us.
No. CashAmericaToday specializes in no hard credit check loans. Meaning, to approve your installment loan online application, we do not run typical hard credit checks. However, we perform a soft credit pull (for general financial assessment only) which doesn’t impact your credit score.
Customer support team at CashAmericaToday is professional, dedicated and highly responsive to customers’ loan queries, loan process, fund disbursal and repayment assistance.
You can reach out to CashAmericaToday with regards to your online installment loan application in many convenient ways. You can call us on (855) 840-5688 or write to us at support@cashamericatoday.com.
Your installment loan information is protected with a secure SSL server that uses the highest encryption standards.
Yes. We are on Facebook, Twitter, Instagram, Pinterest and YouTube.
We appreciate your service to the country and thank you for your interest in us. However, we DO NOT provide any loans to military personnel currently.