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Checking Account

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Checking Account

A checking Account is a bank account where customers can deposit or withdraw money through checks, ATMs, or debit cards. Using this account, online payments and transfers can also be made through internet banking or mobile banking. A checking account also lets the account holder withdraw money multiple times without imposing a penalty on him/ her, making it suitable for people who have a tendency or requirement of spend every day.

Checking Account
Features of a Checking Account

There are many features of a checking account, some of them are mentioned below: -

  • Overdrafts - When you withdraw an amount more than the available balance in your checking account, banks cover that difference in your account. This service of a bank is known as overdraft protection.
  • Service Charges - Banks charges for the services provided by them to their customers. Such services include fees charged for not maintaining a minimum balance by the customer, writing too many checks at once, etc.
  • Electronic Funds Transfer - With electronic funds transfer, a bank facilitates its customers to transfer funds without having to wait for the checks to send or come in the mail. Most of the banks do not charge for any EFT fees from the customers.
  • ATMs - Banks facilitates its users with Automated Teller Machines, to avail convenient access to cash in seconds. Here, you may be charged with fees, if you withdraw cash from other bank's ATM.

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Applying Does NOT Affect Your Credit Score

CashAmericaToday is registered with the Utah Department of Financial Institutions to offer consumer credit services. When you submit your application to us online, it will be processed just as if you had submitted it in person, establishing Utah as the jurisdiction for the negotiation, execution, and fulfillment of all applications and agreements. If your application is approved, the funds will be disbursed from our account in Utah. Please note that Utah's laws governing consumer loan agreements may differ from those of your home state. It is the applicant's responsibility to adhere to all statutory requirements related to obtaining internet loans in their state of residence. Please be aware that this service may or may not be available in your specific state, and loans are not offered in the state of Michigan.

CashAmericaToday is a brand of Silver Financial Capital. The purpose is to meet your short-term borrowing needs, not long-term financial needs. Please note that this is an expensive form of borrowing. The loans and lines of credit may be used for whatever reason you need, like unexpected emergencies, car repairs, medical bills, or travel expenses. In addition, alternative forms of financing like credit card cash advances, personal loans, and home equity lines of credit might be more affordable and better suited to your needs.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day, usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Thursday: 7:00 AM to 4:30 PM (CST) or email to

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday