Same Day Funding is NOW AVAILABLE! Learn More


Quick online loan processing

Get money straight into your bank account.

No credit checks

Easy to qualify as no credit checks are run.

No collateral

Your valuable assets are safe with you.


Debt is the amount of money owed by one party to another party. Here, the parties are generally known as debtor and creditor, i.e., the party that owes the amount is the debtor and the party who lends the amount is the creditor or lender. Debt is a deferred payment, meaning the owed amount is to be paid back at a future date.

In accounting, debt is considered as a liability i.e., when you owe a debt then you are lawfully responsible to repay it to your lender.

Types of Debts

Below are the most common types of debts:

1. Secured Debt: Secured debt is a form of debt that is required to be backed by some security. The most common examples for such loans are mortgage loans and auto loans.

2. Unsecured Debt: This kind of loan is provided without keeping any asset as security. Borrowing money from a credit card is the best example of such loans.

Below are some of the forms of loans or debts that are provided by lenders:

  • Credit Card Debts
  • Personal Loans
  • Student Loans
  • Mortgage Loans
  • Medical Bill Debt
  • Auto Loans
  • Business Debt
Know Your Finances

There can be situations in life where you need to get debt. But it is also necessary to understand the ways to manage your finances to avoid depending on them every time you need money. Some of the ways that one should follow to manage your debts are:

1. Pay your bills on time each month. If necessary, create a monthly calendar for a bill payment that helps you figure out the amount to be paid by you.

2. Always maintain a fund along with every loan you owe, to pay off the interest of all your ongoing loan. This will help you pay back your loan on time.

3. Know about the loans that you apply. You should always be aware of the pros and cons of the loan you are applying for in order to prevent your finances that get affected badly.

Join Our 1,000,000+ Customers Who Get Money Right When They Need!

Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashAmericaToday borrowers' experience.

Read more reviews from our clients on Trustpilot

A trusted single lending source for your cash crunch. Apply now!
Get Started

Applying Does NOT Affect Your Credit Score

CashAmericaToday is registered with the Utah Department of Financial Institutions to offer consumer credit services. When you submit your application to us online, it will be processed just as if you had submitted it in person, establishing Utah as the jurisdiction for the negotiation, execution, and fulfillment of all applications and agreements. If your application is approved, the funds will be disbursed from our account in Utah. Please note that Utah's laws governing consumer loan agreements may differ from those of your home state. It is the applicant's responsibility to adhere to all statutory requirements related to obtaining internet loans in their state of residence. Please be aware that this service may or may not be available in your specific state, and loans are not offered in the state of Michigan.

CashAmericaToday is a brand of Silver Financial Capital. The purpose is to meet your short-term borrowing needs, not long-term financial needs. Please note that this is an expensive form of borrowing. The loans and lines of credit may be used for whatever reason you need, like unexpected emergencies, car repairs, medical bills, or travel expenses. In addition, alternative forms of financing like credit card cash advances, personal loans, and home equity lines of credit might be more affordable and better suited to your needs.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day, usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday- Friday: 7:00 AM to 4:30 PM (CST) or email to

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday