Rate and Terms

Loan Terms:

CashAmericaToday’s installment Loan is a small dollar loan with a medium loan term. Loan amounts may vary and are dependent upon qualification criteria. First time customers typically qualify for an installment loan of $200 to $1,000

Loan Repayment:

Unlike a traditional payday loan that comes due on your next pay date, our Installment Loan is paid back through a number of scheduled repayments. The standard term is 12 bi-weekly payments, not to exceed 180 days. You have the right to rescind your loan within 3 days of signing your loan contracts by emailing us at support@cashamericatoday.com

Fees and Schedule and APR:

Our fee for an Installment Loan depends on the length and the number of agreed schedule of payments. Annual Percentage Rate (APR) is the finance charge of your loan expressed as a yearly rate). If you pay early, your fee will be adjusted accordingly based on your truncated payment schedule. Complete disclosures of APR, fees, and payment terms are provided within the Loan Agreement per TILA (TRUTH-IN-LENDING DISCLOSURES). Refer to our FAQ for additional details

Sample loan:  Click here to view a representative example of typical repayment schedule
Sample Repayment Schedule for a $200 Loan
Number of Payments Amount of Payments When Payments Are Due
1 $74.00 October 15, 2015
1 $69.79 October 30, 2015
1 $65.60 November 13, 2015
1 $61.39 November 27, 2015
1 $57.19 December 11, 2015
1 $53.00 December 24, 2015
1 $48.79 January 8, 2016
1 $44.59 January 22, 2016
1 $40.39 February 5, 2016
1 $36.19 February 19, 2016
1 $78.00 March 4, 2016
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We are registered with Utah's Department of Financial Institution to provide Consumer Credit. If you submit this application via the internet to us, we will receive and process it the same as if you submitted it to us in person thereby making Utah the place of negotiation, execution and performance of all applications and/or agreement. If we approve your application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. This service may or may not be available in your particular state.
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