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Online Bad Credit Loans: Guaranteed
Approval from a Direct Lender

Get Approved Fast, Regardless of Credit History!

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Applying Does NOT Affect Your Credit Score

Quick online loan processing

Get money straight into your bank account.

No credit checks

Easy to qualify as no credit checks are run.

No collateral

Your valuable assets are safe with you.

What are Bad Credit Loans Online?

Bad credit loans online are readily available loan options for those who can't qualify for loans from traditional lenders like banks because of the bad credit. These borrowers can smoothly apply online even with a bad credit history as such loans are designed to serve their emergency fund needs.

As a considerate online lender, CashAmericaToday accepts and gives the opportunity to gain funds despite their credit history.

bad credit loans

When Do You Need Bad Credit Loans?

If you're the one struggling to approach conventional lenders as you have a bad credit score; and need funds to cover immediate expenses such as emergency bills, home improvements, credit card debt consolidation, car repairs, and so on, you are in need of instant decision bad credit loans. These loans can be acquired by borrowers of all kinds, including ones considered to be not perfect.

Direct Lender Offering Bad Credit Loans! Is It Possible?

At CashAmericatoday, we understand that a bad credit score can be the result of more reasons than a late repayment in the past, which is why we do not put pressure on you to present a good credit score for loan qualification. We rely on factors such as your income stability, and correct information to qualify you as a trustworthy borrower. Our loans are for people like you as we don't want you to suffer from loan rejections anymore. Our loans are free from hard credit checks and you can easily get them without any delay.


How Does A Guaranteed Approval Loan With Bad Credit Work?

When you already suffering from bad credit, you may want to avoid long application forms. Worry no more, as our application forms can be filled out in as less as 3 minutes and all we ask for is your details like SSN, checking bank account number, age, contact details, and a few relevant information. Make sure to fill correct information to avoid rejection as you're good to go. We provide guaranteed approval loans despite any credit score. Apply now to enjoy flexible repayment options and utilize the funds as needed.

What Is The Eligibility Requirements For Bad Credit Loans?

The eligibility criteria for bad credit loans are easy to complete. To qualify for a guaranteed approval bad credit loan, you have to match the requirements:

  • Your Age should be above 18 or older to qualify for the loan
  • You must hold a checking bank account
  • You have a Social Security Number
  • A regular income is required so we know you can repay the loan throughout the tenure

If you, as a borrower, successfully meet the requirements, then it's just a matter of time till you get the funds you need.

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Applying Does NOT Affect Your Credit Score

CashAmericaToday is registered with the Utah Department of Financial Institutions to offer consumer credit services. When you submit your application to us online, it will be processed just as if you had submitted it in person, establishing Utah as the jurisdiction for the negotiation, execution, and fulfillment of all applications and agreements. If your application is approved, the funds will be disbursed from our account in Utah. Please note that Utah's laws governing consumer loan agreements may differ from those of your home state. It is the applicant's responsibility to adhere to all statutory requirements related to obtaining internet loans in their state of residence. Please be aware that this service may or may not be available in your specific state, and loans are not offered in the state of Michigan.

CashAmericaToday is a brand of Silver Financial Capital. The purpose is to meet your short-term borrowing needs, not long-term financial needs. Please note that this is an expensive form of borrowing. The loans and lines of credit may be used for whatever reason you need, like unexpected emergencies, car repairs, medical bills, or travel expenses. In addition, alternative forms of financing like credit card cash advances, personal loans, and home equity lines of credit might be more affordable and better suited to your needs.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day, usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday- Friday: 7:00 AM to 4:30 PM (CST) or email to

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday