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Online Bad Credit Loans: Guaranteed
Approval from a Direct Lender

Get Approved Fast, Regardless of Credit History!


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Applying Does NOT Affect Your Credit Score

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Get money straight into your bank account.

No credit checks

Easy to qualify as no credit checks are run.

No collateral

Your valuable assets are safe with you.

What are Bad Credit Loans?

Bad credit loans are readily available loan options for people who cannot qualify for funding from traditional lenders like banks because of a bad credit score. These people can smoothly apply online for a loan even with a bad credit history, as such loans are designed to serve their emergency fund needs without stressing on their credit score.

As a considerate online direct lender, we at CashAmericaToday offer loans to people regardless of their credit score; in fact, we do not even conduct a hard credit check..

Where Do You Get Bad Credit Loans?

Traditional lenders definitely aren’t the ideal choice when looking for a loan with a bad credit score. Where do you head then? You should straight on head straight to direct lenders when you don’t have a great credit score. We, direct lenders, do not judge your creditworthiness based on your credit score, but by going through your monthly income.

bad credit loans

Bad Credit Loans to Pay off Debt

Debt can pile on, and you do not even realise when it starts eating into your regular income. If you have a bad credit score, then it becomes tough to get a loan to clear off the debt. Not if you approach a direct lender. We at CashAmericaToday offer loans to pay off your debt, even when you have a bad credit score.

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Guaranteed Approval Bad Credit Loans from Direct Lender

When it comes to financing, no one can offer guaranteed approval, however, we at CashAmericaToday do come a lot close to it with an over 90% loan approval rate. We have flexible requirements, which leave almost no room for rejection. You will get a loan from us even if you,

  • Have a bad credit score
  • Do not want to go through a hard credit check
  • Do not want to pledge collateral

Eligibility Requirements For Bad Credit Loans

The eligibility criteria for bad credit loans are pretty simple and easy to fulfill. To qualify for an easy approval bad credit loan, you have to match the following requirements:

  • Your Age should be above 18 or older to qualify for the loan
  • You must have a checking bank account
  • Must have a Social Security Number
  • A regular income is required, so we know you can repay the loan throughout the tenure

Meet all the above-mentioned eligibility requirements? Get an instant bad credit loan from CashAmericaToday. Apply now!!!

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Applying Does NOT Affect Your Credit Score

CashAmericaToday is registered with the Utah Department of Financial Institutions to offer consumer credit services. When you submit your application to us online, it will be processed just as if you had submitted it in person, establishing Utah as the jurisdiction for the negotiation, execution, and fulfillment of all applications and agreements. If your application is approved, the funds will be disbursed from our account in Utah. Please note that Utah's laws governing consumer loan agreements may differ from those of your home state. It is the applicant's responsibility to adhere to all statutory requirements related to obtaining internet loans in their state of residence. Please be aware that this service may or may not be available in your specific state, and loans are not offered in the state of Michigan.

CashAmericaToday is a brand of Silver Financial Capital. The purpose is to meet your short-term borrowing needs, not long-term financial needs. Please note that this is an expensive form of borrowing. The loans and lines of credit may be used for whatever reason you need, like unexpected emergencies, car repairs, medical bills, or travel expenses. In addition, alternative forms of financing like credit card cash advances, personal loans, and home equity lines of credit might be more affordable and better suited to your needs.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day, usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday- Friday: 7:00 AM to 4:30 PM (CST) or email to support@cashamericatoday.com.

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday