Different Loans, Different Eligibility Criteria

Personals loans are of different kinds, starting from payday advances to large funding such as mortgage loans. It is very natural that the eligibility criteria, as well as the repayment terms, for large funding are different than small cash loans for emergencies. Some loans require a collateral, some need a down payment, some need a certain income level, a certain credit score and history, and sometimes a cosigner depending on the size and nature of the financing.

All the requirements to qualify for loans set by lenders point out one thing. And that is, ensuring the timely repayment of the debt by the borrower. From the financer’s perspective while this makes sense, sometimes a few lenders appear to be too strict. For example, a credit score check and a lengthy credit history being the requirement of a car loan makes sense. But if a payday lender checks credit before funding, it becomes too much.

How to Get a Loan with No Credit History and No Cosigner?

If you are wondering where to get a loan with no credit check and without a cosigner, you must be looking for a payday loan or a medium termed installment loan (3-month term). Both are for cash up to $1,000 and can be secured from CashAmericaToday on the same day of application. Because, for a mortgage or large business loan, lenders might want both; a cosigner pays the loan if the original borrower fails.
Where most credit companies do not ask for a cosigner to lend small cash loans, some want a good credit. However, we offer loans to everyone on the basis of their income level- so bad credit and no credit histories are ok. Need emergency cash today? Apply online with basic details and we will give you an instant approval without a cosigner or collateral and with any kind of credit background!

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Applying Does NOT Affect Your Credit Score

We are registered with Utah’s Department of Financial Institution to provide Consumer Credit. If you submit this application via the internet to us, we will receive and process it the same as if you submitted it to us in person thereby making Utah the place of negotiation, execution and performance of all applications and/or agreement. If we approve your application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. This service may or may not be available in your particular state.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors’ creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM EST will be processed on the next business day which is usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Friday: 8:00 AM to 7:00 PM (EST) or email to support@cashamericatoday.com.

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday