Are Payday Loans your Last Choice for
Emergency Funding?

Get Cash Now

Applying Does NOT Affect Your Credit Score

Quick online loan processing

Get money straight into your bank account.

No credit checks

Easy to qualify as no credit checks are run.

No collateral

Your valuable assets are safe with you.

Payday Loan: The Usual, But Not the Best Choice to Borrow Emergency Cash

It may seem easy to avail a payday loan online with a bad credit score when you are going through a cash crisis and your paycheck day is nowhere close, but such small cash advances can put you in a debt trap. Sometimes, the option of applying online with bad credit payday loan lenders can be useful, but the huge amounts that you may have to repay can be stressful, since they have to be repaid in lump-sum. Payday loans are short term cash loans used by borrowers who need money fast. Depending on the lender, you might get instant cash without credit checks, but the loan amount and what come with it may not be what you applied for.

online Payday Loans

What Are the Issues with Payday Cash Advance Loans?

Not every glittering thing is gold, and no payday loan is an efficient solution to your financial troubles; neither are they good for your credit's health. Direct lenders giving bad credit payday loans offer small amounts of up to $500 that come with strict repayment terms (the due is your next paycheck day), high interest rates, high chances of putting your privacy at risk (if you are applying through a third party lender) and sometimes, hidden fees. Besides, before recovering from the crisis, you will have to make a lump sum repayment on the due in order to avoid paying a huge penalty for late repayment.

What More You Should Know About Payday Loans

Apart from that, you must also know that people with poor credit scores use them frequently since they have limited options when it comes to securing quick cash. Therefore, in the lending business, the term "payday loans for bad credit borrowers" is extensively used. Due to its predatory nature, in some states such loans are not permitted. However, there are a few better alternatives to payday loans from direct lenders that can be used to borrow urgent cash.

The Solution When You Want a Quick Cash Loan with No Credit Check

If you want a fast cash loan with no credit check- only from a more reliable, secure and affordable source- our online installment loans with guaranteed approval can be availed through a 3-minute long application process. Remember that no third party lender offers loans that can be paid back monthly, so you should apply for installment loans from direct lenders only -such as CashAmericaToday. We give you higher amounts (up to $1,000 cash), longer terms (up to 3 months) and lower interest rates.

Longer repayment term means more flexibility and multiple smaller scheduled repayments that keep any penalty away while boosting your credit. In order to serve you fast, our verification process does not involve any paperwork or faxing. Need cash now? Say goodbye to payday loans from tricky direct payday lenders online and apply for personal loans with monthly payments and get an instant approval!

Join Our 50,000+ Customers Who Get Money Right When They Need!

Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashAmericaToday borrowers' experience.

A trusted single lending source for your cash crunch. Apply now!
Get Started

Applying Does NOT Affect Your Credit Score

We are registered with Utah's Department of Financial Institution to provide Consumer Credit. If you submit this application via the internet to us, we will receive and process it the same as if you submitted it to us in person thereby making Utah the place of negotiation, execution and performance of all applications and/or agreement. If we approve your application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. This service may or may not be available in your particular state.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day which is usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Thursday: 7:00 AM to 4:30 PM (CST) or email to

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday