Loan by Phone:
Apply, Verify and Get Cash!

Get Cash Now

Applying Does NOT Affect Your Credit Score

Quick online loan processing

Get money straight into your bank account.

No credit checks

Easy to qualify as no credit checks are run.

No collateral

Your valuable assets are safe with you.

Apply Online, Confirm Over a Call- Secure 1 Hour Loans by Phone

If you are aware of the traditional process of availing a short term small dollar loan, then you know how lengthy and tiring it can get. Once you complete the formalities and submit your application (often by visiting an office) and when you think it's about time you get a decision, a series of faxing starts to verify your authenticity, creditworthiness, repayment ability and even why you need the funding. Undoubtedly, the process makes life harder than a cash emergency. The good thing is that you now have the option of getting funded from alternative sources that let you apply online, and verify the basic details for a personal loan by phone in 1 hour. Depending on the lender, if you apply during the working hours you get a call within 1 hour for loans by phone, whereas you can apply 24/7.

1 Hour Loans by Phone

The Myths and Realities of One Hour Loans Over the Phone

The need for emergency cash is not a new thing. Every human being finds his/her in such a situation at times. As much undesirable as it is, the more undesirable thing is to be misguided about the solution. And yet, unfortunately, many third party lenders (even some direct lenders) attract desperate borrowers with their tricks only to find no fix. "One hour loans over the phone" is such a trick where they do not make it clear that the verification would be done by one hour, and "1 hour loans by phone" doesn't mean that the loan amount would be in your account within that time. Therefore, if you come across something like one hour payday loan or get personal loans over the phone with no credit check, you better be careful.

1 Hour Direct Deposit Loans: Yes, They Are Fast

Now that you know the truth about 1 hour payday loans online no credit check instant approval from direct lenders, you still should be happy- although you should choose the lenders that are honest with the information. When traditionally you had to wait for days for a decision, if you are done with the process in an hour- that took over a phone call, it is a really convenient process. The process often skips the hard credit verification, so guaranteed one hour loans with no credit check are a reality- that means you will be approved within an hour after the phone verification even if you have bad credit. This implies that the money would be transferred right after this which would take maximum up to one business day to reflect in the checking account.

Get a Loan Decision in 1 Hour Payday Loans No Credit Check

Need emergency cash and not sure about getting funded? You also might have bad credit which is a barrier when you apply to traditional lenders. Do not worry. Apply for 1 hour payday loans no credit check, and get approved within an hour. Your cash will be available to be spent for whatever reason within 24 hours. Our interest rates are favorable and repayment terms are flexible. CashAmericaToday is your most trustable option to avail cash up to $1,000 in a simple and swift manner. Then why wait? Apply for 1 hour payday loans no credit check from this direct lender and just wait for our phone call to complete the verification and get cash!

Join Our 50,000+ Customers Who Get Money Right When They Need!

Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashAmericaToday borrowers' experience.

A trusted single lending source for your cash crunch. Apply now!
Get Started

Applying Does NOT Affect Your Credit Score

We are registered with Utah's Department of Financial Institution to provide Consumer Credit. If you submit this application via the internet to us, we will receive and process it the same as if you submitted it to us in person thereby making Utah the place of negotiation, execution and performance of all applications and/or agreement. If we approve your application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. This service may or may not be available in your particular state.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day which is usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Thursday: 7:00 AM to 4:30 PM (CST) or email to

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday