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Apply Online, Confirm Over a Call- Secure 1 Hour Loans by Phone

If you are aware of the traditional process of availing a short term small dollar loan, then you know how lengthy and tiring it can get. Once you complete the formalities and submit your application (often by visiting an office) and when you think it's about time you get a decision, a series of faxing starts to verify your authenticity, creditworthiness, repayment ability, and even why you need the funding.

Undoubtedly, the process makes life harder than a cash emergency. The good thing is that you now have the option of getting funding from alternative sources that let you apply online, and verify the basic details for a personal loan by phone in 1 hour. Depending on the lender, if you apply during working hours you get a call within 1 hour for loans by phone, whereas you can apply 24/7.

1 Hour Loans by Phone

The Myths and Realities of One Hour Loans Over the Phone

The need for emergency cash is not a new thing. Every human being finds his/her in such a situation at times. As much undesirable as it is, the more undesirable thing is to be misguided about the solution. And yet, unfortunately, many third-party lenders (even some direct lenders) attract desperate borrowers with their tricks only to find no fix. "One hour loans over the phone" is such a trick where they do not make it clear that the verification would be done by one hour, and "1 hour loans by phone" doesn't mean that the loan amount would be in your account within that time. Therefore, if you come across something like one hour payday loan or get personal loans over the phone with no credit check, you better be careful.

1 Hour Direct Deposit Loans: Yes, They Are Fast

Now that you know the truth about 1 hour payday loans online no credit check instant approval from direct lenders, you still should be happy- although you should choose the lenders that are honest with the information. When traditionally you had to wait for days for a decision, if you are done with the process in an hour- that took over a phone call, it is a convenient process. The process often skips the hard credit verification, so guaranteed one hour loans with no credit check are a reality- that means you will be approved within an hour after the phone verification even if you have bad credit. This implies that the money would be transferred right after this which would take a maximum of up to one business day to reflect in the checking account.

Get the Loan Decision in 1 Hour

Need emergency cash and not sure about getting funded? You also might have bad credit which is a barrier when you apply to traditional lenders. Do not worry. Apply for 1 hour payday loans, and get approved within an hour. Your cash will be available to be spent for whatever reason within 24 hours. Our interest rates are favorable and repayment terms are flexible.

Can I get Loans Over the Phone with No Credit Check?

Yes, you surely can! When it comes to traditional ways of taking a loan you will need to submit a background check. These scores may be recorded in your credit report, and temporarily affect your score. But when it comes to one hour payday loans they do not require a hard credit check and shall not affect your financial reputation. We at CashAmericaToday do not perform any hard credit checks. We only check the borrower's ability to pay back the loan.

CashAmericaToday is your most trustable option to avail cash up to $1,000 simply and swiftly. Then why wait? Apply for 1 hour payday loans with no credit check instant approval from this direct lender and just wait for our phone call to complete the verification and get cash!

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Applying Does NOT Affect Your Credit Score

CashAmericaToday is registered with the Utah Department of Financial Institutions to offer consumer credit services. When you submit your application to us online, it will be processed just as if you had submitted it in person, establishing Utah as the jurisdiction for the negotiation, execution, and fulfillment of all applications and agreements. If your application is approved, the funds will be disbursed from our account in Utah. Please note that Utah's laws governing consumer loan agreements may differ from those of your home state. It is the applicant's responsibility to adhere to all statutory requirements related to obtaining internet loans in their state of residence. Please be aware that this service may or may not be available in your specific state, and loans are not offered in the state of Michigan.

CashAmericaToday is a brand of Silver Financial Capital. The purpose is to meet your short-term borrowing needs, not long-term financial needs. Please note that this is an expensive form of borrowing. The loans and lines of credit may be used for whatever reason you need, like unexpected emergencies, car repairs, medical bills, or travel expenses. In addition, alternative forms of financing like credit card cash advances, personal loans, and home equity lines of credit might be more affordable and better suited to your needs.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day, usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday- Friday: 7:00 AM to 4:30 PM (CST) or email to

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday