Get $200 – $1,000 in your account today*.
Understand what fees are applicable on direct lender installment loans by CashAmericaToday.
We do not charge any upfront fee for processing your online loan.
We do not charge any data verification fee in order to approve you a loan.
$30 for every $100 borrowed
We do not charge a recurring monthly service fee to maintain your account or process payments.
We are not a predatory loan lender. We do not penalize you for paying off your online installment loan early.
There is no distinct online loan application fee (usually non-refundable). We do not charge you, even in case of your installment loan application denial.
If you fail to make your payment by the scheduled date, a certain percentage is charged. However, it can be waived if we make a mistake setting up the payments.
If you do not have sufficient funds in your account on payment due date, a returned payment fee or NSF fee of $30 is charged. However, you are requested to contact us at least two to three buainess days before the payment due date.
We do not charge any transaction fee that comes with ACH authorization while electronically depositing or withdrawing funds from your account.
Below is an example of how installment loan payments are structured over time with fixed due dates and manageable amounts.
Your Flex-pay Schedule: —
Apply for $200 – $1,000 with no hidden fees. Know your exact cost before you borrow.
An Annual Percentage Rate (APR) is the total cost of credit including the effective rate of interest on your loan. The APR expresses your loan's finance charges as an annual rate.
The loan fee depends on the length and number of payments; in case you repay early, the fee will be adjusted based on your shortened payment schedule. We do not charge more than what the law allows. Use our loan calculator for an estimate.
Non-payment may result in additional charges. Contact us as soon as you are aware that you won't be able to make the next payment in time.
No. All the applicable and nonapplicable fee elements are clearly mentioned in the Rates and Terms section above.
We at CashAmericaToday, deposit the approved loan amount immediately. However, depending on your bank policies, it may take minimum 24 hours to maximum up to 2 days for the loan amount to reflect in your account.
Yes. However, any loan requested on Friday after 6:00 PM EST will be processed on the next business day which is usually Monday — unless it is a holiday.
Yes. You can rescind your online installment loan within 24 hrs or 3 days of taking out the loan. For example, if you receive the loan on Wednesday, you have time until Thursday 6:00 PM EST to return it, without any penalty.
No. The amount is electronically debited via ACH from your authorized bank account on payment due date.
CashAmericaToday follows all NACHA regulations. We are authorized to utilize the Federal Reserve Wire System. We always abide by the state and federal laws, and will never withdraw more money than you have authorized in the loan process.
If you do not want us to withdraw the full amount on the due date, you have the option to extend your loan. You may make partial payments at any time prior to maturity on the principal balance without incurring additional charges.
APR stays constant throughout the loan term in fixed APR. However, in Variable APR, the APR fluctuates with the market conditions.
Apply for $200 – $1,000 with clear terms, no hidden fees, and flexible repayment.