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Applying Does NOT Affect Your Credit Score

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Easy to qualify as no credit checks are run.

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Get California Payday Loans When You’re In Urgent Need of Money

We often come across circumstances in which we require extra funding for an urgent situation. Not everybody may have savings or not everybody’s savings may be enough to deal with the emergency at hand. It is in such times that we turn to a third party for help, be it a friend or a family member. However, sometimes even our closest people may not be able to help in such situations since they may not have enough savings themselves and that’s when approaching a lender is a good decision to make. However, not all lenders offer funding in just a day or two. Most often than not, traditional lenders take ages to process loan requests which can cause a major delay in the borrower’s emergency. In California, payday loans can be the answer to your urgent need of money.

Our Unsecured Payday Loans in California Require No Credit Check

Our payday loans in California are unsecured. This means that we do not require our borrowers to offer any kind of security pledge in order to fund them. Apart from that, we do not conduct credit checks either which makes getting funded by us, very easy. Borrowers who have bad credit scores are welcome to apply as well. All you need to have is a stable monthly income and show us proof of the same, along with a few other basic documents which include:

  • Income proof/ Pay stub
  • SSN
  • Verifiable contact details
  • Checking account details
  • Age proof (stating that you’re at least 18 years of age)

Choose Direct Lender Loans in California for Guaranteed Approvals

No third party entity can provide a genuine guarantee of loan approvals. We provide payday loans in California as a direct lender. With CashAmericaToday, you are subject to receive a guaranteed approval on your payday loan, subject to qualifying our simple eligibility criteria. If you apply for a payday loan of an amount that our approval system verifies your eligibility for, you can consider that your application shall be approved by us.

Looking for a California Payday Loan near You? Apply Online Instead!

If you’re in need of fast cash, going around town from store to store and lender to lender in the hope of being approved for a cash advance can be very time consuming. Instead, applying online can save you a ton of effort, time and money. Also, the fact that our loans are available online helps you avoid opening hours of store based lenders since you can apply with us at any time of any day. All you need is 3 minutes to fill our form on your smart gadget at hand and you’re good to go.

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Applying Does NOT Affect Your Credit Score

CashAmericaToday is registered with the Utah Department of Financial Institutions to offer consumer credit services. When you submit your application to us online, it will be processed just as if you had submitted it in person, establishing Utah as the jurisdiction for the negotiation, execution, and fulfillment of all applications and agreements. If your application is approved, the funds will be disbursed from our account in Utah. Please note that Utah's laws governing consumer loan agreements may differ from those of your home state. It is the applicant's responsibility to adhere to all statutory requirements related to obtaining internet loans in their state of residence. Please be aware that this service may or may not be available in your specific state, and loans are not offered in the state of Michigan.

CashAmericaToday is a brand of Silver Financial Capital. The purpose is to meet your short-term borrowing needs, not long-term financial needs. Please note that this is an expensive form of borrowing. The loans and lines of credit may be used for whatever reason you need, like unexpected emergencies, car repairs, medical bills, or travel expenses. In addition, alternative forms of financing like credit card cash advances, personal loans, and home equity lines of credit might be more affordable and better suited to your needs.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day, usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Thursday: 7:00 AM to 4:30 PM (CST) or email to

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday