How do I know CashAmericaToday is a genuine direct lender?

CashAmericaToday is a registered direct lender in Utah and has operated since 2010. We don’t charge upfront fees, and our terms and rates are clearly disclosed. See our Licensing & Compliance page.

How soon is approval for same-day installment loans?

Most decisions are made quickly. Same-day funding may be possible if you’re approved and sign before your bank’s cut-off time; otherwise, funds typically post the next business day. Approval isn’t guaranteed.

Do you check my credit score?

We do not perform a hard credit check to check eligibility. We may use alternative data and request additional verification before approval.

How much can I borrow?

Most approved customers borrow $100–$1,000, depending on state, income, and other eligibility criteria.

How fast will I receive my funds?

If approved and you sign before your bank’s cut-off, funds can arrive the same day; otherwise, the next business day. Bank processing and verification can affect timing.

Do you offer installment loans for bad credit?

Yes. Credit challenges don’t automatically disqualify you. We review income and ability to repay rather than relying on a traditional hard credit pull.

Is it safe to apply online with CashAmericaToday?

Yes. We use TLS encryption and security best practices to protect your data. You can also apply by phone during support hours.

Yes. There are no prepayment penalties, and paying off early can reduce your total interest.

What terms and APRs are available?

Typical terms range from 3–24 months with APRs starting from 35.99%. Your exact APR and term depend on your state and application.

Are loans available in my state?

Availability varies by state. Visit our Rates & Terms page and choose your state for details.

Online Loans with Guaranteed Fast Approval

Cash America Loan - A Flexible Online Loan Offer by Cash America Today

Apply online!

Quick online loan processing No hard credit check* No collateral

Get Cash Advance Loans Online with the Ultimate Ease!

The cash America loan by Cash America Today is designed keeping ease in mind. Every detail of the loan process has been made, to be convenient for the borrower. When you're looking for a cash advance loan online, choosing the cash America loan can make your borrowing process almost seamless. With a fully online application system, quick approvals, a transparent loan agreement, direct deposits and great flexibility in repayment options, this loan can be suitable for you, in many circumstances.

What's more? You can also get the cash America loan by phone! Especially useful when you're on the go, this option allows you to initiate the loan application process conveniently on call with our team. All the information you need is available on the website, so feel free to explore the different loan options and choose the one which best suits your needs. Our team is here to help you every step of the way.

Online Loans with Ultimate Flexibility

Do you need a payday loan or an installment loan? Unable to make your mind as you're unsure about how soon you can repay or how comfortable you'd be to spread the repayments? With the online Cash America Loan, what we've done is combined the Cash America Payday Loan and the Cash America Installment Loan to provide you benefits of both, leaving the decision of repayment flexibility, simply with you - the borrower!

We can offer you flexibility in repayment options and when you interact with our customer support on phone or via email, all options to make your loan customized that can fit within the loan agreement terms, can be utilized by you to extend your repayment schedule or to shorten it, without any penalties.

I need a Loan from CashAmericaToday

Getting an online installment loan fast is possible only with legitimate direct lenders that are in compliance with regulatory bodies in your state; and one such lender is CashAmericaToday.

Requirements for a One Hour Loan!

Be at least 18 years old

Valid Social Security Number(SSN)

Valid photo ID (Driver’s license/ passport) issued by government

Active checking account

Income Proof

No Active Bankruptcy

3 Easy Steps to Apply for a One Hour Loans by Phone

We accept bad credit scores, previously rejected borrowers and even self-employed individuals with a stable income. This fact along with an exceptionally high loan approval rate of over 90% makes us a highly reliable source of online loans which are designed to serve you at your time of need.

Apply Online

2-minute secure loan application

Get Approved

Meet our simple eligibility criteria to get approved instantly.

Get Funded*

Depending on application submission time, your bank ACH processing time.

Login as a Returning Customer for Better Offers on your Cash America Loans

Are you a returning customer of our Cash America Loans? Simply head top the Cash America Login page and you'd be able to benefit with options to borrow larger sums of money and your loan approval shall be even faster! Returning customers who've paid back perfectly as per the terms in previous transactions, can borrow the full amount of up to $1,000 through our online application or on call.

It is available to a broad number of borrowers, and
It has a high chances of being approved.

Get Your Cash America Loan, Now through our Phone Number

Not just online, the Cash America Loan is available also through our phone number - simply dial (855) 840-5688 from Monday to Friday, between 8:00 AM and 7:00 PM (EST). Our customer service experts would be delighted to serve you and when needed, they'd guide you about submitting documents for verifications, through a mode that is comfortable for you. If you prefer the online solution, you can access the Cash America Loan application 24x7.

Trusted Direct Lender • 12+ Years

Ready to Get Started?

Apply for $200 – $1,000 with quick approval from a trusted direct lender.

Apply Now