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Legitimate Payday Loans are a
Reliable Source of Funds

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Applying Does NOT Affect Your Credit Score

Quick online loan processing

Get money straight into your bank account.

No credit checks

Easy to qualify as no credit checks are run.

No collateral

Your valuable assets are safe with you.

Choose Legit Loans for Emergencies

If you’re in a financial emergency, borrowing money from friends and family is sometimes a safe bet. When that’s not an option, a bank is probably not going to be the most suitable way out especially if you don’t own a credit card already. People tend to choose payday loans for reasons related privacy, reliability, quickness, ease of application and ready availability. What we offer are legit loans which are used by many in emergencies.

Associating with legitimate payday loan direct lender is important when borrowing in such a situation. By eliminating third parties like mortgage brokers and questionable, unregistered lenders, one can end up not just risking delays but also being extorted for money.


Legitimate Online Payday Loans feature No Credit Checks done by the Direct Lenders

As a direct lender of legitimate online payday loans, we conduct no hard credit check. This has two main advantages for borrowers:

  • Transactions are faster
  • Bad credit scores are accepted

When you apply for the loan, we understand that the transaction is intended to be a short term one, so a vast credit history is not what we need to look at. Instead, it’s your current income that we assess to offer you a legit payday loan.

Benefits of choosing a Legit Payday Cash Advance

As you opt for a legit payday cash advance with us, there are inherent benefits of the loan that you shall enjoy:

  • Completely online application and process
  • Swift service
  • High approval rate
  • Bad credit OK
  • Your credit score unchanged
  • Guaranteed approval subject to eligibility

Get Legit Loans for Bad Credit approved Online

Whether you need a legitimate loan having bad credit score or because you need a quick financial solution, your money is simply a few hours away. You can proceed to our online legit loan application form to fill it in and send across your details for us to process a basic assessment and get in touch with you.

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Applying Does NOT Affect Your Credit Score

CashAmericaToday is registered with the Utah Department of Financial Institutions to offer consumer credit services. When you submit your application to us online, it will be processed just as if you had submitted it in person, establishing Utah as the jurisdiction for the negotiation, execution, and fulfillment of all applications and agreements. If your application is approved, the funds will be disbursed from our account in Utah. Please note that Utah's laws governing consumer loan agreements may differ from those of your home state. It is the applicant's responsibility to adhere to all statutory requirements related to obtaining internet loans in their state of residence. Please be aware that this service may or may not be available in your specific state, and loans are not offered in the state of Michigan.

CashAmericaToday is a brand of Silver Financial Capital. The purpose is to meet your short-term borrowing needs, not long-term financial needs. Please note that this is an expensive form of borrowing. The loans and lines of credit may be used for whatever reason you need, like unexpected emergencies, car repairs, medical bills, or travel expenses. In addition, alternative forms of financing like credit card cash advances, personal loans, and home equity lines of credit might be more affordable and better suited to your needs.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day, usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday- Friday: 7:00 AM to 4:30 PM (CST) or email to

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday