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Arkansas Payday Loans for Emergency Financial Assistance

We face unforeseen events in life a number of times, many of out which can be money related. A lot of people in Arkansas need a quick fix to address an immediate financial need; be it to repair a vehicle or to get a leaking pipe fixed, the finances for which may be scarce. In such circumstances, waiting for approval from a traditional lender may be an unwise decision. Payday loans in Arkansas can serve the purpose of providing you with the emergency finances that you need, without causing much of a delay. Once applied for, from approval to transfer of funds; everything is done within 24 hours.

Get Arkansas Payday Loans with No Credit Check from CashAmericaToday

At CashAmericaToday, we offer payday loans in Arkansas even to bad credit holders. Why? Because we do not rely on your credit history in order to approve your loan. We believe that a poor credit score may be the result of various reasons, some of which may not even be the fault of the borrower in the first place (such as your previous lender forgetting to update the repayment status of your loan on time). That’s why, our loans are provided to those borrowers who have poor credit ratings or no credit histories at all as well. What we do need in order to approve your loan, are the following basic documents:

  • Income proof/ Pay stub
  • SSN
  • Verifiable contact details
  • Checking account details
  • Age proof (stating that you’re at least 18 years of age)

Know Which Lender To Choose If You Want A Payday Loan In Arkansas

There may be a ton of lenders in the market offering payday loans in Arkansas. However, not all of them are genuine and amongst those who are, it is a good idea to do your homework before you choose to apply. Of course, in most situations applying will not affect your credit score which is why you can choose to do so, on a number of sites. However, nobody wants their personal information to be misused which is why you should know and understand who among the few genuine ones is a direct lender and who isn’t.

How Do You Know If A Website Is Legitimate Or Not?

There are a number of scamsters these days who term themselves as direct lenders whereas all they may actually want is for you to provide either a small amount of money or your personal information.

  • The first thing to keep in mind in order to avoid being scammed is that they shouldn’t be charging you a fee. A lot of illegitimate lenders may ask for an “application fee” or a processing fee. Do not fall prey to their offerings. Remember, you’re the one in need of money so think before jumping into the traps of those lenders who ask you to pay even before approving your loan or transferring funds.
  • The next thing to remember is that not everything is all unicorns and rainbows. Payday loans, although easier to get in comparison to many other kinds of loans, also have a few conditions needed to be fulfilled by their borrowers. If somebody asks you just to apply without asking you for any kind of money related documents (such as your income statement or pay stub), it is very likely for that lender to be a fraud. Even though payday loan lenders in Arkansas require basic documents and may not conduct credit checks, they still need some proof that gives them a surety of being repaid.

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Applying Does NOT Affect Your Credit Score

We are registered with Utah's Department of Financial Institution to provide Consumer Credit. If you submit this application via the internet to us, we will receive and process it the same as if you submitted it to us in person thereby making Utah the place of negotiation, execution and performance of all applications and/or agreement. If we approve your application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. This service may or may not be available in your particular state.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day which is usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Thursday: 7:00 AM to 4:30 PM (CST) or email to

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday