Cash Advance

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Cash Advance

Cash Advance is a short term loan taken from banks or any other lenders. These have very high interest rates or fees, but still, look enticing to the borrowers because of its quick approval and easy funding.

Types of Cash Advances

A cash advance is a broader term with its several types that are known in the market. But, the major and most famous types of cash advances are as follows: -

Cash Advance

1. Credit Card Cash Advance is the most common kind of cash advance where borrowing can be done through a credit card. Here you can withdraw the cash from an ATM or through a check that is to be deposited in the bank.

2. Payday Loans are short-term cash advances where a little amount of money is lent, usually between a range of $200 to $1500. In this kind of cash advance, borrowers paycheck is taken into consideration instead of checking his/ her credit score.

Cons of Cash Advances

Though cash advances are one of the most popular types of loans in the market, it is still known for affecting the ability to pay back loans. This is because these loans come with extensively high-interest rates and often results in borrowing new loans in order to repay the existing ones.

Alternatives to cash advances

It is always better to choose an alternative to cash advances to avoid their high-interest rates. The alternatives are:

  • Consider borrowing from friends and family rather than going for such loans.
  • A checking account overdraft can even be a better option than these.
  • Create your own savings and stop depending on borrowed funds.

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Applying Does NOT Affect Your Credit Score

We are registered with Utah's Department of Financial Institution to provide Consumer Credit. If you submit this application via the internet to us, we will receive and process it the same as if you submitted it to us in person thereby making Utah the place of negotiation, execution and performance of all applications and/or agreement. If we approve your application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. This service may or may not be available in your particular state.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day which is usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Thursday: 7:00 AM to 4:30 PM (CST) or email to

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