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Cash Advance

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Cash Advance

Cash Advance is a short term loan taken from banks or any other lenders. These have very high interest rates or fees, but still, look enticing to the borrowers because of its quick approval and easy funding.

Types of Cash Advances

A cash advance is a broader term with its several types that are known in the market. But, the major and most famous types of cash advances are as follows: -

Cash Advance

1. Credit Card Cash Advance is the most common kind of cash advance where borrowing can be done through a credit card. Here you can withdraw the cash from an ATM or through a check that is to be deposited in the bank.

2. Payday Loans are short-term cash advances where a little amount of money is lent, usually between a range of $200 to $1500. In this kind of cash advance, borrowers paycheck is taken into consideration instead of checking his/ her credit score.

Cons of Cash Advances

Though cash advances are one of the most popular types of loans in the market, it is still known for affecting the ability to pay back loans. This is because these loans come with extensively high-interest rates and often results in borrowing new loans in order to repay the existing ones.

Alternatives to cash advances

It is always better to choose an alternative to cash advances to avoid their high-interest rates. The alternatives are:

  • Consider borrowing from friends and family rather than going for such loans.
  • A checking account overdraft can even be a better option than these.
  • Create your own savings and stop depending on borrowed funds.

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Applying Does NOT Affect Your Credit Score

CashAmericaToday is registered with the Utah Department of Financial Institutions to offer consumer credit services. When you submit your application to us online, it will be processed just as if you had submitted it in person, establishing Utah as the jurisdiction for the negotiation, execution, and fulfillment of all applications and agreements. If your application is approved, the funds will be disbursed from our account in Utah. Please note that Utah's laws governing consumer loan agreements may differ from those of your home state. It is the applicant's responsibility to adhere to all statutory requirements related to obtaining internet loans in their state of residence. Please be aware that this service may or may not be available in your specific state, and loans are not offered in the state of Michigan.

CashAmericaToday is a brand of Silver Financial Capital. The purpose is to meet your short-term borrowing needs, not long-term financial needs. Please note that this is an expensive form of borrowing. The loans and lines of credit may be used for whatever reason you need, like unexpected emergencies, car repairs, medical bills, or travel expenses. In addition, alternative forms of financing like credit card cash advances, personal loans, and home equity lines of credit might be more affordable and better suited to your needs.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day, usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Thursday: 7:00 AM to 4:30 PM (CST) or email to

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday