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Checking Account

Checking Account is a bank account where customers can deposit or withdraw money through checks, ATMs, or debit cards. Using this account, online payments and transfers can also be made through internet banking or mobile banking. A checking account also lets the account holder withdraw money a multiple time without imposing a penalty on him/ her, making it suitable for the people who have a tendency or requirement of spending every day.

Features of a Checking Account

There are many features of a checking account, some of them are mentioned below: -

  • Overdrafts - When you withdraw an amount more than the available balance in your checking account, banks cover that difference in your account. This service of a bank is known as overdraft protection.
  • Service Charges - Banks charges for the services provided by them from its customers. Such services include fees charged on not maintaining a minimum balance by the customer, writing too many checks at once, etc.
  • Electronic Funds Transfer - With electronic funds transfer, a bank facilitates its customers to transfer funds without having to wait for the checks to send or come in the mail. Most of the banks do not charge for any EFT fees from the customers.
  • ATMs - Banks facilitates its users with Automated Teller Machines, to avail convenient access to cash in seconds. Here, you may be charged with fees, if you withdraw cash from other bank’s ATM.
  • References:

    1. Investopedia https://www.investopedia.com/terms/c/checkingaccount.asp

    2. Wikipedia https://en.wikipedia.org/wiki/Transaction_account#Country_specific_differences

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Applying Does NOT Affect Your Credit Score

We are registered with Utah's Department of Financial Institution to provide Consumer Credit. If you submit this application via the internet to us, we will receive and process it the same as if you submitted it to us in person thereby making Utah the place of negotiation, execution and performance of all applications and/or agreement. If we approve your application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. This service may or may not be available in your particular state.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM EST will be processed on the next business day which is usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Friday: 8:00 AM to 7:00 PM (EST) or email to support@cashamericatoday.com.

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