Quick online loan processing

Get money straight into your bank account.

No credit checks

Easy to qualify as no credit checks are run.

No collateral

Your valuable assets are safe with you.


A debtor is an entity that owes money to another entity called the creditor. For example, if you borrow an amount of money from Mr. A, then you are a borrower or debtor and Mr. A is the creditor or lender. It is a legal obligation for a debtor to pay back all the money to the creditor that he/ she has borrowed.

Debtor in Bankruptcy

A debtor is also that person who files for bankruptcy relief. While filling the bankruptcy form, the name of the one who is filing for bankruptcy, must be listed in the space marked as 'About Debtor 1'. And, in the space marked as 'About Debtor 2', the debtor's spouse's name is to be listed down.

Laws Protecting the Debtors

In the United States, there is a consumer protection law named the Fair Debt Collection Practices Act (FDCPA), to protect the debtors. This act outlines the various codes of conduct and timings for contacting the debtors that debt collectors must follow when collecting money form the debtors.

Debtors in Default

Default is a situation in which a debtor fails to make timely repayments or misses a payment or avoids making payments to its lenders or creditors. On defaulting a payment, a debtor's credit report is negatively hurt and he/ she may get sued by the creditors or collectors.

Can Debtors Be Jailed for Unpaid Debts?

Currently, in the US, there are no jails that imprison the debtors, as failing to pay back debt is not a crime. There are certain permitted ways through which debt collectors can collect the borrowed money from the debtors.

However, courts have the right to send debtors to jail for child support and for not paying the debts.

Join Our 1,000,000+ Customers Who Get Money Right When They Need!

Reviews are the independent opinions of our users, and we do not hold any of them to be representative of all CashAmericaToday borrowers' experience.

Read more reviews from our clients on

A trusted single lending source for your cash crunch. Apply now!
Get Started

Applying Does NOT Affect Your Credit Score

We are registered with Utah's Department of Financial Institution to provide Consumer Credit. If you submit this application via the internet to us, we will receive and process it the same as if you submitted it to us in person thereby making Utah the place of negotiation, execution and performance of all applications and/or agreement. If we approve your application, the funds will be disbursed from our account in Utah. Utah law governing consumer loan agreements may differ from the laws of the state where you reside. Applicant is responsible for complying with all statutory obligations regarding obtaining loans by internet that may exist in their state of residence. This service may or may not be available in your particular state.

CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.

Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day which is usually Monday- unless it is a holiday.

Should you have any doubts, please call our customer support at (855) 840-5688, Monday-Thursday: 7:00 AM to 4:30 PM (CST) or email to

* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday